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Taiwan Cooperative Financial Holding Co Ltd

Taiwan Cooperative Financial Holding Co Ltd

5880 · TW · Financial Services / Banks - Regional

28.55TWD+0.35 (+1.24%)

Price History

Full chart

Market Stats

Previous Close28.20
Open28.10
Day Range27.80 – 28.60
52-Week Range22.55 – 27.65
Volume11.40M
Market Cap420.31B
P/E (TTM)19.66
Forward P/E11.19
EPS1.33
Dividend Yield3.06%
Beta0.17
50-Day Avg25.93
200-Day Avg23.90

About

Taiwan Cooperative Financial Holding Co., Ltd., together with its subsidiaries, provides banking, insurance, securities, bills finance, investment trust, asset management, and capital management services in Taiwan. The company offers general deposits and loans. It is also involved in the planning, management, and operation of the trust business; securities investment trust, discretionary investment, and securities investment consulting business; venture capital activities; investment consulting; and financial leasing business. In addition, the company engages in securities brokerage; brokerage and trading of short-term bills; issuance and underwriting services of commercial promissory notes; guarantor services for promissory notes or bills of exchange; brokerage services for interbank lending; consulting services related to corporate finance; brokerage and trading of government bonds; signing, underwriting, brokerage, and trading of financial bonds; trading of corporate bonds; investing in related equity products; and other related businesses. Further, it is involved in the purchase, appraisal, auction, and management of financial institutions' financial claims, as well as the acquisition of accounts receivable and management of overdue receivables. Further, the company offers personal injury, health, annuity, and investment-type insurance products, along with life and property insurance brokerage services. Taiwan Cooperative Financial Holding Co., Ltd. was incorporated in 2011 and is based in Taipei, Taiwan.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Tso-Cheng Su
  • Employees9.82K
  • HeadquartersNo. 225, Chang?an East Road, Taipei, Taiwan, 105, Taiwan
  • Websitehttps://www.tcfhc.com.tw

Leadership

  • Mr. Tso-Cheng SuPresident & Director
  • Ms. Shu-Ling WuExecutive VP & Chief Compliance Officer
  • Ms. Yu-Wan ChenExecutive VP & Head of Human Resource Department
  • Ms. Chwan-Jau LiiExecutive VP & Chief Audit Executive
  • Ms. Ling-Tsui HuangExecutive VP, SVP, Chief Sustainability Officer & Head of Risk Management Department
  • Ms. Chia-Mei ChenExecutive VP & Chief Information Security Officer
  • Ms. Mei-Chun WeiSenior VP & Head of Accounting Department
  • Mr. Tsung-Yi ChangSenior VP & Head of Administration Management Department
  • Ms. Min-Chieh WangSenior VP & Head of Legal Compliance Department
  • Ms. Kuei-Feng LiangSenior VP & Head of Legal Affairs Department

Financials

Income Statement

Currency: TWD2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue76.93B54.27B45.02B49.59B63.51B73.44B79.64B53.43B33.05B4.60B56.89B56.17B56.04B59.52B61.01B65.52B68.34B74.22B69.78B67.66B79.35B122.80B141.91B147.31B
Growth (%)--29.46%-17.05%+10.15%+28.08%+15.64%+8.44%-32.92%-38.14%-86.07%+1135.65%-1.27%-0.23%+6.21%+2.51%+7.39%+4.30%+8.60%-5.98%-3.03%+17.27%+54.76%+15.56%+3.81%
Cost of Revenue------44.77B20.44B-1.91B21.54B21.73B23.16B21.34B18.94B18.80B22.04B25.11B17.97B13.33B25.97B61.45B76.13B78.61B
Gross Profit------34.88B32.99B33.05B2.69B35.35B34.45B32.88B38.18B42.07B46.72B46.30B49.10B51.81B54.34B53.38B61.35B65.78B68.71B
Gross Margin------43.79%61.75%100.00%58.45%62.14%61.32%58.68%64.15%68.96%71.30%67.75%66.16%74.24%80.30%67.27%49.96%46.35%46.64%
Operating Expense------25.38B24.39B7.37B2.43B26.56B24.43B20.82B22.57B25.85B29.92B27.92B28.38B31.98B29.91B29.00B39.28B40.80B42.41B
Operating Income40.04B29.50B24.99B31.79B46.96B54.72B9.50B8.60B25.68B259.46M8.79B10.01B12.07B15.61B16.23B16.80B18.38B20.72B19.82B24.43B24.39B22.07B24.98B26.30B
Operating Margin52.04%54.36%55.51%64.11%73.94%74.50%11.93%16.10%77.70%5.64%15.46%17.83%21.53%26.23%26.59%25.64%26.90%27.92%28.41%36.10%30.73%17.98%17.60%17.85%
EBITDA------10.61B9.76B10.16B359.25M10.02B11.30B13.38B16.92B17.41B17.96B19.72B22.63B21.99B26.71B26.89B24.72B27.84B28.48B
EBITDA Margin------13.32%18.26%30.73%7.80%17.61%20.11%23.87%28.42%28.53%27.41%28.86%30.49%31.52%39.47%33.89%20.13%19.62%19.33%
Net Income1.25B3.14B778.65M2.63B9.14B9.74B7.53B6.87B7.65B262.53M7.42B8.50B10.24B13.08B13.76B14.32B15.62B17.24B16.58B20.53B20.25B17.26B19.22B21.29B
Net Income Margin1.63%5.79%1.73%5.31%14.38%13.26%9.46%12.87%23.15%5.70%13.04%15.13%18.27%21.97%22.56%21.85%22.85%23.22%23.77%30.35%25.52%14.06%13.54%14.46%
Interest Expense00000044.77B20.44B16.64B1.91B21.54B21.73B23.16B21.34B18.94B18.80B22.04B25.11B17.97B13.33B25.97B61.45B76.13B74.78B
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%56.21%38.25%50.35%41.55%37.86%38.68%41.32%35.85%31.04%28.70%32.25%33.84%25.76%19.70%32.73%50.04%53.65%50.77%

Balance Sheet

Currency: TWD2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets1.87T1.99T2.03T1.97T2.38T2.43T2.51T2.59T2.68T2.79T2.98T3.07T3.08T3.24T3.34T3.41T3.51T3.74T4.15T4.43T4.48T4.80T5.17T5.38T
Total Liabilities1.81T1.93T1.97T1.90T2.28T2.33T2.40T2.48T2.56T2.66T2.83T2.92T2.92T3.04T3.14T3.21T3.30T3.51T3.91T4.19T4.26T4.56T4.91T5.10T
Total Equity58.01B61.06B60.64B63.93B97.73B102.44B107.20B110.26B118.60B122.93B146.62B149.31B155.35B186.59B194.68B201.15B208.27B221.42B231.05B236.23B215.45B239.89B254.05B279.25B
Cash31.46B22.98B37.47B69.82B86.01B32.75B416.43B573.38B689.12B627.25B742.65B749.17B730.46B750.21B350.88B334.55B321.67B323.82B422.34B496.76B414.62B453.65B477.82B391.99B
Total Debt------79.33B86.80B77.45B91.93B115.68B105.15B105.21B86.02B92.45B91.07B83.52B101.19B105.87B114.25B115.72B365.23B644.99B714.65B
Net Debt-------337.10B-486.59B-611.67B-535.32B-626.96B-644.01B-625.25B-664.19B-258.42B-243.48B-238.16B-222.64B-316.47B-382.51B-298.90B-453.65B167.17B322.66B

Cash Flow

Currency: TWD2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow------33.34B21.42B8.29B11.13B10.60B21.44B-67.93B79.40B-315.39B451.36M-13.67B9.89B-17.93B59.27B46.96B2.16B-2.60B29.89B
Investing Cash Flow-------85.48B-91.01B-103.92B-26.60B-7.84B-6.93B-329.91M-1.65B562.66M-1.58B-2.68B-2.26B-2.03B-642.33M-1.67B-1.98B-1.92B-209.17B
Financing Cash Flow------60.09B74.27B85.15B31.91B47.67B-9.92B-4.66B10.57B2.62B-9.88B-17.05B6.70B18.75B48.18B-102.88B2.43B-2.33B174.27B
Capital Expenditure0000001.55B947.76M986.17M133.73M1.44B2.11B3.52B1.28B482.06M1.88B1.27B1.60B1.50B1.28B1.80B1.64B1.96B1.46B
Free Cash Flow------31.79B20.47B7.30B11.00B9.15B19.33B-71.45B78.12B-315.87B-1.42B-14.94B8.28B-19.43B58.00B45.16B520.22M-4.57B28.43B
Dividends Paid------1.90B4.31B1.08B-3.20B3.19B4.31B5.27B3.32B8.89B9.15B9.43B11.00B11.33B13.60B7.00B9.56B10.66B
FCF to OCF------95.36%95.58%88.10%98.80%86.39%90.16%105.19%98.39%100.15%-315.69%109.32%83.79%108.39%97.85%96.17%24.11%175.31%95.13%
Dividend Paid to FCF------5.99%21.04%14.75%-34.91%16.51%-6.03%6.75%-1.05%-623.58%-61.24%113.80%-56.63%19.54%30.12%1346.45%-209.42%37.48%

Earnings

Report DateJun 2, 2010Sep 1, 2010Dec 1, 2010Mar 2, 2011Jun 1, 2011Aug 31, 2011Nov 30, 2011Feb 29, 2012May 30, 2012Aug 29, 2012Nov 28, 2012Feb 27, 2013May 29, 2013Aug 28, 2013Nov 27, 2013Feb 26, 2014May 28, 2014Sep 3, 2014Dec 3, 2014Feb 25, 2015Jun 3, 2015Sep 2, 2015Dec 2, 2015Mar 2, 2016Apr 10, 2016Jul 10, 2016Nov 29, 2016Jan 9, 2017Apr 10, 2017Jul 5, 2017Oct 5, 2017Mar 29, 2018Apr 2, 2018Aug 29, 2018Nov 27, 2018Mar 28, 2019May 29, 2019Sep 4, 2019Dec 5, 2019Mar 29, 2020May 29, 2020Aug 28, 2020Nov 27, 2020May 22, 2021Aug 26, 2021Nov 18, 2021Mar 10, 2022May 9, 2022Aug 24, 2022Nov 21, 2022Mar 10, 2023May 16, 2023Nov 20, 2026
EPS Estimate-----------------------------------------------------
EPS Actual0.180.180.190.180.190.210.190.110.200.200.190.100.190.170.180.130.190.210.230.160.210.220.260.220.220.250.270.230.240.270.320.180.270.280.300.230.270.300.330.330.300.260.320.350.370.440.330.310.330.420.390.35-
Surprise-----------------------------------------------------
Timing------------------------After-hoursAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-market-Pre-market----After-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketPre-marketAfter-hours-

Key Statistics & Ratios

Market Cap420.31B
Enterprise Value514.62B
Trailing P/E19.66
Forward P/E11.19
PEG Ratio0.00
Price / Sales5.61
Price / Book1.54
EPS1.33
Book Value18.06
Revenue (TTM)74.86B
Gross Profit (TTM)74.28B
Profit Margin32.63%
Operating Margin53.44%
Return on Equity9.01%
Return on Assets0.47%
Shares Outstanding16.07B
Shares Float10.93B
Beta0.17
Dividend Yield3.06%
Dividend Rate0.80
Payout Ratio51.47%

Dividends

20231×
0.12Aug 9, 2023
20221×
0.95Aug 10, 2022
20211×
0.77Aug 11, 2021
20201×
0.77Aug 12, 2020
20191×
0.66Aug 14, 2019
20181×
0.64Aug 21, 2018
20171×
0.62Aug 16, 2017
20161×
0.24Aug 10, 2016
20151×
0.38Aug 13, 2015
20141×
0.35Aug 19, 2014
20131×
0.27Aug 14, 2013
20121×
0.02Aug 3, 2012
20111×
0.36Aug 17, 2011
20101×
0.13Aug 26, 2010
20091×
0.46Aug 18, 2009
20081×
0.20Aug 5, 2008
20071×
0.31Jul 12, 2007
20061×
0.09Aug 10, 2006
20051×
0.04Jul 19, 2005
20041×
0.07Dec 22, 2004

Stock Splits

  • Aug 9, 202321:20
  • Aug 10, 2022103:100
  • Sep 8, 202151:50
  • Aug 12, 2020103:100
  • Aug 14, 2019103:100
  • Aug 21, 2018103:100
  • Aug 16, 2017103:100
  • Aug 10, 2016107:100
  • Aug 13, 201521:20
  • Feb 2, 20154361:4310
  • Aug 19, 201421:20
  • Aug 14, 201353:50
  • Aug 3, 2012991:927
  • Aug 17, 201153:50
  • Aug 26, 201011:10
  • Aug 5, 200823:20
  • Nov 7, 20062474:2449
  • Aug 10, 200611:10
  • Feb 21, 200611:10
  • Dec 22, 200423:20