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Everyday People Financial Corp.

Everyday People Financial Corp.

EPF · V · Financial Services / Credit Services

0.32CAD-0.02 (-5.88%)

Price History

Full chart

Market Stats

Previous Close0.34
Open0.33
Day Range0.32 – 0.33
52-Week Range0.36 – 0.79
Volume17.50K
Market Cap48.95M
P/E (TTM)0.00
Forward P/E0.00
EPS-0.02
Dividend Yield0.00%
Beta0.42
50-Day Avg0.4441
200-Day Avg0.53

About

Everyday People Financial Corp. operates as a revenue cycle management company in Canada and the United Kingdom. It provides fee-for-service receivables management; and commissioned or fixed rate debt collection services for corporations. The company offers business processing outsourcing, call center support; credit management; and client management solutions. Everyday People Financial Corp. was founded in 1988 and is headquartered in Edmonton, Canada.in Edmonton, Canada.

Company Details

  • SectorFinancial Services
  • IndustryCredit Services
  • CEOMr. Graham Rankin
  • Employees0
  • Headquarters11150 Jasper Avenue, Edmonton, AB, Canada, T5K 0C7, Canada
  • Websitehttps://everydaypeoplefinancial.com

Leadership

  • Mr. Graham RankinCo-CEO & Chairman · b. 1972
  • Mr. Barret J. ReykdalPresident, Co-CEO & Director · b. 1979
  • Mr. Dilpreet Singh Boparai CPAChief Financial Officer
  • Alasdair SkeochChief Operating Officer
  • Mr. Gordon J. ReykdalSenior Advisor & Director · b. 1958
  • Mr. Allan ScullionChief Technology Officer · b. 1968
  • Barry BrothersonChief Compliance Officer
  • Mr. Remo J. ManciniChairman of EP Homes · b. 1952
  • Mr. Ryan WattPresident of Climb · b. 1981
  • Mr. Morgan RusselSenior Vice President of EP Homes · b. 1974

Financials

Income Statement

Currency: CAD2021-09-302022-09-302023-09-302024-09-302025-09-30
Total Revenue13.57M037.89M57.13M76.17M
Growth (%)--100.00%-+50.76%+33.35%
Cost of Revenue6.25M-32.91M49.11M62.19M
Gross Profit7.32M-4.98M8.02M13.99M
Gross Margin53.93%-13.14%14.03%18.36%
Operating Expense11.47M-10.56M11.82M15.25M
Operating Income-4.15M-90.55K-5.59M-3.80M-1.26M
Operating Margin-30.59%--14.74%-6.66%-1.66%
EBITDA--90.55K1.96M-779.00K4.22M
EBITDA Margin--5.18%-1.36%5.54%
Net Income-4.93M-90.55K-1.95M-6.63M-1.42M
Net Income Margin-36.37%--5.15%-11.60%-1.86%
Interest Expense525.23K-2.04M2.49M1.56M
Interest Expense % of Total Revenue3.87%-5.38%4.37%2.05%

Balance Sheet

Currency: CAD2020-09-302021-09-302022-09-302023-09-302024-09-302025-09-30
Total Assets150.74K217.15K174.92K64.08M63.95M60.48M
Total Liabilities5.00K19.83K68.14K53.64M57.63M47.02M
Total Equity145.74K197.32K106.78K10.44M6.32M13.46M
Cash150.74K217.15K174.92K1.47M1.61M1.36M
Net Debt-5.37M-16.57M17.21M12.44M

Cash Flow

Currency: CAD2021-09-302022-09-302023-09-302024-09-302025-09-30
Operating Cash Flow-364.58K-42.23K-5.40M6.21M6.04M
Financing Cash Flow2.95M05.70M-2.42M-4.42M
Capital Expenditure405.68K075.00K788.00K747.00K
Free Cash Flow-770.25K-42.23K-5.48M5.42M5.30M
FCF to OCF211.27%100.00%101.39%87.30%87.64%

Earnings

Report DateNov 20, 2026
EPS Estimate-
EPS Actual-
Surprise-
TimingAfter-hours

Key Statistics & Ratios

Market Cap48.95M
Enterprise Value65.66M
Trailing P/E0.00
Forward P/E0.00
Price / Sales0.58
Price / Book3.65
EPS-0.02
Book Value0.102
Revenue (TTM)84.91M
Gross Profit (TTM)55.09M
EBITDA397.00K
Profit Margin-4.98%
Operating Margin-2.63%
Return on Equity-20.97%
Return on Assets-1.94%
Shares Outstanding130.54M
Shares Float88.83M
Beta0.42
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%