OCAL Financial Inc.

OCAL · V · Financial Services / Credit Services

0.12CAD+0.01 (+9.09%)

Price History

Full chart

Market Stats

Previous Close0.11

Open0.125

Day Range0.12 – 0.125

52-Week Range0.08 – 0.55

Volume1.00K

Market Cap3.85M

P/E (TTM)0.00

Forward P/E0.00

EPS-0.01

Dividend Yield0.00%

50-Day Avg0.1162

200-Day Avg0.1188

About

OCAL Financial Inc., through its finance platform, offers vehicle financing solutions. It offers auto, power sports, recreational vehicles, personal loans, auto repair, and healthcare financing services. It also sells insurance and vehicle warranties. The company is based in Vancouver, Canada.

Company Details

SectorFinancial Services
IndustryCredit Services
CEOMr. Medhi Moghareh
Headquarters500 - 885 Dunsmuir Street, Vancouver, BC, Canada, V6C 1N5, Canada
Websitehttps://ocalfinancial.ca

Leadership

Mr. Matthew FriesenExecutive Chairman · b. 1971
Mr. Medhi MogharehCEO & Director · b. 1982
Mr. Terence LeeCFO & Corporate Secretary · b. 1989

Financials

Income Statement

Currency: CAD	2024-08-31	2025-08-31
Total Revenue	5.45M	6.48M
Growth (%)	-	+18.80%
Cost of Revenue	4.84M	5.67M
Gross Profit	610.79K	810.75K
Gross Margin	11.20%	12.51%
Operating Expense	961.78K	921.54K
Operating Income	-350.99K	-110.79K
Operating Margin	-6.43%	-1.71%
EBITDA	-286.19K	-40.80K
EBITDA Margin	-5.25%	-0.63%
Net Income	-586.21K	-322.09K
Net Income Margin	-10.75%	-4.97%
Interest Expense	179.65K	153.34K
Interest Expense % of Total Revenue	3.29%	2.37%

Balance Sheet

Currency: CAD	2024-08-31	2025-08-31
Total Assets	908.86K	931.24K
Total Liabilities	2.60M	2.95M
Total Equity	-1.69M	-2.02M
Cash	161.68K	266.94K
Net Debt	154.52K	-

Cash Flow

Currency: CAD	2024-08-31	2025-08-31
Operating Cash Flow	-85.16K	64.12K
Financing Cash Flow	-142.60K	41.13K
Capital Expenditure	168	0
Free Cash Flow	-85.33K	64.12K
FCF to OCF	100.20%	100.00%

Earnings

Report Date	Oct 27, 2026
EPS Estimate	-
EPS Actual	-
Surprise	-
Timing	After-hours

Key Statistics & Ratios

Market Cap3.85M

Enterprise Value3.37M

Trailing P/E0.00

Forward P/E0.00

Price / Sales0.52

Price / Book0.00

EPS-0.01

Book Value-0.006

Revenue (TTM)0

Gross Profit (TTM)0

Profit Margin0.00%

Operating Margin-3.69%

Return on Equity0.00%

Return on Assets0.00%

Shares Outstanding36.67M

Shares Float0

Dividend Yield0.00%

Dividend Rate0.00

Payout Ratio0.00%