Addiko Bank AG

Addiko Bank AG

ADKO · VI · Financial Services / Banks - Regional

24.60EUR+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close24.60
Open24.60
Day Range24.60 – 24.60
52-Week Range20.40 – 29.00
Volume568
Market Cap482.18M
P/E (TTM)0.00
Forward P/E0.00
EPS-0.16
Dividend Yield0.00%
Beta0.23
50-Day Avg25.75
200-Day Avg26.14

About

Addiko Bank AG provides various banking products and services in Croatia, Slovenia, Bosnia and Herzegovina, Montenegro, Austria, and Serbia. It operates through Consumer, Small and Medium-Sized Enterprises (SME), Mortgage, Large Corporates, and Public Finance segments. The company offers online and direct deposits; consumer and public finance, mortgage loans relating to real estate purchase or leveraging private real estate as collateral, unsecured personal loan products and working capital loans, and trade finance products. It serves private individuals, SMEs, entrepreneurs, ministries of finance, state enterprises, local governments, and public institutions. Addiko Bank AG was formerly known as Hypo Group Alpe Adria AG and changed its name to Addiko Bank AG in July 2016. Addiko Bank AG was founded in 1996 and is headquartered in Vienna, Austria. As of July 29, 2026, Addiko Bank AG operates as a subsidiary of Raiffeisen Bank International AG.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Herbert Juranek
  • Employees2.53K
  • HeadquartersCanetti Tower, Vienna, Austria, 1100, Austria
  • Websitehttps://www.addiko.com

Leadership

  • Mr. Herbert JuranekCEO & Chairman of the Management Board · b. 1966
  • Mr. Edgar FlagglCFO & Member of the Management Board · b. 1979
  • Mr. Ganesh Kumar Krishnamoorthi B.E.Chief Market, IT & Digitalization Officer and Member of the Management Board · b. 1977
  • Mr. Tadej KrasovecChief Risk Officer & Member of the Management Board · b. 1977
  • Vanja VanicekManaging Director of Group Marketing & Corporate Communications

Financials

Income Statement

Currency: EUR2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue-238.20M311.60M267.90M250.50M247.80M254.80M298.70M321.50M323.10M
Growth (%)--+30.81%-14.02%-6.49%-1.08%+2.82%+17.23%+7.63%+0.50%
Net Income-41.60M104.20M35.10M1.40M13.60M25.70M41.10M45.40M44.00M
Net Income Margin-17.46%33.44%13.10%0.56%5.49%10.09%13.76%14.12%13.62%
Interest Expense0040.70M27.80M22.30M18.20M18.80M49.00M68.30M58.10M
Interest Expense % of Total Revenue-0.00%13.06%10.38%8.90%7.34%7.38%16.40%21.24%17.98%

Balance Sheet

Currency: EUR2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets-6.49B6.15B6.08B5.91B5.84B6.00B6.15B6.41B6.42B
Total Liabilities-5.64B5.29B5.22B5.06B5.04B5.25B5.35B5.57B5.52B
Total Equity-844.10M859.50M861.30M851.70M805.10M746.20M801.10M839.50M898.40M
Cash-1.29B1.00B899.40M1.16B1.36B1.38B1.25B1.25B1.06B

Cash Flow

Currency: EUR2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow454.10M-206.50M-93.60M-38.00M277.70M258.60M29.30M174.60M363.50M-92.10M
Investing Cash Flow104.60M31.90M-21.10M-18.60M-7.90M-2.70M-800.00K---
Financing Cash Flow--430.00M-170.00M-50.00M-6.90M-52.50M-6.70M---
Capital Expenditure06.70M6.70M6.00M13.20M11.00M7.90M9.90M12.60M14.90M
Free Cash Flow--225.20M-117.50M-54.00M255.20M247.60M21.40M164.70M350.90M-107.00M
Dividends Paid-430.00M170.00M50.00M46.60M46.60M-23.60M24.30M-
FCF to OCF-109.06%125.53%142.11%91.90%95.75%73.04%94.33%96.53%116.18%
Dividend Paid to FCF--190.94%-144.68%-92.59%18.26%18.82%-14.33%6.93%-

Earnings

Report DateNov 19, 2019Mar 4, 2020Aug 19, 2020May 5, 2021Aug 11, 2021Nov 3, 2021Mar 9, 2022May 10, 2022Aug 17, 2022Nov 8, 2022Mar 8, 2023May 11, 2023Nov 8, 2023
EPS Estimate0.460.34-0.340.090.160.220.180.280.310.310.100.36-
EPS Actual0.460.94-0.200.250.060.180.180.330.320.360.310.500.55
Surprise0.00%176.47%41.18%177.78%-62.50%-18.18%0.00%17.86%3.23%16.13%210.00%38.89%-
TimingPre-marketAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap482.18M
Enterprise Value-261.72M
Trailing P/E0.00
Forward P/E0.00
Price / Sales1.72
Price / Book0.57
EPS-0.16
Book Value45.48
Revenue (TTM)280.10M
Gross Profit (TTM)280.10M
Profit Margin-1.07%
Operating Margin17.70%
Return on Equity-0.34%
Return on Assets-0.05%
Shares Outstanding19.29M
Shares Float11.26M
Beta0.23
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Dividends

20241×
1.26May 2, 2024
20231×
1.21May 2, 2023
20212×
2.03Nov 9, 20210.36Apr 30, 2021
20201×
2.05Apr 27, 2020