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Erste Group Bank AG

Erste Group Bank AG

EBS · VI · Financial Services / Banks - Regional

109.3EUR-2.00 (-1.80%)

Price History

Full chart

Market Stats

Previous Close111.3
Open109.5
Day Range109.1 – 112
52-Week Range81.15 – 126.8
Volume576.07K
Market Cap44.13B
P/E (TTM)12.71
Forward P/E5.08
EPS8.94
Dividend Yield0.66%
Beta0.79
50-Day Avg120.53
200-Day Avg108.19

About

Erste Group Bank AG provides various banking and other financial services to retail, corporate, and public sector customers. It offers savings and current accounts, and term deposit products; consumer credit and mortgage lending; commercial real estate, investment loan, acquisition and leveraged finance, project finance, and product neutral financial advice; and factoring, accounts receivable purchasing, working capital finance, and structured trade finance, and ErsteConfirming, a supply chain finance solution. The company also provides interests and FX hedging, letters of credit, documentary collections, and guarantees; cash-management solutions, such as cash pooling, payment transactions, digital banking, payment factory, VIRTUAL.IBAN, and POS-terminals and e-commerce; equity interests and investments, revolving export credit lines, and customer financing. In addition, it offers loan syndication, debt capital market, and equity capital market services; custody and brokerage services, including safekeeping, settlement, corporate action events, tax reclaim assistance, proxy voting, brokerage services, securities lending, cash management, clearing services for remote members on Vienna Stock Exchange, and market news services; and George, a digital retail product. The company operates in Austria, the Czech Republic, Poland, Slovakia, Bosnia, Romania, Hungary, North Macedonia, Montenegro, Croatia, Serbia, and internationally. Erste Group Bank AG was founded in 1819 and is based in Vienna, Austria.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEODr. Peter Bosek MP
  • Employees55.23K
  • HeadquartersAm Belvedere 1, Vienna, Austria, 1100, Austria
  • Websitehttps://www.erstegroup.com

Leadership

  • Dr. Peter Bosek MPChairman of the Management Board & CEO · b. 1968
  • Mr. Stefan DorflerCFO & Member of Management Board · b. 1971
  • Magistrate Alexandra Habeler-Drabek Mag.CRO & Member of the Management Board · b. 1970
  • Mr. Maurizio PolettoCOO, Chief Platform Officer & Member of Management Board · b. 1973
  • Mr. Thomas SommerauerHead of Group Investor Relations · b. 1972
  • Mr. Gernot Mittendorfer M.B.A., MPConsultant · b. 1964
  • Mr. Manfred NeuwirthHead of Group Markets Financial Institutions
  • Bernhard LederHead of Group Markets Origination & Funding
  • Dr. Christoph SchoefboeckChief Executive Officer of Erste Bank Croatia · b. 1966
  • Engineer Peter Krutil Ph.D.Chief Executive Officer of Slovenská sporitelna · b. 1968

Financials

Income Statement

Line item2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue3.58B3.83B4.28B4.37B5.02B6.17B6.41B7.47B7.78B7.38B7.65B6.86B6.84B6.79B6.82B6.78B6.91B7.26B7.16B7.60B8.39B10.32B10.89B11.76B
Gross Profit-------------6.44B6.64B6.69B6.97B7.22B------
Operating Income--996.59M1.22B1.52B1.92B1.15B1.36B1.52B-768.60M374.30M-803.23M1.64B1.95B2.22B2.60B2.65B------
EBITDA4.05B3.69B3.71B4.39B5.56B7.78B8.09B7.08B5.42B4.92B4.23B4.03B2.49B3.90B3.84B3.56B5.06B5.08B3.53B4.66B----
Net Income255.20M353.30M520.85M716.71M932.25M1.17B859.61M903.39M1.02B-718.90M483.48M60.97M-1.44B968.16M1.26B1.32B1.79B1.47B783.10M1.92B2.16B3.00B3.13B3.51B
Interest Expense3.24B2.62B2.57B3.01B3.93B5.74B7.05B5.06B3.40B3.79B3.58B2.81B1.81B2.00B1.54B1.27B2.36B2.45B1.79B1.61B5.29B12.26B11.58B8.82B

Balance Sheet

Line item2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets121.22B128.58B139.81B152.68B181.70B200.52B201.44B201.71B205.94B210.01B213.82B199.88B196.29B199.74B208.23B220.66B236.79B245.69B277.39B307.43B323.87B337.15B353.74B368.57B
Total Liabilities116.02B122.91B--170.80B189.12B190.35B185.59B188.81B188.81B197.49B185.09B182.84B184.93B191.62B202.37B217.92B225.22B254.98B283.91B298.56B308.65B322.97B333.91B
Total Equity-242.36M-88.18M3.42B4.07B7.98B8.45B8.08B12.71B13.59B13.59B12.86B11.32B9.84B11.01B12.46B13.87B14.37B15.62B17.34B18.00B19.35B21.65B23.14B26.30B
Cash3.18B2.55B2.72B2.73B7.38B7.62B7.56B6.00B5.84B5.84B9.74B8.67B10.07B13.61B19.02B27.66B32.49B26.80B52.60B61.92B49.20B51.43B42.75B41.24B
Total Debt--23.42B25.58B27.05B36.89B38.49B38.78B40.29B37.14B37.09B33.32B31.14B29.65B27.19B25.10B29.74B30.89B31.24B32.72B----
Net Debt-3.18B-2.55B20.69B22.85B19.67B29.27B30.94B32.79B34.45B31.30B27.35B24.65B21.07B16.04B8.17B-2.56B-2.75B4.08B-21.37B-29.21B219.05M-9.14B13.63B

Cash Flow

Line item2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow3.30B3.62B2.06B396.00M3.50B581.00M-2.86M-3.35B320.00M6.72B3.96M-433.00M-1.69B5.93B6.18B3.48B-2.91B-6.19B24.49B11.40B-8.82B2.59B-9.03B4.04B
Investing Cash Flow--------------815.00M-383.00M-354.00M-490.00M-433.10M-351.60M-483.40M----
Financing Cash Flow399.00M68.00M-426.00M395.00M3.98B199.00M365.00K3.37B-693.00M-576.00M-215.00K-1.44B-292.00M-39.00M208.00M-4.00M-828.00M-197.00M1.13B-1.31B----
Capital Expenditure1.17B1.32B443.00M657.30M626.00M933.00M930.00K940.00M622.00M534.00M727.00K674.00M634.00M773.00M807.00M636.00M541.00M591.00M549.50M548.00M478.60M528.00M746.00M753.00M
Free Cash Flow2.13B2.29B1.61B-261.30M2.87B-352.00M-3.79M-4.29B-302.00M6.19B3.23M-1.11B-2.33B5.16B5.37B2.84B-3.45B-6.79B23.94B10.86B-9.29B2.06B-9.78B3.29B
Dividends Paid62.00M74.00M90.00M120.00M133.00M202.00M235.00K203.00M385.00M405.00M141.00K299.00M171.00M40.00M222.00M470.00M568.00M663.00M114.60M756.00M753.60M869.00M1.22B1.34B

Earnings

Report DateNov 11, 2004May 6, 2005Aug 1, 2005Oct 31, 2005Apr 28, 2006Jul 31, 2006Oct 30, 2006Apr 30, 2007Jul 31, 2007Oct 30, 2007Feb 29, 2008Jul 30, 2008Oct 30, 2008Apr 30, 2009Jul 30, 2009Oct 30, 2009Feb 26, 2010Apr 30, 2010Jul 30, 2010Oct 29, 2010Mar 1, 2011Apr 28, 2011Jul 29, 2011Oct 28, 2011Feb 29, 2012Apr 30, 2012Jul 31, 2012Oct 30, 2012Feb 28, 2013Apr 29, 2013Jul 30, 2013Oct 30, 2013Feb 28, 2014Apr 30, 2014Jul 31, 2014Oct 30, 2014Mar 27, 2015May 7, 2015Aug 7, 2015Nov 6, 2015Feb 26, 2016May 4, 2016Aug 5, 2016Nov 4, 2016Feb 28, 2017May 5, 2017Aug 4, 2017Nov 3, 2017Mar 30, 2018May 4, 2018Jul 31, 2018Nov 2, 2018Feb 28, 2019May 3, 2019Jul 31, 2019Oct 30, 2019Feb 28, 2020Apr 30, 2020Jul 31, 2020Nov 2, 2020Feb 26, 2021Apr 30, 2021Jul 30, 2021Nov 2, 2021Mar 25, 2022Apr 29, 2022Aug 1, 2022Nov 3, 2022Feb 28, 2023Apr 27, 2023Jul 31, 2023Oct 30, 2023Feb 29, 2024Apr 30, 2024Aug 1, 2024Oct 30, 2024Feb 26, 2025Apr 29, 2025Jul 31, 2025Oct 30, 2025Feb 26, 2026Apr 30, 2026Jul 29, 2026Oct 30, 2026
EPS Estimate0.580.641.360.700.810.750.740.960.940.971.041.091.090.560.400.500.53-0.550.610.70-0.67-0.88-0.430.580.30-0.410.290.38-0.16-0.15-1.430.040.360.530.540.310.511.180.770.370.630.820.830.670.730.840.951.170.910.901.020.840.530.280.690.270.731.171.130.910.941.351.081.021.281.701.781.521.761.661.901.622.031.782.051.852.262.582.91
EPS Actual0.620.670.630.720.830.690.651.030.900.871.041.050.720.740.710.620.580.590.480.610.650.600.53-1.330.670.380.510.29-0.290.360.250.27-0.910.24-2.46-1.300.170.530.610.650.480.641.320.760.200.610.800.850.680.780.941.061.230.880.991.150.580.550.020.810.340.831.151.250.931.051.491.201.211.391.981.901.541.871.872.141.331.822.112.202.112.152.48-
Surprise6.90%4.69%-53.68%2.86%2.47%-8.00%-12.16%7.29%-4.26%-10.31%0.00%-3.67%-33.95%32.14%77.50%24.00%9.43%--12.73%0.00%-7.14%--20.90%-51.14%--11.63%-12.07%-3.33%--12.20%-13.79%-28.95%-50.00%-1540.00%9.09%325.00%47.22%15.09%20.37%54.84%25.49%11.86%-1.30%-45.95%-3.17%-2.44%2.41%1.49%6.85%11.90%11.58%5.13%-3.30%10.00%12.75%-30.95%3.77%-92.86%17.39%25.93%13.70%-1.71%10.62%2.20%11.70%10.37%11.11%18.63%8.59%16.47%6.74%1.32%6.25%12.65%12.63%-17.83%-10.34%18.54%7.32%14.05%-4.87%-3.88%-
TimingAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketAfter-hoursAfter-hours-After-hoursPre-market-Pre-marketPre-marketAfter-hours-Pre-marketPre-marketPre-market-After-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap44.13B
Enterprise Value122.46B
Trailing P/E12.71
Forward P/E5.08
PEG Ratio7.57
Price / Sales3.37
Price / Book1.66
EPS8.94
Book Value62.48
Revenue (TTM)13.11B
Gross Profit (TTM)13.11B
Profit Margin29.15%
Operating Margin50.96%
Return on Equity13.21%
Return on Assets1.19%
Shares Outstanding388.45M
Shares Float388.10M
Beta0.79
Dividend Yield0.66%
Dividend Rate0.75
Payout Ratio8.39%

Dividends

20261×
0.75Apr 22, 2026
20251×
3.00May 26, 2025
20241×
2.70May 27, 2024
20231×
1.90May 16, 2023
20221×
1.60May 23, 2022
20213×
1.00Nov 30, 20210.50May 25, 20210.75Feb 11, 2021
20191×
1.40May 20, 2019
20181×
1.20May 29, 2018
20171×
1.00May 23, 2017
20161×
0.50May 17, 2016
20141×
0.20May 21, 2014
20131×
0.40May 22, 2013
20111×
0.70May 17, 2011
20101×
0.65May 17, 2010
20091×
0.65May 15, 2009
20081×
0.75May 9, 2008
20071×
0.65Jun 5, 2007
20061×
0.55May 24, 2006
20051×
0.49May 17, 2005
20041×
0.37May 7, 2004
20031×
0.31May 9, 2003
20021×
0.31May 13, 2002

Stock Splits

  • Jul 8, 20044:1