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UNIQA Insurance Group AG

UNIQA Insurance Group AG

UQA · VI · Financial Services / Insurance - Diversified

18.78EUR-0.12 (-0.63%)

Price History

Full chart

Market Stats

Previous Close18.90
Open18.80
Day Range18.60 – 18.92
52-Week Range11.71 – 19.00
Volume69.87K
Market Cap5.34B
P/E (TTM)11.92
Forward P/E6.76
EPS1.46
Dividend Yield4.13%
Beta0.56
50-Day Avg18.06
200-Day Avg16.79

About

UNIQA Insurance Group AG operates as an insurance company in Austria and Central and Eastern Europe. The company operates through the UNIQA Austria, UNIQA International, and Reinsurance segments. Its insurance product portfolio includes life, health, property, casualty, household, fire, motor vehicle, liability, medical expense, income protection, worker's compensation, marine, aviation, transport, and other insurance product services. The company offers its products and services through various distribution channels, including sales force, general agencies, brokers, banks, and direct sales. The company was formerly known as UNIQA Versicherungen AG and changed its name to UNIQA Insurance Group AG in July 2013. UNIQA Insurance Group AG was founded in 1811 and is based in Vienna, Austria.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Diversified
  • CEODr. Andreas Brandstetter
  • Employees14.85K
  • HeadquartersUntere Donaustrasse 21, Vienna, Austria, 1029, Austria
  • Websitehttps://www.uniqagroup.com

Leadership

  • Dr. Andreas BrandstetterChairman of the Management Board, CEO & CIO · b. 1969
  • Magistrate Kurt SvobodaMember of the Management Board, CFO & Chief Risk Officer · b. 1967
  • Dr. Wolfgang Kindl Ph.D.Member of the Management Board and Head of Customers & Markets International · b. 1966
  • Magistrate Wolf-Christoph GerlachMember of Management Board and Head of Operations, Data & IT · b. 1979
  • Engineer Rene KnappMember of the Management Board and Head of Asset Management, Personal Lines, People & Brand · b. 1983
  • Dr. Peter HumerMember of the Management Board and Head of Customers & Markets Austria · b. 1971
  • Ms. Sabine PfefferMember of Management Board and Head of Customers & Markets Bancassurance - Austria · b. 1972
  • Mr. Stoyan AngelovHead of Investor Relations & Treasury
  • Ms. Rita WittmannHead of Legal & Compliance and Secretary General
  • Iris BrachmaierGroup Chief People Officer

Financials

Income Statement

Currency: EUR2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue4.16B5.08B5.10B5.21B5.04B5.60B6.15B5.46B5.43B5.72B6.21B6.50B5.04B5.18B5.28B5.59B5.69B6.56B6.52B5.09B5.70B5.93B
Growth (%)-+22.03%+0.34%+2.17%-3.26%+11.10%+9.79%-11.22%-0.43%+5.32%+8.55%+4.59%-22.42%+2.87%+1.83%+5.95%+1.77%+15.19%-0.50%-21.94%+11.98%+3.96%
Cost of Revenue-----------4.53B4.28B4.43B4.49B4.56B------
Gross Profit4.16B5.08B5.10B5.21B5.04B5.60B6.15B5.46B5.43B5.72B6.21B6.50B5.04B5.18B5.28B5.59B5.69B6.56B6.52B5.09B5.70B-
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%-
Operating Expense4.09B4.94B4.91B4.87B4.95B5.48B5.97B5.81B5.23B5.34B5.80B6.03B4.80B4.92B4.92B5.49B5.84B6.47B6.06B4.59B5.26B-
Operating Income77.39M138.20M189.96M340.26M90.22M117.42M177.53M-359.31M206.60M384.56M412.26M469.58M238.35M260.76M355.54M98.55M-151.79M83.66M467.60M506.06M441.87M-
Operating Margin1.86%2.72%3.73%6.53%1.79%2.10%2.89%-6.59%3.80%6.72%6.64%7.23%4.73%5.03%6.74%1.76%-2.67%1.28%7.17%9.94%7.75%-
EBITDA157.33M-309.72M411.96M160.25M155.47M71.35M-252.92M269.96M371.51M450.77M461.52M254.40M309.89M277.65M277.91M187.79M512.33M309.47M504.72M616.71M-
EBITDA Margin3.78%-6.08%7.91%3.18%2.78%1.16%-4.64%4.97%6.49%7.26%7.11%5.05%5.98%5.26%4.97%3.30%7.81%4.74%9.91%10.82%-
Net Income82.23M107.76M151.90M268.99M66.75M42.73M95.05M-245.61M130.22M283.45M289.86M331.09M148.06M161.40M243.27M232.36M19.41M314.70M383.01M302.69M347.64M424.85M
Net Income Margin1.98%2.12%2.98%5.17%1.32%0.76%1.55%-4.50%2.40%4.95%4.67%5.10%2.94%3.11%4.61%4.15%0.34%4.80%5.87%5.94%6.10%7.17%
Interest Expense23.86M26.55M25.36M-38.78M35.09M31.49M31.98M30.95M32.28M37.34M50.24M67.48M53.02M52.80M54.64M64.76M134.76M52.16M51.42M48.38M44.42M
Interest Expense % of Total Revenue0.57%0.52%0.50%-0.77%0.63%0.51%0.59%0.57%0.56%0.60%0.77%1.34%1.02%1.00%0.98%1.14%2.06%0.80%1.01%0.85%0.75%

Balance Sheet

Currency: EUR2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets860.16M1.13B1.33B25.59B25.63B27.39B28.70B28.57B30.04B31.07B33.04B33.08B33.64B28.74B28.50B28.73B31.91B31.55B28.20B28.15B28.53B29.05B
Total Liabilities566.71M978.27M1.33B24.06B24.17B25.83B27.16B27.47B28.02B28.28B29.94B29.90B30.43B25.55B25.52B25.31B28.43B28.22B26.14B25.42B25.59B25.88B
Total Equity683.08M930.45M1.12B1.34B1.26B1.33B1.29B875.88M2.00B2.77B3.08B3.15B3.19B3.18B2.97B3.40B3.45B3.30B2.03B2.71B2.89B3.06B
Cash355.35M192.02M263.16M647.13M567.85M797.66M532.90M683.09M2.15B1.89B1.37B890.08M549.93M650.31M1.44B479.62M640.71M592.58M667.67M699.53M637.15M659.79M
Total Debt200.99M536.73M668.53M575.00M580.54M575.00M627.17M648.71M477.49M618.88M616.69M1.11B865.01M864.00M886.28M948.46M1.77B1.76B1.75B1.59B1.59B-
Net Debt-154.36M344.71M405.36M-72.13M12.69M-222.66M94.27M-34.38M-1.67B-1.27B-749.12M221.32M315.08M213.69M-558.11M468.83M1.13B1.17B1.08B888.56M954.37M649.13M

Cash Flow

Currency: EUR2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow1.38B524.13M1.24B846.18M266.96M1.14B924.67M393.89M1.13B633.55M183.85M49.50M976.89M484.43M-4.75M519.86M167.91M726.08M-490.82M325.30M580.68M1.14B
Investing Cash Flow------------586.40M-919.50M-217.57M209.98M-526.94M-714.69M-653.21M757.99M---
Financing Cash Flow127.88M104.38M100.74M50.58M125.06M-41.58M-63.72M-58.26M335.01M813.01M-111.19M365.09M-398.52M-154.18M588.91M-958.88M712.82M-127.93M-189.64M-333.69M-153.75M-
Capital Expenditure000000000074.72M31.72M46.93M76.86M122.83M165.07M122.63M173.07M150.63M123.00M160.58M296.01M
Free Cash Flow1.38B524.13M1.24B846.18M266.96M1.14B924.67M393.89M1.13B633.55M109.12M17.78M929.97M407.57M-127.59M354.79M45.28M553.01M-641.45M202.31M420.11M841.73M
Dividends Paid22.12M24.62M31.05M41.80M59.71M52.34M56.87M56.87M-53.36M109.34M495.75M145.96M153.02M158.14M162.69M55.25M55.25M169.34M169.44M177.63M184.72M
FCF to OCF100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%59.36%35.92%95.20%84.13%2683.24%68.25%26.97%76.16%130.69%62.19%72.35%73.98%
Dividend Paid to FCF1.60%4.70%2.51%4.94%22.37%4.60%6.15%14.44%-8.42%100.20%2788.06%15.69%37.55%-123.95%45.86%122.02%9.99%-26.40%83.75%42.28%21.95%

Earnings

Report DateMay 31, 2007Aug 30, 2007Nov 29, 2007May 30, 2008Aug 28, 2008Nov 27, 2008May 29, 2009Aug 28, 2009Nov 24, 2009May 31, 2010Aug 27, 2010Nov 26, 2010May 25, 2011Aug 29, 2011Nov 25, 2011May 25, 2012Aug 29, 2012Nov 28, 2012Feb 22, 2013Apr 11, 2013Aug 27, 2013Nov 14, 2013Feb 28, 2014May 23, 2014Aug 27, 2014Nov 26, 2014Mar 6, 2015Apr 15, 2015Aug 27, 2015Nov 27, 2015Mar 11, 2016May 26, 2016Aug 24, 2016Nov 24, 2016Mar 9, 2017May 24, 2017Aug 23, 2017Nov 16, 2017Feb 27, 2018May 24, 2018Aug 22, 2018Nov 20, 2018Feb 20, 2019May 16, 2019Aug 28, 2019Nov 20, 2019Feb 19, 2020Apr 14, 2020Aug 20, 2020Nov 18, 2020Feb 18, 2021Apr 7, 2021Aug 18, 2021Nov 18, 2021Feb 24, 2022May 19, 2022Aug 19, 2022Nov 17, 2022Feb 23, 2023May 26, 2023Aug 24, 2023Nov 23, 2023Mar 7, 2024May 24, 2024Aug 22, 2024Nov 21, 2024Mar 14, 2025Nov 20, 2026
EPS Estimate0.320.46-----------------0.18--0.210.290.370.23-0.170.290.270.200.170.160.30-0.020.21-0.190.150.180.170.190.160.170.190.190.17-0.040.180.19-0.45-0.190.220.210.220.000.000.000.000.330.000.000.000.000.000.000.00-
EPS Actual0.390.500.740.120.640.000.210.03-0.090.150.11-0.010.190.06-1.080.210.190.200.220.350.350.280.000.180.220.210.330.330.260.280.280.110.190.19-0.000.090.040.240.160.180.180.180.250.110.240.200.22-0.040.170.41-0.45-0.140.270.210.260.350.490.000.760.000.000.000.000.000.000.000.27-
Surprise21.88%8.70%-----------------94.44%---100.00%-37.93%-40.54%-8.70%-94.12%-10.34%3.70%40.00%-35.29%18.75%-36.67%88.00%-57.14%-26.32%6.67%-1.56%5.88%-5.26%56.25%-35.29%26.32%5.26%29.41%-7.50%-2.83%115.79%0.00%26.32%22.73%0.00%18.18%-----100.00%--------
TimingPre-marketPre-market-----------------Pre-market---Pre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hours-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-market-Pre-market

Key Statistics & Ratios

Market Cap5.34B
Enterprise Value6.74B
Trailing P/E11.92
Forward P/E6.76
PEG Ratio0.09
Price / Sales0.67
Price / Book1.73
EPS1.46
Book Value9.98
Revenue (TTM)7.93B
Gross Profit (TTM)1.39B
EBITDA476.56M
Profit Margin5.69%
Operating Margin1.44%
Return on Equity13.74%
Return on Assets0.74%
Shares Outstanding306.97M
Shares Float110.41M
Beta0.56
Dividend Yield4.13%
Dividend Rate0.72
Payout Ratio49.32%

Dividends

20261×
0.72Jun 18, 2026
20251×
0.60Jun 12, 2025
20241×
0.57Jun 13, 2024
20231×
0.55Jun 15, 2023
20221×
0.55Jun 2, 2022
20211×
0.18Jun 10, 2021
20201×
0.18Jun 4, 2020
20191×
0.53May 29, 2019
20181×
0.51Jun 7, 2018
20171×
0.49Jun 8, 2017
20161×
0.47Jun 9, 2016
20151×
0.42Jun 8, 2015
20141×
0.35Jun 10, 2014
20131×
0.25Jun 10, 2013
20111×
0.40Jun 14, 2011
20101×
0.40Jun 14, 2010
20091×
0.40Jun 8, 2009
20081×
0.50Jun 2, 2008
20071×
0.35Jun 4, 2007
20061×
0.26May 29, 2006
20051×
0.22Jun 6, 2005
20041×
0.20Jun 7, 2004
20031×
0.16Jun 2, 2003
20021×
0.16Jul 1, 2002

Stock Splits

  • Jun 28, 2012827:825
  • Oct 31, 2008359:358
  • Sep 8, 20008:1