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BIDV Insurance Corp

BIDV Insurance Corp

BIC · VN · Financial Services / Insurance - Diversified

18,800.00VND+100.00 (+0.53%)

Price History

Full chart

Market Stats

Previous Close18,700.00
Open18,500.00
Day Range18,500.00 – 18,800.00
52-Week Range18,200.00 – 25,839.24
Volume5.50K
Market Cap3.67T
P/E (TTM)8.52
Forward P/E0.00
EPS2,131.35
Dividend Yield6.45%
Beta0.34
50-Day Avg20,692.00
200-Day Avg22,751.25

About

Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation engages in non-life insurance, reinsurance, financial investment, and other activities in Vietnam. The company provides health insurance, including combined personal, BIC care, worker's compensation, and 24/24 personal accident insurance products; travel and international travel insurance products; and car, motorcycle, home, and theft and burglary insurance products. It offera corporate insurance, including ATM insurance, fire and special perils, compulsory fire and exploration, and property all risks insurance; constructors' all risk/erection all risk, contractors' plant and machinery, boiler and pressure vessel, and electronic equipment insurance; inland transit and import-export cargo insurance; marine hull, insurance for crew, and ship builder risk insurance; public and product liability insurance, and insurance for civil liabilities of shipowners; and money and surety bond insurance products. In addition, the company offers bancassurance, such as BIC Binh An and BIC home care insurance products. The company was founded in 2010 and is headquartered in Hanoi, Vietnam. Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation Is a subsidiary of Joint Stock Commercial Bank for Investment and Development of Vietnam.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Diversified
  • CEOMr. Tran Hoai An
  • Employees1.62K
  • HeadquartersBuilding No. 263 Cau Giay Street, Hanoi, Vietnam, Vietnam
  • Websitehttps://www.bic.vn

Leadership

  • Mr. Tran Hoai AnCEO, General Director & Chairman · b. 1968
  • Ms. Huyen Thi Thu DoanCOO, Director & Deputy General Director · b. 1974
  • Ms. Giang Ngan LaiChief Accountant · b. 1973
  • Mr. Hai Minh VuChief Marketing Officer, Deputy CEO & Deputy General Director · b. 1976
  • Mr. Tinh Trung TranChief Underwriting Officer, Deputy CEO & Deputy General Director of Underwriting and Claims · b. 1974
  • Mr. Viet Quoc HuynhDeputy General Director & Deputy CEO · b. 1974
  • Ms. Thanh Tu Nguyen ThiInvestor Relation Contact

Financials

Income Statement

Currency: VND2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue1.93T2.17T2.48T3.01T3.66T4.33T4.46T
Growth (%)-+12.33%+14.36%+21.45%+21.50%+18.48%+2.96%
Net Income211.09B294.28B395.38B311.52B449.79B495.81B542.67B
Net Income Margin10.95%13.59%15.96%10.35%12.30%11.45%12.17%
Interest Expense6.79M51.98M87.42M33.02M4.23M5.34B16.53B
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.12%0.37%

Balance Sheet

Currency: VND2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets5.50T5.81T6.04T6.66T7.55T8.68T10.09T
Total Liabilities3.25T3.39T3.47T4.06T4.77T5.72T6.71T
Total Equity2.22T2.39T2.55T2.57T2.76T2.95T3.25T
Cash119.34B98.05B30.49B28.86B21.36B89.59B86.29B
Net Debt-----194.33B332.13B

Cash Flow

Currency: VND2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow87.48B-35.52B267.23B426.40B184.60B359.71B325.96B
Investing Cash Flow-1.81B125.34B-321.57B-246.99B---
Financing Cash Flow-67.14B-111.92B-12.32M-183.14B---
Capital Expenditure1.24B502.34M16.26B10.69B6.69B29.56B20.60B
Free Cash Flow86.24B-36.02B250.97B415.71B177.90B330.14B305.36B
Dividends Paid85.05B94.01B12.32M175.85B175.42B175.86B180.77B
FCF to OCF98.58%101.41%93.92%97.49%96.37%91.78%93.68%
Dividend Paid to FCF98.63%-261.01%0.00%42.30%98.61%53.27%59.20%

Earnings

Report DateSep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Dec 31, 2014Mar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Mar 31, 2016Jun 30, 2016Sep 30, 2016Dec 31, 2016Mar 31, 2017Jun 30, 2017Sep 30, 2017Dec 31, 2017Mar 31, 2018Jun 30, 2018Sep 30, 2018Dec 31, 2018Mar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020Mar 31, 2021Jun 30, 2021Sep 30, 2021Dec 31, 2021Mar 31, 2022Jun 30, 2022Sep 30, 2022Dec 31, 2022Mar 31, 2023Jun 30, 2023Oct 30, 2023Jan 30, 2024Apr 26, 2024Jul 31, 2024Oct 25, 2024Jan 24, 2025Apr 28, 2025Jun 30, 2025Sep 30, 2025Dec 31, 2025Mar 31, 2026Jun 30, 2026
EPS Estimate------------------------------------------------------------
EPS Actual163.06-635.86183.20145.38219.05128.18185.77152.48254.03174.74187.34180.04231.91163.21248.53146.6391.87372.61192.57156.22182.7396.47219.22158.06164.40165.23258.19232.63217.59-10.82271.99331.78306.66144.81307.37467.62366.49261.08390.16482.44527.93516.93365.45230.58281.481169.71386.23701.68890.581075.91895.061428.10604.761291.111314.23852.89450.51608.35431.76635.11
Surprise------------------------------------------------------------
Timing------------------------------------------------After-hoursAfter-hoursPre-marketPre-marketAfter-hoursPre-marketAfter-hours-----

Key Statistics & Ratios

Market Cap3.67T
Enterprise Value3.74T
Trailing P/E8.52
Forward P/E0.00
Price / Sales0.78
Price / Book1.09
EPS2,131.35
Book Value16,877.88
Revenue (TTM)4.72T
Gross Profit (TTM)3.10T
EBITDA278.62B
Profit Margin9.29%
Operating Margin1.69%
Return on Equity12.99%
Return on Assets1.67%
Shares Outstanding202.07M
Shares Float26.09M
Beta0.34
Dividend Yield6.45%
Dividend Rate1,200.00
Payout Ratio71.63%

Dividends

20251×
1500.00Sep 9, 2025
20241×
870.57Sep 13, 2024
20231×
754.50Sep 14, 2023
20222×
870.57Sep 14, 20221500.00Aug 22, 2022
20211×
696.46Aug 4, 2021
20201×
464.31Oct 28, 2020
20191×
406.27Aug 16, 2019
20181×
406.27Jun 25, 2018
20171×
406.27Apr 12, 2017
20161×
348.23May 13, 2016
20151×
580.38Mar 24, 2015
20131×
527.62Apr 12, 2013
20121×
527.62Apr 3, 2012

Stock Splits

  • Sep 9, 20251723:1000
  • Jul 7, 201411:10