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Ho Chi Minh City Development Joint Stock Commercial Bank

HDB · VN · Financial Services / Banks - Regional

$27,600+100.00 (+0.36%)

Close Sep 21, 2026 · end-of-day

Market Stats

Previous Close$27,500
Open$27,650
Day Range$27,100 – $27,700
52-Week Range$22,399.55 – $30,000
Volume14.42M
Market Cap$142.40T
P/E (TTM)7.46
Forward P/E0.00
EPS$3,812.3
Dividend Yield0.00%
Beta0.44
50-Day Avg$27,068
200-Day Avg$26,833

Price History

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About

Ho Chi Minh City Development Joint Stock Commercial Bank provides various banking products and services to individuals and corporates in Vietnam and internationally. The company offers current account, savings, demand, online saving, and regular term deposits; health, hospital allowance, death and disability, accident, critical illness, home, civil liability for car, borrower, assets risks, fire and special risks, and protection and investment insurances; business, agriculture, car, consumer, and real estate loans; overdraft, paper discount, and intermediary payment services; foreign exchange and international transfers; debit, prepaid, and credit cards; remittance services; and collection and payment services, hold, nostro accounts, money deposits, and other services. It also provides working capital financing, medium and long-term loans, and guarantees; supply chain financing, import and export financing and services, and cross-border payments; and derivatives services. In addition, the company offers cash management, such as deposit and online deposit, collection services, cash payment services, authorized payment services, payroll/commission payment services, collection and disbursement services, digital cash services, bill payments, tax payments, and counter and electronic tax payments. Further, it provides online banking services, such as internet banking, SMS banking, and mobile banking, as well as ATM services. Ho Chi Minh City Development Joint Stock Commercial Bank was founded in 1989 and is headquartered in Ho Chi Minh City, Vietnam.

Company Details

Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Dang Huu Nguyen
Employees
18.92K
Headquarters
25Bis Nguyen Thi Minh Khai Street, Ho Chi Minh City, Vietnam, Vietnam
Website
https://hdbank.com.vn

Leadership

  • Mr. Dang Huu NguyenGeneral Director & CEO
  • Mr. Dau Van PhamCFO & Member of the Board of Management
  • Mr. Duc Minh NguyenDeputy GM & Member of the Management Board · b. 1983
  • Ms. Quyen Dang Hoang HoChief Accountant & Member of the Management Board
  • Mr. Nam Hoai TranDeputy GM & Member of the Management Board
  • Mr. Hoa Thai TranDeputy GM & Member of the Board of Management
  • Mr. Hao Van NguyenDeputy GM & Member of the Management Board
  • Ms. Huong Thu TranDirector of Operations
  • Mr. Ly Duy AnhInvestment Director
  • Mr. Long Duc HoangDirector of Treasury Division

Financials

Income Statement

Line item2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue-$13.47T$16.39T$21.45T$25.81T$34.12T$42.67T
Net Income-$4.25T$6.05T$7.75T$10.07T$12.76T$16.50T
Interest Expense-$11.24T$12.29T$15.31T$30.46T$27.14T$33.25T

Balance Sheet

Line item2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets-$319.13T$374.61T$416.27T$602.31T$697.37T$931.10T
Total Liabilities-$294.42T$343.82T$377.28T$555.91T$640.71T$852.82T
Total Equity-$23.00T$29.03T$36.95T$44.47T$54.49T$75.57T
Cash-$54.76T$70.13T$54.53T$133.50T$124.01T$220.49T
Net Debt$21.27T$18.79T$22.95T$35.70T---

Cash Flow

Line item2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow$-15.99T$-49.02T$-25.08T$-33.64T$80.66T$-7.38T$75.41T
Investing Cash Flow$-5.61B$-254.89B$-277.83B$-77.98B---
Financing Cash Flow$6.90T$73.67T$40.73T$18.12T---
Capital Expenditure$183.22B$282.76B$353.90B$122.00B$273.92B$541.15B$350.34B
Free Cash Flow-$24.68T$15.30T$-15.84T$80.38T$-7.93T$75.06T
Dividends Paid----$2.52T$2.91T-

Earnings

Report DateOct 29, 2026Aug 6, 2026Apr 28, 2026Dec 31, 2025Oct 29, 2025Jul 29, 2025Apr 28, 2025Feb 3, 2025Oct 29, 2024Jul 30, 2024Apr 29, 2024Jan 31, 2024Oct 29, 2023Jul 31, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019Jun 30, 2019Mar 31, 2019Dec 31, 2018Sep 30, 2018Jun 30, 2018Mar 31, 2018
EPS Estimate-----------------------------------
EPS Actual-$1110.57$908.00$1020.37$1043.37$1005.66$1211.64$891.16$986.41$897.39$895.91$963.36$714.61$621.87$463.84$385.70$559.79$461.86$430.44$338.17$321.09$348.20$350.78$237.44$244.86$271.61$199.38$247.77$198.54$173.69$176.48$172.24$125.29$163.05$167.30
Surprise-----------------------------------
TimingPre-marketPre-marketPre-market-Pre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursAfter-hours---------------------

Key Statistics & Ratios

Market Cap
$142.40T
Enterprise Value
$91.05T
Trailing P/E
7.46
Forward P/E
0.00
Price / Sales
3.91
Price / Book
1.63
EPS
$3,812.3
Book Value
$17,151.42
Revenue (TTM)
$36.43T
Gross Profit (TTM)
$36.43T
Profit Margin
52.43%
Operating Margin
69.82%
Return on Equity
25.50%
Return on Assets
2.16%
Shares Outstanding
5.01B
Shares Float
4.24B
Beta
0.44
Dividend Yield
0.00%
Dividend Rate
$0
Payout Ratio
0.00%

Dividends

20241×
$642.56Jul 12, 2024
20231×
$558.75May 29, 2023
20181×
$281.74Jun 20, 2018

Stock Splits

  • Dec 18, 2025795:613
  • Dec 11, 20246:5
  • Jul 19, 202323:20
  • Sep 27, 20225:4
  • Aug 26, 20215:4
  • Nov 27, 202037370:29443
  • Oct 1, 202013:10