SH

Sai Gon Ha Noi Commercial Joint Stock Bank

SHB · VN · Financial Services / Banks - Regional

$11,700+50.00 (+0.43%)

Close Sep 23, 2026 · end-of-day

Market Stats

Previous Close$11,650
Open$11,650
Day Range$11,600 – $11,750
52-Week Range$11,050 – $18,184.58
Volume24.15M
Market Cap$51.83T
P/E (TTM)4.56
Forward P/E0.00
EPS$2,433.2
Dividend Yield0.00%
Beta0.55
50-Day Avg$11,723
200-Day Avg$13,937.14

Price History

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About

Saigon - Hanoi Commercial Joint Stock Bank, together with its subsidiaries, provides various banking products and services to individuals and organizations in Vietnam and internationally. It operates through the Credit, Investment, Services, and Treasury segments. The company offers demand, term, and savings deposits; sporting, securities, payment, and current accounts; debit and credit cards; card payment; VIP banking; international and domestic money transfer and receipt, and WU money receipt; mobile, online, phone, and SMS banking; consumer, car, home, business, agricultural product, remittances, and promotion, as well as loans mortgaged with valuable paper; business overdraft; and bill collection services. It also provides short-, medium-, and long-term deposits; foreign currency transactions; discounting; factoring; shipment financing; asset preservation, including rental of lockers and safes; bancassurance; and interest lending transactions. The company offers investment banking; debt and asset management; finance banking; deposit and account management; tax payment, warranty, payment, loan, advance payment refund, contract performance, and bid guarantees, as well as loan arrangement commitments; international settlement and trade finance services; forex trading and treasury services consisting of swaps, forwards, and spots; and investment and hedging services. It provides cash management services; banking and financial consultancy; management services; advisory services, as well as engaging in trade of negotiable instruments and bonds; the provision of money brokerage services; and issuing certificates of deposit, promissory notes, and treasury bills and bonds. The company was formerly known as Nhon Ai Rural Commercial Joint Stock Bank and changed its name to Saigon - Hanoi Commercial Joint Stock Bank in September 2009. Saigon - Hanoi Commercial Joint Stock Bank was founded in 1993 and is headquartered in Hanoi, Vietnam.

Company Details

Sector
Financial Services
Industry
Banks - Regional
CEO
Ms. Ha Thu Ngo
Employees
6.90K
Headquarters
No. 77 Tran Hung Dao Street, Hanoi, Vietnam, Vietnam
Website
https://www.shb.com.vn

Leadership

  • Ms. Ha Thu NgoCEO, Member of Management Board & Director · b. 1973
  • Mr. Vinh Quang DoDeputy General Director, Vice Chairman of the Board & Member of Management Board · b. 1989
  • Ms. Phuong Thi-Lan NinhDeputy General Director & Member of Management Board · b. 1974
  • Mr. Khoa Dang LeDeputy General Director & Member of Management Board · b. 1974
  • Mr. Tai Huy NguyenDeputy General Director & Member of Management Board · b. 1974
  • Ms. Van Thi NgoChief Accountant · b. 1980
  • Mr. Hai Duc DoDeputy General Director & Member of Management Board · b. 1982
  • Mr. Dung Ngoc DinhDeputy General Director & Member of Management Board · b. 1976
  • Ms. Phuong Thi Thuy NguyenDeputy General Director & Member of Management Board · b. 1978
  • Mr. Hoa Xuan DongActing Head of Marketing & Brand Development Division · b. 1977

Financials

Income Statement

Line item2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue$9.25T$12.19T$17.77T$18.75T$21.19T$23.25T$24.76T
Net Income$2.42T$2.61T$5.01T$7.73T$7.32T$9.32T$11.96T
Interest Expense$19.85T$21.35T$20.04T$23.22T$38.30T$29.26T$37.11T

Balance Sheet

Line item2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets$365.25T$412.68T$506.60T$550.90T$630.50T$747.48T$892.01T
Total Liabilities$346.75T$388.64T$471.07T$508.00T$580.40T$689.41T$823.88T
Total Equity$18.51T$24.04T$35.53T$42.90T$50.10T$58.07T$68.13T
Cash$45.54T$47.58T$71.81T$74.52T$110.96T$121.64T$162.50T
Net Debt$705.28B$4.09T-----

Cash Flow

Line item2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow$-21.72T$-40.75T$-46.69T$-35.29T$29.49T$11.95T$34.92T
Investing Cash Flow$-121.49B$-130.40B$-199.69B$-45.76B---
Financing Cash Flow$37.70T$37.64T$71.12T$33.03T---
Capital Expenditure$146.71B$116.01B$204.94B$71.25B$219.86B$211.96B$349.07B
Free Cash Flow$15.83T$-6.19T$17.49T$-2.33T$29.27T$11.74T$34.57T
Dividends Paid$436.00M$445.00M$933.00M$122.00M$32.00M$1.75T$2.01T

Earnings

Report DateMar 25, 2027Aug 27, 2026Apr 27, 2026Mar 27, 2026Oct 28, 2025Sep 1, 2025Apr 29, 2025Jan 24, 2025Oct 30, 2024Jul 31, 2024May 2, 2024Jan 31, 2024Oct 31, 2023Jul 31, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021
EPS Estimate--------------------
EPS Actual-$704.91$799.43$491.96$567.46$887.16$860.06$487.44$428.00$559.69$798.93$144.15$512.50$512.87$625.60$103.91$562.51$455.12$560.57$203.82
Surprise--------------------
TimingPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hours------

Key Statistics & Ratios

Market Cap
$51.83T
Enterprise Value
$-2.31T
Trailing P/E
4.56
Forward P/E
0.00
Price / Sales
2.39
Price / Book
0.73
EPS
$2,433.2
Book Value
$16,394.06
Revenue (TTM)
$21.70T
Gross Profit (TTM)
$21.70T
Profit Margin
55.97%
Operating Margin
78.15%
Return on Equity
17.55%
Return on Assets
1.36%
Shares Outstanding
4.67B
Shares Float
4.07B
Beta
0.55
Dividend Yield
0.00%
Dividend Rate
$0
Payout Ratio
0.00%

Dividends

20241×
$0.00Jul 18, 2024

Stock Splits

  • Aug 18, 2025113:100
  • Feb 26, 2025111:100
  • Jul 24, 2023118:100
  • Nov 23, 2022115:100
  • Nov 11, 2021110.5:100
  • May 6, 2021110:100
  • Feb 4, 2020120.9:100
  • Jan 11, 2018107.5:100
  • Dec 28, 20161075:1000
  • Aug 6, 2015107:100