VI

Viet Nam International Commercial Joint Stock Bank

VIB · VN · Financial Services / Banks - Regional

$13,550+150.00 (+1.12%)

Close Sep 23, 2026 · end-of-day

Market Stats

Previous Close$13,400
Open$13,550
Day Range$13,400 – $13,650
52-Week Range$12,727.62 – $16,861.03
Volume4.99M
Market Cap$50.51T
P/E (TTM)6.77
Forward P/E0.00
EPS$2,002.43
Dividend Yield6.13%
Beta0.50
50-Day Avg$13,439.07
200-Day Avg$14,789.22

Price History

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About

Vietnam International Commercial Joint Stock Bank provides various banking products and services to organizations and individuals primarily in Vietnam. It offers current, business, and digi accounts; term, foreign term, and flexi deposits; savings; mortgage, new and used auto purchase, apartment, home refinancing, unsecured personal, working capital, and business investment loans; and short, medium, and long-term loans. The company also provides treasury and insurance products; credit and debit cards; derivatives; and transaction banking, cash flow management, funds, lending, bank guarantee, and trade finance services. In addition, it offers supply chain finance, collection, payment, liquidity management, forex, and ATM; and mobile, digital, and other banking services. Vietnam International Commercial Joint Stock Bank was founded in 1996 and is headquartered in Ho Chi Minh City, Vietnam.

Company Details

Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Vu Ngoc Han
Employees
9.55K
Headquarters
Sailing Tower, Ho Chi Minh City, Vietnam, Vietnam
Website
https://www.vib.com.vn

Leadership

  • Mr. Vu Ngoc HanCEO, Member of Management Board & Executive Director · b. 1966
  • Mr. Son Thanh AnDeputy CEO cum Head of Write-off Recovery Division & Member of Management Board · b. 1972
  • Mr. Minh Nhat TranDeputy CEO, Head of Banking Technology Services, Head of Information Tech & Member of Mgmt. Board · b. 1973
  • Mr. Nguyen Xuan DungDeputy GM, Head of the Corporate Banking Division & Member of Management Board
  • Ms. Hue Thi Minh PhamChief Accountant & Member of Management Board
  • Ms. Tuong Thi Mong NguyenDeputy CEO, Head of Retail Banking & Card, UPL and Member of Management Board
  • Mr. Thuan Huu TranDeputy CEO, Head of Corporate Appraisal and Approval Center

Financials

Income Statement

Line item2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue-$11.01T$14.69T$17.68T$21.49T$19.35T$18.25T
Net Income-$4.64T$6.41T$8.47T$8.56T$7.20T$7.29T
Interest Expense-$8.94T$9.16T$12.55T$18.21T$15.69T$20.23T

Balance Sheet

Line item2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets-$244.68T$309.52T$342.80T$409.88T$493.16T$556.10T
Total Liabilities-$226.70T$285.23T$310.15T$371.94T$451.30T$509.19T
Total Equity-$17.97T$24.29T$32.65T$37.94T$41.86T$46.90T
Cash-$28.85T$38.16T$38.84T$66.28T$61.40T$72.02T
Net Debt-$15.32T$30.58T$18.15T--$2.59T

Cash Flow

Line item2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow$-23.02T$-37.35T$-35.55T$1.92T$29.82T$-1.49T$12.94T
Investing Cash Flow$-90.88B$-130.20B$-321.46B----
Financing Cash Flow$34.89T$43.25T$45.18T----
Capital Expenditure$97.21B$132.20B$326.12B$240.72B$223.14B$225.58B$230.83B
Free Cash Flow-$5.77T$9.31T$1.68T$29.60T$-1.72T$12.70T
Dividends Paid$430.53B---$3.16T$3.17T$2.09T

Earnings

Report DateNov 4, 2026Sep 2, 2026Apr 28, 2026Dec 31, 2025Oct 29, 2025Aug 6, 2025Apr 29, 2025Jan 23, 2025Oct 30, 2024Jul 30, 2024Apr 26, 2024Jan 24, 2024Oct 30, 2023Jul 28, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021
EPS Estimate$2107.00-$2051.14--------------------
EPS Actual-$511.20$600.91$442.13$477.24$611.41$650.01$644.88$536.79$533.33$674.23$640.82$723.33$794.59$606.02$657.17$662.05$650.76$513.46$636.99$330.17$511.80$403.30
Surprise---70.70%--------------------
TimingPre-market-After-hours-Pre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketAfter-hoursAfter-hours---------

Key Statistics & Ratios

Market Cap
$50.51T
Enterprise Value
$54.64T
Trailing P/E
6.77
Forward P/E
0.00
Price / Sales
3.04
Price / Book
1.06
EPS
$2,002.43
Book Value
$12,834.15
Revenue (TTM)
$16.62T
Gross Profit (TTM)
$16.62T
Profit Margin
44.64%
Operating Margin
58.31%
Return on Equity
16.22%
Return on Assets
1.33%
Shares Outstanding
3.73B
Shares Float
3.16B
Beta
0.50
Dividend Yield
6.13%
Dividend Rate
$821.92
Payout Ratio
40.46%

Dividends

20261×
$821.92Apr 29, 2026
20251×
$560.76Apr 22, 2025
20242×
$445.05Apr 17, 2024$410.82Jan 19, 2024
20232×
$285.29Apr 6, 2023$570.58Feb 9, 2023

Stock Splits

  • Sep 10, 2026219:200
  • Jul 17, 202557:50
  • Aug 22, 2024117:100
  • Jun 22, 20236:5
  • May 13, 202227:20
  • Jun 9, 20217:5
  • Nov 19, 20206:5