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Europejskie Centrum Odszkodowań SA

Europejskie Centrum Odszkodowań SA

EUC · WAR · Financial Services / Insurance Brokers

0.51PLN+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close0.51
Open0.51
Day Range0.51 – 0.51
52-Week Range0.388 – 2.59
Volume0
Market Cap2.86M
P/E (TTM)0.22
Forward P/E0.00
EPS2.34
Dividend Yield0.00%
Beta2.00
50-Day Avg0.51
200-Day Avg0.8628

About

Europejskie Centrum Odszkodowan S.A. engages in the provision of legal and financial assistance to people injured in accidents and their relatives in obtaining compensation from insurance companies in Poland, the Czech Republic, Slovakia, Hungary, and Romania. The company was founded in 2004 and is headquartered in Legnica, Poland.

Company Details

  • SectorFinancial Services
  • IndustryInsurance Brokers
  • CEOMr. Krzysztof Lewandowski
  • Employees55
  • Headquartersul. Sw. M. Kolbego 18, Legnica, Poland, 59-220, Poland
  • Websitehttps://euco.pl

Leadership

  • Mr. Krzysztof LewandowskiPresident of the Management Board
  • Ms. Jolanta ZendranVice President of the Management Board & MD
  • Ms. Agata Rosa-KolodziejVice President of the Management Board & Financial Director
  • Ms. Agnieszka PapajDirector of Administration, Secretary of the Supervisory Board & Member of the Supervisory Board
  • Ms. Joanna Smereczanska-SmulczykHead of the ECC Law Office, Director of Legal Advisers Office & Member of the Supervisory Board · b. 1974
  • Ms. Alicja Buza-BorkowskaHead of The Sales Department

Financials

Income Statement

Currency: PLN2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31
Total Revenue34.82M29.08M49.28M61.82M91.29M88.58M98.29M83.39M74.64M59.91M45.05M1.36M20.25M13.32M
Growth (%)--16.49%+69.46%+25.44%+47.67%-2.96%+10.96%-15.16%-10.50%-19.73%-24.80%-96.98%+1386.86%-34.23%
Cost of Revenue17.75M18.00M30.29M36.65M55.93M52.86M62.20M59.94M59.34M45.87M42.66M13.93M17.61M14.36M
Gross Profit17.07M11.08M18.98M25.17M35.35M35.72M36.09M23.45M15.29M14.05M2.40M-12.56M2.64M-1.04M
Gross Margin49.01%38.12%38.53%40.72%38.73%40.33%36.72%28.12%20.49%23.44%5.32%-922.54%13.03%-7.79%
Operating Expense7.79M5.46M7.66M7.89M8.98M10.10M15.16M3.53M2.73M2.44M19.71M91.42M6.80M-11.60M
Operating Income9.28M5.62M11.32M17.28M26.37M25.63M20.93M19.92M12.57M11.61M-17.31M-103.99M-4.16M10.56M
Operating Margin26.65%19.34%22.98%27.95%28.89%28.93%21.29%23.89%16.84%19.38%-38.43%-7635.10%-20.53%79.27%
EBITDA10.63M6.42M12.12M17.92M27.36M27.03M23.34M23.61M14.76M13.74M-15.42M-102.24M-2.68M11.50M
EBITDA Margin30.53%22.07%24.58%28.98%29.97%30.51%23.75%28.31%19.78%22.94%-34.22%-7506.75%-13.22%86.35%
Net Income7.67M7.72M10.24M15.24M22.62M27.66M14.15M10.75M7.28M6.87M-20.14M-104.56M-4.10M10.20M
Net Income Margin22.01%26.55%20.79%24.66%24.78%31.22%14.40%12.89%9.76%11.47%-44.69%-7676.95%-20.25%76.55%
Interest Expense69.00K112.00K172.00K317.00K256.00K611.00K2.77M3.56M3.42M2.95M3.27M3.53M249.00K254.00K
Interest Expense % of Total Revenue0.20%0.39%0.35%0.51%0.28%0.69%2.82%4.27%4.59%4.92%7.26%259.18%1.23%1.91%

Balance Sheet

Currency: PLN2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31
Total Assets38.96M60.52M53.17M110.61M119.29M122.04M180.93M184.28M185.00M194.24M161.56M32.13M18.22M12.39M
Total Liabilities19.72M33.71M30.30M69.65M70.97M66.49M133.94M140.98M139.40M138.55M126.23M112.21M110.15M93.93M
Total Equity19.17M26.55M22.87M38.99M48.11M54.58M46.33M42.11M44.62M54.58M35.11M-80.10M-91.95M-81.54M
Cash6.65M8.89M6.05M26.94M20.71M2.81M18.12M11.48M15.05M14.05M6.29M703.00K981.00K376.00K
Total Debt700.00K4.13M8.12M7.72M10.11M17.74M67.41M63.09M59.67M53.42M44.68M40.97M40.79M23.55M
Net Debt-5.95M-4.76M2.07M-19.21M-10.61M14.93M45.56M51.17M44.62M39.36M38.38M40.27M39.81M23.17M

Cash Flow

Currency: PLN2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31
Operating Cash Flow-750.00K4.73M2.76M34.43M11.01M9.07M23.62M1.39M15.58M8.02M7.23M13.14M498.00K-456.00K
Investing Cash Flow-2.92M-1.88M-7.13M-15.10M-3.41M-13.07M-34.99M-1.37M-5.32M-2.61M-2.94M-9.59M109.00K43.00K
Financing Cash Flow-2.84M-615.00K3.74M-4.93M-13.82M-13.90M26.67M-6.66M-6.68M-6.41M-12.04M-9.13M-305.00K-192.00K
Capital Expenditure2.34M541.00K346.00K2.06M1.24M231.00K912.00K2.29M498.00K551.00K1.05M1.07M474.00K153.00K
Free Cash Flow-3.09M4.19M2.41M32.37M9.77M8.84M22.71M-907.00K15.09M7.47M6.17M12.07M498.00K-609.00K
Dividends Paid2.63M2.73M4.48M5.98M15.91M20.60M8.27M-------
FCF to OCF411.87%88.57%87.46%94.03%88.71%97.45%96.14%-65.35%96.80%93.13%85.46%91.89%100.00%133.55%
Dividend Paid to FCF-85.21%65.00%185.58%18.47%162.91%232.93%36.41%-------

Earnings

Report DateMar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Aug 18, 2014Nov 13, 2014Feb 23, 2015May 14, 2015Aug 17, 2015Nov 11, 2015Mar 21, 2016May 11, 2016Aug 22, 2016Nov 14, 2016Mar 14, 2017May 22, 2017Aug 31, 2017Nov 21, 2017Mar 29, 2018May 28, 2018Sep 3, 2018Nov 26, 2018Dec 31, 2018Apr 25, 2019Sep 2, 2019Nov 26, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020Mar 31, 2021Jun 30, 2021Sep 30, 2021Mar 31, 2022Jun 30, 2022Sep 30, 2022Mar 31, 2023Jun 30, 2023Sep 30, 2023Dec 31, 2023Mar 31, 2024Jun 30, 2024Sep 30, 2024Dec 31, 2024Mar 31, 2025Jun 30, 2025Sep 30, 2025
EPS Estimate---------------------------------------------------------
EPS Actual0.340.210.350.470.290.900.320.490.300.300.400.840.410.460.581.270.931.160.851.101.081.850.901.090.800.130.850.750.360.530.340.700.260.300.450.280.180.450.120.480.240.340.220.090.07-0.340.040.030.03-0.83-0.22-0.330.072.300.060.03-0.04
Surprise---------------------------------------------------------
Timing-------------Pre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours----------------------

Key Statistics & Ratios

Market Cap2.86M
Enterprise Value26.23M
Trailing P/E0.22
Forward P/E0.00
Price / Sales0.18
Price / Book0.31
EPS2.34
Book Value-14.45
Revenue (TTM)15.53M
Gross Profit (TTM)2.03M
EBITDA14.01M
Profit Margin84.37%
Operating Margin-6.69%
Return on Equity-54.86%
Return on Assets57.45%
Shares Outstanding5.60M
Shares Float1.92M
Beta2.00
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Dividends

20171×
1.33Jun 9, 2017
20161×
3.58Aug 24, 2016
20151×
2.68Aug 20, 2015
20141×
1.05Jul 29, 2014
20131×
0.80Sep 20, 2013
20121×
0.48Sep 12, 2012
20111×
0.47Jul 28, 2011