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Getin Holding SA

Getin Holding SA

GTN · WAR · Financial Services / Banks - Regional

0.2755PLN-0.00 (-0.90%)

Price History

Full chart

Market Stats

Previous Close0.278
Open0.278
Day Range0.2755 – 0.278
52-Week Range0.2625 – 0.65
Volume58.89K
Market Cap55.41M
P/E (TTM)14.60
Forward P/E0.00
EPS0.02
Dividend Yield0.00%
Beta0.83
50-Day Avg0.3422
200-Day Avg0.4671

About

Getin Holding S.A., a financial holding company, engages in investment activities in Poland and internationally. The company operates in the fields of banking, financial intermediation, insurance, and leasing sectors. It also accepts deposits; and offers loans and advances, and guarantees and sureties, as well as legal, debt collection, and advisory services. In addition, the company provides cash, car, mortgage, and consumer loans; credit cards; financing services for light and heavy vehicles, as well as medical equipment; and payment cards. It serves small and medium-sized enterprises, and individual clients. The company was formerly known as Getin Service Provider S.A. and changed its name to Getin Holding S.A. in July 2003. Getin Holding S.A. was incorporated in 1996 and is headquartered in Wroclaw, Poland.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Krzysztof Yang Florczak
  • Employees6
  • Headquartersul. Zwycieska 45, Wroclaw, Poland, 53-033, Poland
  • Websitehttps://getin.pl

Leadership

  • Mr. Krzysztof Yang FlorczakPresident of the Management Board · b. 1966

Financials

Income Statement

Currency: PLN2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue667.84M1.01B2.17B3.67B3.93B4.50B566.82M1.25B2.02B2.30B2.15B2.04B2.13B1.53B574.44M4.46M358.07M275.54M3.70M1.53M5.08M
Growth (%)-+51.73%+113.73%+69.36%+7.18%+14.48%-87.41%+121.24%+61.28%+13.49%-6.21%-5.01%+4.05%-28.17%-62.42%-99.22%+7921.26%-23.05%-98.66%-58.73%+232.87%
Cost of Revenue211.04M303.34M582.23M1.37B1.84B1.83B164.39M549.38M842.88M896.24M869.38M674.13M607.42M657.18M125.42M5.34M54.50M45.97M44.00K11.00K-
Gross Profit456.81M710.01M1.58B2.29B2.09B2.67B402.43M704.66M1.18B1.40B1.28B1.37B1.52B871.29M449.01M-874.00K303.57M229.57M3.66M1.52M5.08M
Gross Margin68.40%70.07%73.12%62.52%53.14%59.33%71.00%56.19%58.33%60.95%59.62%67.03%71.45%57.00%78.17%-19.58%84.78%83.32%98.81%99.28%100.00%
Operating Expense350.72M504.86M781.25M1.59B1.73B2.18B377.11M85.79M901.62M1.09B1.21B918.06M1.10B2.20B320.64M21.39M205.59M459.36M10.04M-361.00K6.99M
Operating Income106.08M205.16M802.42M701.03M357.63M485.19M25.32M618.87M278.05M309.31M69.62M452.73M421.60M-1.33B128.37M-22.27M97.98M-229.79M-6.38M1.88M-1.91M
Operating Margin15.88%20.25%37.05%19.11%9.10%10.78%4.47%49.35%13.75%13.48%3.23%22.14%19.81%-86.71%22.35%-498.77%27.36%-83.40%-172.51%122.92%-37.58%
EBITDA127.00M250.50M619.60M749.35M420.31M549.78M103.76M653.84M328.36M373.01M136.18M511.19M480.38M-1.27B233.51M56.79M124.21M-218.33M3.54M11.45M-1.81M
EBITDA Margin19.02%24.72%28.61%20.43%10.69%12.22%18.31%52.14%16.24%16.25%6.33%25.00%22.58%-83.04%40.65%1272.11%34.69%-79.24%95.70%749.90%-35.63%
Net Income91.81M169.95M668.03M560.37M336.13M421.09M1.00B580.26M246.41M173.92M126.83M253.33M183.59M-958.50M101.32M-347.25M-131.75M-218.74M27.31M129.08M-1.92M
Net Income Margin13.75%16.77%30.84%15.28%8.55%9.36%177.27%46.27%12.18%7.58%5.89%12.39%8.63%-62.71%17.64%-7778.94%-36.79%-79.39%738.00%8453.18%-37.79%
Interest Expense211.04M303.34M582.23M1.37B1.84B1.83B164.39M549.38M842.88M896.24M869.38M674.13M607.42M657.18M125.42M5.34M54.50M45.97M44.00K11.00K-
Interest Expense % of Total Revenue31.60%29.93%26.88%37.48%46.86%40.67%29.00%43.81%41.67%39.05%40.38%32.97%28.55%43.00%21.83%119.58%15.22%16.68%1.19%0.72%-

Balance Sheet

Currency: PLN2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets7.72B12.05B19.01B31.02B35.56B46.85B61.80B9.76B13.37B20.12B23.16B25.65B27.88B25.14B22.93B4.32B1.46B691.29M616.63M750.11M57.37M
Total Liabilities6.59B9.94B15.74B27.21B31.51B41.92B55.57B7.76B11.13B17.51B20.45B22.64B24.63B24.27B21.93B3.67B763.92M475.48M509.57M574.00M789.00K
Total Equity1.11B2.06B3.10B3.59B3.83B4.43B5.64B1.83B2.05B2.01B1.78B1.95B2.09B750.73M886.43M625.11M662.27M215.81M107.05M176.11M56.58M
Cash182.52M294.55M263.36M629.65M934.65M5.69B348.67M1.08B790.89M1.27B1.42B1.10B933.67M1.85B1.79B581.93M20.40M216.86M148.77M45.61M1.99M
Total Debt--3.20B2.61B901.00M109.74M121.73M1.59B2.22B1.97B1.70B956.78M940.47M1.58B1.71B46.29M26.61M29.62M29.51M25.24M283.00K
Net Debt-182.52M-294.55M2.93B1.98B-33.65M-5.58B-226.94M509.35M1.43B695.53M278.98M-147.81M6.80M-268.91M-85.05M-535.64M6.21M-187.25M-148.77M-45.61M-1.71M

Cash Flow

Currency: PLN2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow109.14M-1.22B-2.40B1.31B2.29B2.49B174.27M-2.60B-145.78M224.45M445.58M-333.55M63.39M-50.83M942.36M629.56M159.75M35.13M43.21M12.15M-4.44M
Investing Cash Flow-220.65M-166.06M-283.78M-89.09M-21.61M-7.49M-2.60M-274.36M-182.93M-976.98M34.54M174.51M-57.88M37.78M-78.33M-1.32B-644.59M259.40M14.61M22.61M130.21M
Financing Cash Flow481.46M1.92B2.26B-1.12B-1.83B-1.22B821.18M333.14M10.89M1.19B-41.23M-282.40M-25.88M946.65M-992.57M-424.74M-117.35M-206.22M-113.95M-55.07M-117.75M
Capital Expenditure38.74M49.36M66.57M110.64M68.32M74.49M145.32M64.07M118.01M176.60M128.73M137.95M225.72M122.00M77.12M66.47M23.53M12.20M11.63M13.29M36.00K
Free Cash Flow70.40M-1.26B-2.47B1.20B2.22B2.41B28.95M-2.67B-263.79M47.84M316.86M-471.50M-162.34M-172.84M865.24M563.08M136.22M22.92M31.58M-1.14M-4.47M
Dividends Paid--------75.28M3.39M4.17M4.70M3.06M1.88M----110.06M51.24M117.66M
FCF to OCF64.51%104.06%102.77%91.53%97.01%97.01%16.61%102.46%180.95%21.32%71.11%141.36%-256.11%340.00%91.82%89.44%85.27%65.26%73.09%-9.35%100.81%
Dividend Paid to FCF---------28.54%7.09%1.32%-1.00%-1.89%-1.09%----348.51%-4510.30%-2629.18%

Earnings

Report DateDec 31, 2006Mar 31, 2007Jun 30, 2007Nov 13, 2007Feb 29, 2008May 15, 2008Aug 14, 2008Nov 14, 2008Mar 2, 2009May 15, 2009Aug 25, 2009Nov 13, 2009Mar 9, 2010May 14, 2010Aug 27, 2010Nov 12, 2010Feb 25, 2011May 13, 2011Aug 29, 2011Nov 9, 2011Mar 20, 2012May 15, 2012Aug 31, 2012Nov 14, 2012Mar 12, 2013May 15, 2013Aug 30, 2013Nov 14, 2013Mar 19, 2014May 12, 2014Sep 1, 2014Nov 6, 2014Feb 25, 2015May 8, 2015Aug 7, 2015Nov 5, 2015Mar 17, 2016May 16, 2016Aug 12, 2016Nov 7, 2016Mar 24, 2017May 18, 2017Aug 21, 2017Nov 10, 2017Mar 16, 2018May 18, 2018Sep 21, 2018Nov 29, 2018Apr 30, 2019Nov 20, 2019May 26, 2020Nov 17, 2020May 20, 2021Sep 2, 2021Nov 18, 2021May 18, 2022Sep 1, 2022Nov 16, 2022May 18, 2023Aug 31, 2023Nov 16, 2023May 29, 2024Nov 21, 2024Feb 26, 2025Mar 31, 2025
EPS Estimate---0.68-0.800.88----0.16----0.480.60-1.08---------------------------------------------
EPS Actual0.240.481.850.640.620.720.440.910.360.570.450.240.260.610.580.310.640.483.980.520.480.422.300.220.320.230.350.430.340.170.230.59-0.030.260.220.260.040.190.940.200.110.090.270.580.060.13-1.010.07-0.120.25-1.060.050.07-0.880.17-1.15-0.030.120.020.04-0.040.020.080.550.05
Surprise----5.88%--10.00%-50.00%----50.00%----33.33%-20.00%--51.85%---------------------------------------------
Timing---Pre-market-Pre-marketPre-market----Pre-market----Pre-marketPre-market-After-hours----------Pre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-market----------------

Key Statistics & Ratios

Market Cap55.41M
Enterprise Value1.39M
Trailing P/E14.60
Forward P/E0.00
Price / Sales32.94
Price / Book0.32
EPS0.02
Book Value0.286
Revenue (TTM)1.68M
Gross Profit (TTM)1.68M
Profit Margin-225.03%
Operating Margin-380.68%
Return on Equity-3.11%
Return on Assets-0.96%
Shares Outstanding189.77M
Shares Float85.49M
Beta0.83
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio1350.00%

Dividends

20251×
0.62Jul 4, 2025
20241×
0.27Apr 8, 2024
20231×
0.58May 4, 2023
20221×
1.00Dec 8, 2022
20131×
0.36Apr 26, 2013

Stock Splits

  • Jan 21, 20191:4
  • Jan 5, 20123.9269:1