ING Bank Śląski SA

ING · WAR · Financial Services / Banks - Regional

456.6PLN-1.20 (-0.26%)

Price History

Full chart

Market Stats

Previous Close457.8

Open457.8

Day Range452 – 459.4

52-Week Range277.97 – 485.8

Volume7.94K

Market Cap59.04B

P/E (TTM)13.13

Forward P/E7.20

EPS34.56

Dividend Yield5.89%

Beta0.35

50-Day Avg449.98

200-Day Avg420.68

About

ING Bank Slaski S.A., together with its subsidiaries, provides various banking products and services for retail clients and businesses in Poland. It operates in two segments, Retail Banking and Corporate Banking. The company accepts personal and business accounts. Its loan products include cash loans, mortgages, business line of credit, invoice financing, leasing, factoring, investment loans, business loans, trade finance, guarantees, long-term financing, commercial real estate financing, and reverse factoring. The company also offers credit and debit cards; investment and savings, and insurance products; and payments, transfers, financial management, currency exchange, financial risk management, trust, and mobile and internet banking services. In addition, it offers pensions, insurance, and independent accounting services. The company was founded in 1989 and is headquartered in Katowice, Poland. ING Bank Slaski S.A. is a subsidiary of ING Bank N.V.

Company Details

SectorFinancial Services
IndustryBanks - Regional
CEOMr. Michal Boleslawski
Employees7.80K
Headquartersul. Sokolska 34, Katowice, Poland, 40-086, Poland
Websitehttps://www.ing.pl

Leadership

Mr. Michal BoleslawskiPresident of the Management Board
Ms. Joanna ErdmanVP of the Management Board & Chief Risk Officer
Mr. Marcin GizyckiHead of Private Individuals & Vice President of the Management Board
Ms. Bozena GraczykVP of the Management Board & CFO
Ms. Alicja ZylaCOO & Vice President of management Board
Mr. Maciej OgorkiewiczCIO & Vice-President of the Management Board
Mr. Marcin KoscinskiHead of Business Banking & Vice-President of the Management Board
Mr. Wojciech SienczykHead of Private Banking and Investment & Management Board Vice President
Ms. Agnieszka WolskaHead of Wholesale Banking & Vice President of management Board
Jolanta Alvarado RodriguezDirector of Accounting Department & Chief Accountant

Financials

Income Statement

Line item	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	2.85B	3.57B	4.33B	4.16B	4.22B	4.47B	4.96B	4.83B	4.90B	4.92B	5.28B	5.62B	6.15B	6.80B	6.94B	7.34B	10.21B	14.87B	15.64B	17.27B
Cost of Revenue	1.07B	1.43B	2.25B	1.68B	1.32B	1.55B	1.78B	1.57B	1.39B	1.16B	969.50M	848.10M	914.50M	986.20M	705.10M	462.70M	2.50B	4.24B	4.39B	5.72B
Gross Profit	1.78B	2.13B	2.08B	2.48B	2.89B	2.92B	3.17B	3.26B	3.50B	3.76B	4.31B	4.78B	5.24B	5.81B	6.23B	6.88B	7.71B	10.63B	11.25B	11.55B
Operating Income	753.33M	786.99M	563.06M	738.34M	934.10M	1.12B	1.02B	1.19B	1.35B	1.39B	1.64B	1.88B	2.03B	2.26B	1.91B	3.02B	2.40B	5.72B	5.54B	5.88B
EBITDA	894.96M	941.79M	696.86M	862.25M	1.06B	1.25B	1.16B	1.36B	1.52B	1.58B	1.86B	2.06B	2.22B	2.53B	2.21B	3.30B	2.68B	6.05B	5.88B	5.88B
Net Income	597.95M	636.82M	445.42M	595.07M	753.10M	880.10M	832.30M	961.50M	1.04B	1.13B	1.25B	1.40B	1.52B	1.66B	1.34B	2.31B	1.71B	4.44B	4.37B	4.63B
Interest Expense	1.07B	1.43B	2.25B	1.68B	1.32B	1.55B	1.78B	1.57B	1.39B	1.16B	969.50M	848.10M	914.50M	986.20M	705.10M	462.70M	2.50B	4.24B	4.39B	4.94B

Balance Sheet

Line item	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	48.48B	52.01B	69.61B	59.88B	64.52B	69.72B	78.27B	86.75B	99.86B	108.89B	117.48B	125.97B	141.81B	158.61B	186.60B	201.65B	217.27B	245.36B	260.36B	282.02B
Total Liabilities	44.70B	48.17B	65.39B	55.00B	58.86B	63.31B	70.13B	78.12B	89.40B	98.21B	107.00B	114.44B	128.49B	143.39B	167.98B	188.12B	207.92B	228.63B	243.19B	260.68B
Total Equity	3.76B	3.84B	4.22B	4.88B	5.65B	6.41B	8.13B	8.63B	10.45B	10.68B	10.47B	11.53B	13.32B	15.22B	18.62B	13.53B	9.34B	16.74B	17.17B	21.34B
Cash	1.15B	1.84B	1.37B	2.66B	2.39B	1.49B	4.07B	8.08B	6.43B	4.48B	2.77B	2.82B	1.24B	1.40B	2.50B	4.03B	3.43B	7.71B	9.12B	7.31B
Total Debt	-	-	-	-	-	-	567.10M	3.15B	3.33B	2.86B	4.55B	927.20M	1.38B	2.53B	4.84B	6.79B	2.05B	14.95B	16.27B	19.11B
Net Debt	-1.15B	-1.84B	-1.37B	-2.66B	-2.39B	-1.49B	-3.50B	-4.94B	-3.09B	-1.62B	1.79B	-1.89B	139.80M	1.13B	2.34B	2.76B	-1.38B	7.24B	7.15B	11.80B

Cash Flow

Line item	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	3.60B	-2.85B	-445.68M	-1.36B	-1.29B	-1.91B	-1.54B	3.06B	-904.80M	196.30M	-323.30M	5.58B	-2.70B	-270.20M	19.44B	437.00M	2.96B	-2.37B	3.40B	5.09B
Investing Cash Flow	-86.04M	-142.25M	-141.49M	276.88M	1.36B	1.35B	4.78B	-149.50M	-196.30M	-1.07B	-2.43B	-3.18B	-254.00M	-1.11B	-20.91B	1.25B	-976.20M	-795.00M	-14.45B	-19.84B
Financing Cash Flow	-411.16M	-383.88M	-152.22M	-	36.30M	-195.20M	-532.00M	-124.60M	-437.80M	-1.02B	1.10B	-559.00M	308.90M	1.42B	702.50M	-1.54B	-306.80M	7.16B	12.36B	13.70B
Capital Expenditure	91.58M	132.39M	150.37M	143.88M	152.23M	216.10M	180.20M	154.80M	210.20M	266.80M	191.00M	169.00M	230.60M	194.00M	165.10M	122.90M	268.20M	317.00M	127.00M	99.00M
Free Cash Flow	3.51B	-2.99B	-596.05M	-1.51B	-1.44B	-2.13B	-1.72B	2.91B	-1.11B	-70.50M	-514.30M	5.41B	-2.93B	-464.20M	19.28B	314.10M	2.69B	-2.69B	3.28B	5.00B
Dividends Paid	357.77M	362.98M	152.22M	-	-	195.20M	-	-	572.40M	520.50M	559.50M	200.00K	416.20M	455.40M	663.50M	663.50M	689.50M	-	4.34B	3.28B

Earnings

Report Date	Mar 31, 2001	Mar 31, 2002	Jun 30, 2002	Sep 30, 2002	Mar 31, 2007	Jun 30, 2007	Nov 7, 2007	Feb 20, 2008	May 14, 2008	Aug 13, 2008	Nov 12, 2008	Feb 27, 2009	May 13, 2009	Aug 7, 2009	Nov 10, 2009	Feb 17, 2010	May 12, 2010	Aug 11, 2010	Nov 10, 2010	Feb 16, 2011	May 5, 2011	Aug 4, 2011	Nov 3, 2011	Feb 9, 2012	May 9, 2012	Aug 8, 2012	Nov 8, 2012	Feb 13, 2013	May 8, 2013	Aug 7, 2013	Nov 6, 2013	May 7, 2014	Aug 6, 2014	Nov 5, 2014	Feb 11, 2015	May 7, 2015	Aug 5, 2015	Nov 4, 2015	Feb 4, 2016	May 10, 2016	Aug 3, 2016	Nov 3, 2016	Feb 2, 2017	May 10, 2017	Aug 2, 2017	Nov 2, 2017	Jan 31, 2018	May 9, 2018	Aug 2, 2018	Nov 7, 2018	Feb 13, 2019	May 8, 2019	Aug 1, 2019	Oct 31, 2019	Feb 6, 2020	May 8, 2020	Aug 6, 2020	Nov 5, 2020	Feb 24, 2021	May 6, 2021	Aug 6, 2021	Nov 4, 2021	Feb 3, 2022	May 6, 2022	Aug 4, 2022	Nov 3, 2022	Feb 2, 2023	May 11, 2023	Aug 3, 2023	Nov 2, 2023	Feb 1, 2024	May 6, 2024	Aug 7, 2024	Oct 31, 2024	Feb 6, 2025	May 8, 2025	Jul 31, 2025	Oct 30, 2025	Feb 10, 2026	Apr 30, 2026	Jul 30, 2026	Oct 29, 2026
EPS Estimate	-	-	-	-	-	-	-	1.25	-	1.19	1.19	1.34	-	-	1.20	1.39	1.34	1.41	1.48	1.51	1.66	1.66	1.71	3.10	1.75	-	-	-	-	-	-	-	-	-	-	1.90	2.42	2.08	2.16	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	8.93	10.58	-	-	-	-	-	-	-	-	-	-
EPS Actual	0.59	0.58	0.54	0.39	1.29	1.29	1.52	0.75	1.33	1.80	1.28	-0.99	0.62	1.40	1.62	0.93	1.36	1.47	1.48	1.47	1.63	1.80	1.69	1.64	2.09	1.29	1.56	1.46	2.00	1.67	1.80	1.96	2.17	2.10	1.77	2.11	2.65	2.43	1.58	1.99	3.13	2.55	1.96	2.31	2.77	2.89	2.82	2.48	2.86	2.91	3.48	2.50	3.61	3.19	13.84	2.05	2.43	3.38	2.41	2.96	4.73	4.91	5.14	6.09	4.40	-2.44	6.89	6.98	8.45	8.93	9.77	7.64	7.41	8.47	10.06	7.79	8.72	8.54	10.55	6.32	9.16	-
Surprise	-	-	-	-	-	-	-	-40.00%	-	51.26%	7.56%	-173.88%	-	-	35.00%	-33.09%	1.49%	4.26%	0.00%	-2.65%	-1.81%	8.43%	-1.17%	-47.10%	19.43%	-	-	-	-	-	-	-	-	-	-	11.05%	9.50%	16.83%	-26.85%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	9.41%	-27.79%	-	-	-	-	-	-	-	-	-	-
Timing	-	-	-	-	-	-	-	Pre-market	-	Pre-market	Pre-market	After-hours	-	-	Pre-market	Pre-market	After-hours	Pre-market	After-hours	Pre-market	Pre-market	-	Pre-market	Pre-market	After-hours	-	-	-	-	-	-	-	-	After-hours	After-hours	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours

Key Statistics & Ratios

Market Cap59.04B

Enterprise Value52.53B

Trailing P/E13.13

Forward P/E7.20

PEG Ratio1.07

Price / Sales5.08

Price / Book3.09

EPS34.56

Book Value151.26

Revenue (TTM)11.62B

Gross Profit (TTM)11.62B

Profit Margin38.73%

Operating Margin58.50%

Return on Equity24.13%

Return on Assets1.51%

Shares Outstanding130.10M

Shares Float32.51M

Beta0.35

Dividend Yield5.89%

Dividend Rate26.71

Payout Ratio77.27%

Dividends

20261×

26.71Apr 21, 2026

20251×

25.18May 5, 2025

20241×

33.35Apr 16, 2024

20221×

5.30Apr 13, 2022

20211×

5.10Dec 2, 2021

20191×

3.50Apr 17, 2019

20181×

3.20Apr 24, 2018

20161×

4.30Apr 19, 2016

20151×

4.00Apr 17, 2015

20141×

4.40May 12, 2014

20111×

1.50Jun 20, 2011

20081×

1.17May 12, 2008

20071×

2.79May 22, 2007

20061×

2.75May 16, 2006

20051×

1.13Jun 22, 2005

20041×

0.08Jun 14, 2004

20031×

0.24Jun 12, 2003

20021×

0.15May 10, 2002

20011×

0.30Jul 6, 2001

20001×

0.43Jul 12, 2000

19991×

0.43Jun 23, 1999

19981×

0.42Jun 25, 1998

19961×

0.56Jul 26, 1996

19951×

0.50Jul 5, 1995

Stock Splits

Nov 18, 201110:1