Bank Millennium S.A.

Bank Millennium S.A.

MIL · WAR · Financial Services / Banks - Regional

21.93PLN+0.24 (+1.11%)

Price History

Full chart

Market Stats

Previous Close21.69
Open21.93
Day Range21.93 – 21.93
52-Week Range14.41 – 23.72
Volume540
Market Cap27.08B
P/E (TTM)19.43
Forward P/E3.68
EPS1.15
Dividend Yield0.00%
Beta0.80
50-Day Avg21.45
200-Day Avg18.9

About

Bank Millennium S.A. provides various banking products and services in Poland. It operates through Retail Customer; Corporate Customer; and Treasury, Assets and Liabilities Management, and Other segments. The company offers current, savings, foreign currency savings, individual investment retirement, private banking, business, and VAT accounts; and term and structured deposits. It also provides investment advisory; investment plan and funds; credit, debit, and prepaid cards; cash, promotional online, mortgage, home equity, renewable loans, as well as consolidation loan with fixed interest rate, EKO promotional mortgage, personal account overdraft limit, loans secured with assets accumulated in the bank, and loans for purchase of securities; current account overdraft and current account overdraft increase; and property, motor, travel, your assistant, loan under protection, mortgage loan, credit card, and payment cards insurance products. In addition, the company offers Millennium 360 Prestige, Millennium Prestige World, and Prestige Personal Account; Millennium TFI Funds; domestic and foreign investment funds, such as polish and foreign investment funds, investors TFI, Goldman Sachs TFI, Esaliens TFI, and Franklin Templeton; brokerage services; and e-banking. Further, it provides loan with a de minimis guarantee, cash loan and overdraft facility in PLN, leasing; bank guarantee and document collection; additional services, including accounting, online store, payment gateway, payment terminal, and currency exchange services; and ongoing support, financing, and trade finance, as well as treasure products. Bank Millennium S.A. was formerly known as BIG Bank GDANSKI SA and changed its name to Bank Millennium S.A. in January 2003. The company was founded in 1989 and is headquartered in Warsaw, Poland. Bank Millennium S.A. is a subsidiary of Banco Comercial Português, S.A.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Joao Nuno Lima Bras Jorge
  • Employees6.80K
  • Headquartersul. Stanislawa Zaryna 2A, Warsaw, Poland, 02-593, Poland
  • Websitehttps://www.bankmillennium.pl

Leadership

  • Mr. Joao Nuno Lima Bras JorgeChairman of the Management Board · b. 1969
  • Mr. Fernando Maria Cardoso Rodrigues BichoVP of the Management Board & CFO
  • Mr. Jaroslaw HermannMember of Management Board
  • Ms. Halina KarpinskaMember of the Management Board
  • Ms. Magdalena ZmitrowiczMember of the Management Board
  • Ms. Katarzyna SulkowskaIndependent Member of the Supervisory Board & Secretary
  • Mr. Hugo Miguel-Martins ResendeMember of Management Board
  • Mr. Marcin DubnoMember of Management Board
  • Mr. Dariusz GórskiHead of Investor Relations Department
  • Mr. Tomasz TomasiakHead of the Structured Finance Department

Financials

Income Statement

Line item2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue2.24B1.96B2.50B2.99B3.29B3.20B3.52B3.95B3.51B3.42B3.18B3.38B3.33B3.48B4.48B4.31B3.94B5.87B10.16B9.76B10.63B
Cost of Revenue716.51M640.98M839.39M1.51B1.78B1.43B1.58B1.96B1.45B1.13B947.96M771.52M702.47M744.44M937.92M543.52M128.95M1.66B3.18B3.29B3.36B
Gross Profit1.52B1.32B1.66B1.48B1.51B1.77B1.94B1.99B2.06B2.29B2.23B2.61B2.62B2.74B3.54B3.76B3.82B4.21B6.97B6.47B7.27B
Operating Income709.74M370.73M584.55M521.74M1.88M407.80M591.06M595.95M680.56M838.46M687.51M953.26M925.22M1.02B835.34M210.94M-1.00B-730.75M1.31B875.02M1.62B
EBITDA795.58M432.20M671.68M592.16M81.52M482.42M655.89M651.34M734.89M893.78M737.94M1.01B978.19M1.08B1.02B421.35M-799.35M-521.83M1.52B1.10B1.84B
Net Income567.05M300.79M461.60M413.41M1.50M326.00M466.46M472.18M535.79M650.92M546.52M701.25M681.23M760.65M560.73M22.82M-1.33B-1.01B575.72M719.21M1.20B
Interest Expense716.51M640.98M839.39M1.51B1.78B1.43B1.58B1.96B1.45B1.13B947.96M771.52M702.47M744.44M937.92M543.52M128.95M1.66B3.18B3.29B3.36B

Balance Sheet

Line item2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets22.15B24.69B30.53B47.10B44.91B46.98B50.84B52.74B57.02B60.74B66.24B68.79B71.14B80.46B97.84B97.32B103.91B110.94B125.52B139.15B155.67B
Total Liabilities19.76B22.48B28.01B44.29B42.13B42.89B46.25B47.92B51.65B54.98B59.79B61.85B63.37B72.07B88.90B88.23B97.22B105.45B118.63B131.38B146.55B
Total Equity2.39B2.22B2.52B2.81B2.79B4.09B4.59B4.82B5.36B5.77B6.44B6.94B7.77B8.38B8.94B9.09B6.70B5.49B6.89B7.77B9.13B
Cash510.81M965.83M1.26B1.80B2.19B2.05B4.29B3.45B4.46B4.48B4.29B3.05B2.33B3.18B2.99B2.09B3.95B10.27B5.89B5.62B4.71B
Total Debt378.94M313.01M1.68B1.89B1.97B2.05B3.25B3.08B2.72B3.76B2.60B2.88B2.82B2.74B4.31B3.00B2.29B2.24B5.16B7.95B9.30B
Net Debt-131.87M-652.82M420.38M86.20M-221.10M2.26M-1.03B-365.44M-1.73B-727.94M-1.69B-170.95M486.93M-447.46M1.32B910.65M-1.66B-8.03B-728.94M2.33B4.59B

Cash Flow

Line item2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow357.98M-4.90B-1.75B700.98M1.85B-91.46M628.97M3.86B2.97B-477.55M4.41B2.89B2.46B4.26B-570.67M-3.14B2.79B9.99B14.40B12.41B13.63B
Investing Cash Flow-140.66M2.16B951.77M-389.69M-335.99M-980.66M1.46B-1.07B-2.12B-1.55B-2.31B-4.37B580.47M-8.00B-912.59M2.04B-556.58M1.22B-12.19B-19.18B-13.72B
Financing Cash Flow-1.20B833.63M1.33B455.71M-328.82M202.55M-1.70B-131.84M-388.72M672.26M-646.63M13.32M-13.17M-138.23M715.36M-1.06B-444.95M-355.03M2.06B2.43B821.74M
Capital Expenditure17.51M75.46M94.56M109.53M33.44M33.19M35.71M27.07M28.32M52.61M57.44M46.30M75.65M46.10M196.53M73.94M94.51M157.01M187.89M249.12M275.65M
Free Cash Flow340.48M-4.98B-1.85B591.45M1.82B-124.64M593.26M3.83B2.94B-530.16M4.36B2.85B2.38B4.21B-767.21M-3.21B2.69B9.84B14.21B12.16B13.35B
Dividends Paid237.77M458.56M144.36M161.34M--121.31M--266.89M-----------

Earnings

Report DateMar 31, 2001Jun 30, 2001Mar 31, 2002Jun 30, 2002Sep 30, 2002Mar 31, 2007Sep 28, 2007Oct 18, 2007Jan 21, 2008Apr 21, 2008Jul 21, 2008Oct 7, 2008Feb 12, 2009Apr 27, 2009Jul 31, 2009Nov 6, 2009Feb 10, 2010Apr 26, 2010Jul 27, 2010Oct 26, 2010Feb 28, 2011Apr 28, 2011Jul 26, 2011Oct 21, 2011Feb 29, 2012Apr 27, 2012Jul 24, 2012Oct 29, 2012Feb 1, 2013Apr 25, 2013Jul 25, 2013Oct 29, 2013Feb 3, 2014Apr 28, 2014Jul 28, 2014Oct 24, 2014Feb 16, 2015Apr 27, 2015Jul 27, 2015Oct 23, 2015Feb 1, 2016Apr 29, 2016Jul 26, 2016Oct 28, 2016Mar 3, 2017Apr 25, 2017Jul 25, 2017Oct 30, 2017Feb 2, 2018Apr 24, 2018Jul 26, 2018Oct 25, 2018Feb 5, 2019May 8, 2019Jul 29, 2019Oct 28, 2019Feb 3, 2020May 11, 2020Jul 23, 2020Oct 27, 2020Feb 2, 2021May 11, 2021Jul 26, 2021Oct 26, 2021Feb 1, 2022Apr 26, 2022Jul 26, 2022Oct 24, 2022Feb 15, 2023Apr 28, 2023Jul 26, 2023Oct 27, 2023Jan 30, 2024May 9, 2024Jul 26, 2024Oct 29, 2024Feb 24, 2025May 12, 2025Jul 29, 2025Oct 24, 2025Feb 27, 2026Apr 28, 2026Jul 28, 2026Oct 27, 2026
EPS Estimate--------0.11-0.130.13-----0.060.060.060.07-0.090.090.09--0.08---0.10--0.14--0.120.120.130.14--------------------------------0.67----------
EPS Actual-0.120.070.080.100.130.090.130.130.120.130.130.130.040.010.01-0.090.070.070.070.050.090.080.100.100.100.090.090.100.100.100.110.110.120.130.130.140.130.130.140.140.040.110.240.110.110.120.140.150.150.130.160.170.180.130.140.170.020.010.040.05-0.09-0.26-0.17-0.26-0.42-0.10-0.12-0.830.210.210.090.080.090.590.190.160.140.150.270.280.290.250.34-
Surprise--------9.09%-0.00%0.00%-----16.67%16.67%-16.67%28.57%-11.11%11.11%11.11%--25.00%---10.00%---7.14%--8.33%16.67%7.69%-68.79%---------------------------------11.94%----------
Timing--------Pre-market-Pre-marketAfter-hours-----Pre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketPre-market--Pre-market---Pre-market--Pre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap27.08B
Enterprise Value32.62B
Trailing P/E19.43
Forward P/E3.68
PEG Ratio1.36
Price / Sales3.96
Price / Book2.48
EPS1.15
Book Value9.3
Revenue (TTM)6.83B
Gross Profit (TTM)6.78B
Profit Margin20.48%
Operating Margin49.28%
Return on Equity14.21%
Return on Assets0.88%
Shares Outstanding1.21B
Shares Float604.51M
Beta0.80
Dividend Yield0.00%
Dividend Rate0
Payout Ratio0.00%

Dividends

20141×
0.22May 5, 2014
20111×
0.10May 12, 2011
20081×
0.17May 5, 2008
20071×
0.15May 7, 2007
20061×
0.47Jul 3, 2006
20051×
0.25Apr 6, 2005
20001×
0.06Mar 8, 2000
19991×
0.06Feb 10, 1999
19981×
0.05Apr 14, 1998
19971×
0.05May 7, 1997
19961×
0.04Mar 15, 1996
19951×
0.07Mar 8, 1995

Stock Splits

  • Jan 15, 2010970:853
  • Nov 7, 200138:31
  • Jul 15, 199740:39
  • Jan 26, 19954:1