mPay

MPY · WAR · Technology / Software - Infrastructure

0.25PLN-0.01 (-1.96%)

Price History

Full chart

Market Stats

Previous Close0.255

Open0.255

Day Range0.239 – 0.258

52-Week Range0.1215 – 0.40

Volume232.86K

Market Cap167.15M

P/E (TTM)0.00

Forward P/E0.00

EPS0.0096

Dividend Yield0.00%

50-Day Avg0.00

200-Day Avg0.00

About

mPay S.A. operates as a provider of m-payment solutions in Poland. The company offers mPay application, which allows user to buy transport tickets, pay for paid parking, and top up prepaid telephone accounts using a smartphone or tablet. It also provides open banking and payment solutions; and artificial intelligence tools, as well as engages in development of the B2C and B2B segment, and financial services ecosystem. In addition, the company offers public transport, planner, parking, PKP intercity, trains and buses, insurance, pay your bills, and entrance ticket services. mPay S.A. was incorporated in 2003 and is based in Warsaw, Poland.

Company Details

SectorTechnology
IndustrySoftware - Infrastructure
CEOMr. Andrzej Zdzislaw Basiak
Employees15
Headquartersul. Jasna 1 place 421, Warsaw, Poland, 00-013, Poland
Websitehttps://www.mpay.pl

Leadership

Mr. Andrzej Zdzislaw BasiakPresident of the Management Board
Karol ZielinskiMember of Management Board & Director of Payment Services

Financials

Income Statement

Currency: PLN	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	-	4.58M	6.85M	10.26M	12.88M	11.15M	16.84M	27.27M	36.34M	30.48M	20.19M
Growth (%)	-	-	+49.58%	+49.78%	+25.56%	-13.43%	+51.04%	+61.94%	+33.27%	-16.14%	-33.76%
Cost of Revenue	-	2.92M	5.12M	8.67M	11.13M	9.68M	14.22M	24.46M	32.41M	25.52M	15.01M
Gross Profit	572.1	1.66M	1.73M	1.59M	1.75M	1.47M	2.62M	2.81M	3.94M	4.96M	5.18M
Gross Margin	-	36.27%	25.21%	15.51%	13.55%	13.14%	15.56%	10.30%	10.83%	16.26%	25.65%
Operating Expense	-	1.54M	1.50M	1.57M	1.58M	1.24M	2.29M	2.34M	3.04M	3.44M	3.90M
Operating Income	-	115.60K	224.85K	22.10K	167.59K	229.40K	334.58K	466.12K	898.29K	1.52M	1.28M
Operating Margin	-	2.53%	3.28%	0.22%	1.30%	2.06%	1.99%	1.71%	2.47%	4.98%	6.34%
EBITDA	716.1	676.9	481.4	632.7	508.7	-	-	1.02M	1.63M	1.91M	342.62K
EBITDA Margin	-	0.01%	0.01%	0.01%	0.00%	-	-	3.74%	4.49%	6.26%	1.70%
Net Income	53.1	53.08K	90.16K	-97.18K	13.91K	59.38K	154.38K	152.19K	278.33K	106.86K	-1.05M
Net Income Margin	-	1.16%	1.32%	-0.95%	0.11%	0.53%	0.92%	0.56%	0.77%	0.35%	-5.18%
Interest Expense	55.5	72.5	109.6	117.4	176.6	136.72K	83.40K	221.67K	591.37K	1.12M	1.15M
Interest Expense % of Total Revenue	-	0.00%	0.00%	0.00%	0.00%	1.23%	0.50%	0.81%	1.63%	3.69%	5.70%

Balance Sheet

Currency: PLN	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	7.71	7.45M	9.72M	9.98M	11.56M	15.47M	22.61M	27.79M	34.16M	45.57M	48.29M
Total Liabilities	-	2.21M	4.59M	5.34M	6.92M	7.24M	7.84M	12.91M	19.03M	30.16M	33.93M
Total Equity	-	5.24M	5.13M	4.64M	4.64M	8.24M	14.77M	14.88M	15.13M	15.41M	14.36M
Cash	382.4	627.3	604.2	917.8	1.84	1.84M	5.38M	3.96M	3.60M	2.71M	2.10M
Total Debt	-	-	-	-	-	544.82K	-	-	-	-	-
Net Debt	-	-	-	-	587.09K	-	-	-	1.85M	8.80M	9.00M

Cash Flow

Currency: PLN	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	601.3	-551.94K	438.84K	1.61M	2.22M	-750.43K	-652.09K	-625.00K	-3.50M	-8.50M	561.96K
Investing Cash Flow	-	-283.94K	-157.13K	-1.90M	-1.76M	-2.00M	-	-	-	-	-
Financing Cash Flow	-	761.73K	-36.85K	261.99K	-145.11K	3.68M	-	-	-	-	-
Capital Expenditure	0	283.94K	157.13K	223.37K	531.21K	1.10M	2.50M	665.32K	27.95K	37.39K	3.36K
Free Cash Flow	-	-	-	-	-	-2.76M	-3.15M	-1.29M	-3.53M	-8.54M	558.60K
FCF to OCF	-	-	-	-	-	367.13%	483.57%	206.45%	100.80%	100.44%	99.40%

Earnings

Report Date	Mar 31, 2014	Jun 30, 2014	Sep 30, 2014	Dec 31, 2014	Mar 31, 2015	Jun 30, 2015	Sep 30, 2015	Dec 31, 2015	Mar 31, 2016	Jun 30, 2016	Sep 30, 2016	Dec 31, 2016	Mar 31, 2017	Jun 30, 2017	Sep 30, 2017	Dec 31, 2017	Mar 31, 2018	Jun 30, 2018	Sep 30, 2018	Dec 31, 2018	Mar 31, 2019	Jun 30, 2019	Sep 30, 2019	Dec 31, 2019	Mar 31, 2020	Jun 30, 2020	Sep 30, 2020	Dec 31, 2020	Mar 31, 2021	Jun 30, 2021	Sep 30, 2021	Dec 31, 2021	Mar 31, 2022	Jun 30, 2022	Sep 30, 2022	Dec 31, 2022	Mar 31, 2023	Jun 30, 2023	Sep 30, 2023	Dec 31, 2023	Mar 31, 2024	Jun 30, 2024	Sep 30, 2024	Dec 31, 2024	Mar 31, 2025	Jun 30, 2025	Sep 30, 2025	Dec 31, 2025	Mar 31, 2026	Jun 30, 2026
EPS Estimate	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EPS Actual	0.00	0.00	-0.00	-0.00	0.00	-0.00	0.00	0.00	0.00	0.00	-0.00	0.00	0.00	0.00	0.00	-0.00	0.00	-0.00	-0.00	-0.00	-0.00	0.00	-0.00	-0.00	-0.01	0.00	-0.00	0.01	0.00	0.01	-0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-0.00	0.00	0.00	0.00	0.00	-0.02	-0.01	-0.02
Surprise	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Timing	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Key Statistics & Ratios

Market Cap167.15M

Enterprise Value0

Trailing P/E0.00

Forward P/E0.00

Price / Sales0.00

Price / Book0.00

EPS0.0096

Revenue (TTM)0

Gross Profit (TTM)0

Profit Margin0.00%

Operating Margin0.00%

Return on Equity755.51%

Return on Assets0.00%

Shares Outstanding0

Shares Float0

Dividend Yield0.00%

Dividend Rate0.00

Payout Ratio0.00%