YOLFTbeta
PBS Finanse SA

PBS Finanse SA

PBF · WAR · Financial Services / Credit Services

0.51PLN-0.06 (-11.30%)

Price History

Full chart

Market Stats

Previous Close0.575
Open0.51
Day Range0.51 – 0.51
52-Week Range0.525 – 1.25
Volume852
Market Cap9.51M
P/E (TTM)91.00
Forward P/E0.00
EPS0.01
Dividend Yield0.00%
Beta-0.11
50-Day Avg1.07
200-Day Avg0.9217

About

PBS Finanse S.A. engages in real estate rental business in Poland. PBS Finanse S.A. was founded in 1991 and is based in Sanok, Poland.

Company Details

  • SectorFinancial Services
  • IndustryCredit Services
  • CEOMr. Rafal Witasik
  • Employees50
  • Headquartersst. Mickiewicza 29, Sanok, Poland, 38-500, Poland
  • Websitehttps://www.pbsfinanse.pl

Leadership

  • Mr. Rafal WitasikPresident of Management Board
  • Ms. Malgorzata MarganskaSecretary of Supervisory Board & Independent Member of Supervisory Board
  • Ewa SudolChief Accountant

Financials

Income Statement

Currency: PLN2008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue259.63M15.18M11.91M11.72M11.61M11.00M11.40M10.29M6.33M6.36M3.54M1.96M282.00K1.16M1.96M962.00K4.60M3.61M
Growth (%)--94.15%-21.54%-1.57%-0.96%-5.24%+3.65%-9.74%-38.46%+0.43%-44.38%-44.49%-85.64%+312.06%+68.67%-50.92%+378.07%-21.53%
Cost of Revenue236.44M14.62M11.58M11.47M12.19M11.71M9.00M8.42M6.89M6.82M3.09M1.71M269.00K846.00K1.48M387.00K3.69M2.81M
Gross Profit23.19M559.00K327.00K248.00K-581.00K-706.00K2.40M1.87M-561.00K-460.00K452.00K250.00K13.00K316.00K485.00K575.00K906.00K796.00K
Gross Margin8.93%3.68%2.75%2.12%-5.01%-6.42%21.03%18.15%-8.86%-7.23%12.78%12.73%4.61%27.19%24.74%59.77%19.70%22.06%
Operating Expense43.84M2.15M2.69M2.19M2.26M2.15M2.07M2.34M4.40M5.00M3.28M2.24M2.70M1.10M934.00K1.28M1.06M884.00K
Operating Income-20.65M-1.59M-2.36M-1.94M-2.84M-2.86M327.00K-473.00K-4.96M-5.46M-2.83M-1.99M-2.69M-789.00K-449.00K-705.00K-156.00K-88.00K
Operating Margin-7.95%-10.50%-19.84%-16.53%-24.46%-25.98%2.87%-4.60%-78.39%-85.87%-79.93%-101.22%-953.55%-67.90%-22.91%-73.28%-3.39%-2.44%
EBITDA-2.29M-1.37M-717.00K-1.72M-1.01M-1.56M1.46M1.67M-3.59M-2.89M-2.80M-7.62M-3.72M-166.00K-283.00K294.00K-79.00K116.00K
EBITDA Margin-0.88%-9.05%-6.02%-14.69%-8.70%-14.17%12.82%16.19%-56.73%-45.50%-79.25%-388.14%-1318.09%-14.29%-14.44%30.56%-1.72%3.21%
Net Income-38.06M-22.11M-1.31M-2.48M-1.62M-1.58M1.10M494.00K-4.70M-4.12M-2.83M-8.47M-3.24M-215.00K-302.00K278.00K-93.00K110.00K
Net Income Margin-14.66%-145.68%-11.01%-21.14%-13.96%-14.37%9.66%4.80%-74.17%-64.82%-80.13%-431.11%-1149.65%-18.50%-15.41%28.90%-2.02%3.05%
R&D--------0.030.520.89-7.96-----
R&D as % of Total Revenue--------0.00%0.00%0.00%-0.00%-----
Interest Expense6.74M1.32M19.00K32.00K69.00K65.00K49.00K105.00K366.00K156.00K112.00K19.00K3.00K1.00K0000
Interest Expense % of Total Revenue2.60%8.69%0.16%0.27%0.59%0.59%0.43%1.02%5.78%2.45%3.17%0.97%1.06%0.09%0.00%0.00%0.00%0.00%

Balance Sheet

Currency: PLN2008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets148.53M62.27M15.95M30.19M28.57M28.46M29.84M29.55M28.90M24.16M21.01M14.35M10.80M10.50M10.29M12.02M10.96M10.23M
Total Liabilities93.62M36.50M1.99M2.35M2.27M2.56M2.81M3.79M4.10M3.38M3.62M1.98M1.67M1.58M1.67M3.12M2.16M1.32M
Total Equity54.91M25.76M13.92M27.83M26.28M25.90M27.03M25.77M24.80M20.77M17.39M12.38M9.14M8.92M8.62M8.90M8.80M8.91M
Cash8.62M9.03M2.51M12.12M9.11M1.95M1.79M2.41M2.66M911.00K2.85M4.99M5.23M4.73M2.50M1.26M822.00K1.94M
Total Debt34.12M5.00K293.00K480.00K470.00K616.00K926.00K1.76M2.09M1.75M305.00K71.00K100.00K62.00K----
Net Debt25.50M-9.03M-2.21M-11.64M-8.64M-1.33M-860.00K-658.00K-570.00K837.00K-2.55M-4.92M-5.13M-4.67M-2.50M-1.26M-822.00K-1.94M

Cash Flow

Currency: PLN2008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow11.92M-2.70M-2.23M-2.13M-2.97M-2.52M-670.00K-827.00K-2.15M-2.15M-1.17M-1.63M-1.99M-1.25M-2.27M-1.74M-659.00K-849.00K
Investing Cash Flow-8.64M2.86M-5.04M-5.31M-1.28M-5.86M-586.00K-119.00K1.09M1.09M3.54M3.89M2.25M762.00K71.00K501.00K223.00K1.97M
Financing Cash Flow-7.56M262.00K745.00K17.05M1.24M1.21M1.09M1.57M-684.00K-684.00K-429.00K-94.00K-24.00K-20.00K-31.00K-31.00K--
Capital Expenditure8.56M444.00K120.00K1.31M588.00K369.00K69.00K48.00K7.00K7.00K19.00K3.00K3.00K3.00K0000
Free Cash Flow3.36M-3.15M-2.35M-3.44M-3.56M-2.88M-739.00K-875.00K-2.16M-2.16M-1.19M-1.63M-1.99M-1.25M-2.27M-1.74M-659.00K-849.00K
FCF to OCF28.16%116.42%105.37%161.56%119.78%114.67%110.30%105.80%100.33%100.33%101.63%100.18%100.15%100.24%100.00%100.00%100.00%100.00%

Earnings

Report DateMar 31, 2009Jun 30, 2009Sep 30, 2009Dec 31, 2009Mar 31, 2010Jun 30, 2010Sep 30, 2010Dec 31, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Dec 31, 2014Mar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Mar 31, 2016Jun 30, 2016Nov 10, 2016Dec 31, 2016May 30, 2017Jun 30, 2017Nov 29, 2017Dec 31, 2017Apr 27, 2018Jun 30, 2018Sep 30, 2018Dec 31, 2018Mar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020Mar 31, 2021Jun 30, 2021Sep 30, 2021Dec 31, 2021Mar 31, 2022Jun 30, 2022Sep 30, 2022Dec 31, 2022Mar 31, 2023Jun 30, 2023Sep 30, 2023Dec 31, 2023Mar 31, 2024Jun 30, 2024Sep 30, 2024Dec 31, 2024Mar 31, 2025Jun 30, 2025Sep 30, 2025Dec 31, 2025Mar 31, 2026
EPS Estimate--------------------------------------------------------------------
EPS Actual-0.62-0.17-0.41-2.010.14-0.06-0.05-0.22-0.01-0.07-0.19-0.060.01-0.09-0.05-0.04-0.02-0.03-0.060.020.070.010.010.010.010.010.02-0.040.040.03-0.02-0.02-0.09-0.05-0.280.02-0.04-0.05-0.19-0.04-0.05-0.05-0.57-0.06-0.05-0.05-0.110.01-0.02-0.01-0.00-0.02-0.02-0.020.03-0.010.020.010.000.02-0.040.03-0.02-0.010.01-0.020.02-0.01
Surprise--------------------------------------------------------------------
Timing-------------------------------After-hours-After-hours-After-hours--------------------------------

Key Statistics & Ratios

Market Cap9.51M
Enterprise Value7.99M
Trailing P/E91.00
Forward P/E0.00
Price / Sales2.70
Price / Book1.22
EPS0.01
Book Value0.853
Revenue (TTM)3.52M
Gross Profit (TTM)767.00K
EBITDA-408.00K
Profit Margin2.58%
Operating Margin-12.43%
Return on Equity1.04%
Return on Assets-2.91%
Shares Outstanding10.45M
Shares Float3.61M
Beta-0.11
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Stock Splits

  • Feb 28, 20141:10
  • Aug 10, 201162:47