Bank Polska Kasa Opieki SA

Bank Polska Kasa Opieki SA

PEO · WAR · Financial Services / Banks - Regional

264.1PLN+1.10 (+0.42%)

Price History

Full chart

Market Stats

Previous Close263
Open263.8
Day Range263.8 – 264.6
52-Week Range166.31 – 285.9
Volume1.14K
Market Cap70.97B
P/E (TTM)10.96
Forward P/E7.65
EPS24.68
Dividend Yield7.36%
Beta0.49
50-Day Avg261.59
200-Day Avg235.25

About

Bank Polska Kasa Opieki S.A., a commercial bank, provides banking products and services to retail and corporate clients in Poland. It operates through Retail Banking and Private Banking; Enterprise banking; and Corporate and Investment Banking segments. The company offers bank accounts, deposits and certificates of deposit, payment cards, loan products, mortgage and consumer loans, and insurance products. It is also involved in the brokering activity and sale of investment products; leasing, factoring, arranging issues of debt securities, and other specialized forms of financing; and transactional banking. In addition, the company provides investment advisory services, advisory in M&A, advanced treasury, capital market products, and custody services; investment banking; structured finance; financing of commercial real estate projects, including financing of the construction of warehouses; and other services, such as collecting information on debtors' financial situation, collection, debt collection, settlements accounting, and monitoring of payments. Further, it is involved in the settlement of mass transactions, financial advisory and consulting services regarding the selection of financing method, and granting loans and credits related to the factoring agreement; brokerage services for large and medium-sized enterprises and financial institutions; payment card management systems, transaction authorization and card personalization; online payment systems; and financial intermediation and transfer agent services. Bank Polska Kasa Opieki S.A. was founded in 1929 and is headquartered in Warsaw, Poland.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Cezary Stypulkowski Ph.D.
  • Employees14.78K
  • Headquartersul. Zubra 1, Warsaw, Poland, 01-066, Poland
  • Websitehttps://www.pekao.com.pl

Leadership

  • Mr. Cezary Stypulkowski Ph.D.President of Management Board · b. 1956
  • Mr. Blazej Szczecki Ph.D.Vice President of the Management Board
  • Mr. Marcin GadomskiChief Risk Officer & VP of the Management Board - Risk Management Division
  • Mr. Robert SochackiVice-President of the Management Board
  • Ms. Dagmara WojnarCFO & Vice President of the Management Board
  • Mr. Marcin ZygmanowskiVice President of the Management Board
  • Mr. Michal PanowiczVice President of Management Board
  • Magistrate Lukasz Janusz JanuszewskiVice President of Management Board · b. 1978
  • Ms. Magdalena Joanna DziewgucSecretary of the Supervisory Board · b. 1978
  • Mr. Marcin JablczynskiHead of Investor Relations

Financials

Income Statement

Line item2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue6.13B6.23B7.40B11.51B9.67B9.41B10.33B11.19B9.37B9.14B8.42B8.45B8.90B8.91B9.57B8.59B8.83B14.12B21.48B22.25B22.64B
Cost of Revenue1.52B1.47B1.95B3.68B2.81B2.33B2.75B3.45B2.24B1.76B1.29B1.07B1.05B1.13B1.22B647.35M209.59M2.87B6.16B6.08B6.40B
Gross Profit4.61B4.76B5.45B7.83B6.86B7.08B7.58B7.74B7.13B7.38B7.13B7.38B7.86B7.78B8.34B7.94B8.62B11.26B15.32B16.16B16.25B
Operating Income1.87B2.18B2.58B3.91B2.96B3.05B3.52B3.62B3.43B3.36B2.83B2.90B3.15B3.05B3.00B1.73B3.00B2.88B8.56B8.12B8.96B
EBITDA2.20B2.50B2.92B4.32B3.41B3.44B3.89B3.99B3.78B3.69B3.16B3.24B3.50B3.42B3.51B2.26B3.65B3.50B9.20B8.82B9.30B
Net Income1.54B1.79B2.16B3.53B2.41B2.53B2.90B2.94B2.78B2.71B2.29B2.28B2.48B2.29B2.17B1.10B2.17B1.72B6.66B6.38B7.01B
Interest Expense1.52B1.47B1.95B3.68B2.81B2.33B2.75B3.45B2.24B1.76B1.29B1.07B1.05B1.13B1.22B647.35M209.59M2.87B6.16B6.08B5.52B

Balance Sheet

Line item2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets61.97B67.70B124.10B131.94B130.62B134.09B146.41B150.75B158.52B167.63B168.79B174.21B185.47B191.09B203.32B233.22B250.57B281.14B305.72B334.24B352.23B
Total Liabilities53.55B58.81B109.35B115.90B112.24B113.83B125.23B127.49B135.01B143.58B145.36B151.30B162.20B168.28B179.92B207.72B226.70B258.36B275.38B302.33B316.87B
Total Equity8.41B8.88B14.67B15.95B18.29B20.17B21.09B23.17B23.42B24.02B23.41B22.90B23.27B22.80B23.39B25.48B23.85B22.76B30.33B31.90B35.35B
Cash3.59B3.62B5.76B10.22B9.88B6.20B4.89B9.44B4.58B9.33B8.25B6.34B5.82B13.03B5.16B4.81B5.09B17.71B14.73B14.27B10.98B
Total Debt77.31M58.26M6.17B6.46B4.85B3.89B3.04B7.45B6.11B7.10B6.17B4.77B7.03B7.24B9.07B15.62B13.05B18.55B18.58B25.04B33.53B
Net Debt-3.51B-3.56B408.92M-3.76B-5.03B-2.32B-1.84B-1.99B1.53B-2.23B-2.08B-1.57B1.21B-5.78B3.91B10.81B7.96B848.00M3.85B10.76B22.55B

Cash Flow

Line item2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-15.29M2.32B8.63B-1.29B8.86B6.34B-3.66B98.74M6.90B-5.24B-1.30B11.47B869.89M-6.10B-2.49B24.69B850.57M18.48B29.19B24.66B7.17B
Investing Cash Flow1.49B1.84B-1.91B526.03M-5.46B-8.22B2.60B2.31B-5.24B12.09B3.92B-13.52B-2.29B11.93B-6.75B-25.13B3.34B-13.16B-30.70B-26.49B-19.81B
Financing Cash Flow-1.09B-1.20B-1.10B-3.82B-422.08M-1.64B79.70M251.82M-3.86B-1.91B-3.67B-3.80B94.59M2.06B958.40M495.10M-3.46B4.64B-1.47B1.38B10.38B
Capital Expenditure261.89M314.12M416.16M506.22M323.61M400.55M307.94M248.65M300.18M265.33M295.61M273.26M370.64M363.35M551.00M924.04M745.14M515.44M1.05B855.00M576.00M
Free Cash Flow-277.18M2.01B8.22B-1.80B8.54B5.94B-3.97B-149.91M6.60B-5.50B-1.60B11.20B499.25M-6.46B-3.04B23.77B105.43M17.96B28.14B23.80B6.59B
Dividends Paid1.07B1.23B1.50B2.52B-761.10M1.78B1.41B2.20B2.61B2.62B2.28B2.28B2.07B1.73B842.53M842.53M1.13B1.42B5.04B4.82B

Earnings

Report DateMar 31, 2001Jun 30, 2001Sep 30, 2001Dec 31, 2001Mar 31, 2002Jun 30, 2002Sep 30, 2002Dec 31, 2002Nov 12, 2004Feb 21, 2005Aug 5, 2005Nov 10, 2005Feb 21, 2006May 12, 2006Aug 4, 2006Nov 14, 2006Feb 21, 2007May 10, 2007Aug 3, 2007Nov 14, 2007Feb 27, 2008May 8, 2008Aug 1, 2008Nov 12, 2008Feb 20, 2009May 12, 2009Aug 4, 2009Nov 10, 2009Mar 15, 2010May 12, 2010Aug 4, 2010Nov 10, 2010Mar 9, 2011May 12, 2011Aug 3, 2011Nov 14, 2011Mar 20, 2012May 10, 2012Aug 3, 2012Nov 13, 2012Mar 15, 2013May 10, 2013Aug 6, 2013Nov 8, 2013Mar 11, 2014May 12, 2014Aug 5, 2014Nov 10, 2014Feb 11, 2015May 12, 2015Aug 4, 2015Nov 10, 2015Feb 9, 2016May 10, 2016Aug 3, 2016Nov 10, 2016Feb 9, 2017May 10, 2017Aug 2, 2017Nov 8, 2017Feb 27, 2018May 10, 2018Aug 7, 2018Nov 7, 2018Feb 26, 2019May 9, 2019Aug 7, 2019Nov 6, 2019Feb 27, 2020May 12, 2020Aug 5, 2020Nov 5, 2020Feb 25, 2021May 6, 2021Aug 4, 2021Nov 4, 2021Mar 2, 2022Apr 28, 2022Aug 4, 2022Nov 3, 2022Mar 1, 2023Apr 27, 2023Aug 2, 2023Nov 8, 2023Feb 21, 2024Apr 29, 2024Aug 7, 2024Nov 6, 2024Feb 26, 2025Apr 30, 2025Aug 5, 2025Oct 30, 2025Feb 18, 2026Apr 30, 2026Jul 29, 2026Oct 29, 2026
EPS Estimate--------2.062.042.122.262.302.442.292.302.303.203.203.203.20-2.943.643.39-1.932.00-2.462.362.50-2.682.722.83-2.902.572.552.70-2.592.49-2.472.552.782.722.292.132.242.352.031.842.301.841.502.042.062.841.602.192.292.51--2.542.651.131.211.411.270.852.002.452.372.674.37-0.803.183.39-0.035.636.243.664.556.116.565.835.767.276.72-5.458.17
EPS Actual1.531.532.172.421.75-0.751.651.942.032.042.302.432.442.512.672.722.803.003.233.313.204.343.163.562.742.162.342.362.332.302.362.512.452.472.722.922.942.712.653.002.872.542.822.502.752.422.612.682.632.382.362.321.672.491.851.981.881.332.042.042.691.492.062.312.130.922.222.502.610.711.371.410.700.942.302.402.653.461.78-2.073.375.516.456.546.565.775.416.966.146.426.107.266.954.695.79-
Surprise---------1.46%0.00%8.49%7.52%6.09%2.87%16.59%18.26%21.74%-6.25%0.94%3.44%0.00%-7.48%-2.20%-19.17%-21.24%18.00%--6.50%0.00%0.40%--7.84%0.00%3.18%--6.55%3.11%17.65%6.30%-8.88%0.40%--2.02%2.35%-3.60%-3.31%3.93%10.80%3.57%-28.94%22.66%0.54%-13.91%2.17%-11.33%0.00%-0.97%-5.28%-6.88%-5.94%0.87%-15.14%---1.57%-1.51%-37.17%13.22%0.00%-44.88%10.59%15.00%-2.04%11.81%29.59%-59.27%-158.75%5.97%62.54%21600.00%16.16%5.13%57.65%18.90%13.91%-6.40%10.12%5.90%-0.14%3.42%-6.24%-
Timing--------Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketPre-market-Pre-marketPre-market-After-hoursAfter-hoursAfter-hours-Pre-marketAfter-hoursPre-market-Pre-marketPre-marketPre-marketPre-market-Pre-marketPre-market-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hours--Pre-marketAfter-hours-After-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap70.97B
Enterprise Value78.62B
Trailing P/E10.96
Forward P/E7.65
PEG Ratio2.91
Price / Sales4.34
Price / Book2.24
EPS24.68
Book Value125.28
Revenue (TTM)16.35B
Gross Profit (TTM)16.35B
Profit Margin39.62%
Operating Margin58.49%
Return on Equity20.24%
Return on Assets1.83%
Shares Outstanding262.47M
Shares Float209.92M
Beta0.49
Dividend Yield7.36%
Dividend Rate19.77
Payout Ratio80.06%

Dividends

20261×
19.77Jun 12, 2026
20251×
18.36May 6, 2025
20241×
19.20Apr 23, 2024
20231×
5.42Jul 3, 2023
20221×
4.30Jul 22, 2022
20211×
3.21Sep 9, 2021
20191×
6.60Jul 9, 2019
20181×
7.90Jul 5, 2018
20171×
8.68Jun 20, 2017
20161×
8.70Jun 21, 2016
20151×
10.00Jun 19, 2015
20141×
9.96Jun 16, 2014
20131×
8.39Jun 19, 2013
20121×
5.38Jun 15, 2012
20111×
6.80May 19, 2011
20101×
2.90May 13, 2010
20081×
9.60May 13, 2008
20071×
9.00May 14, 2007
20061×
7.40May 17, 2006
20051×
6.40May 11, 2005
20041×
4.50Apr 21, 2004
20031×
4.18Apr 17, 2003
20021×
3.80Apr 8, 2002