UniCredit S.p.A.

UniCredit S.p.A.

UCG · WAR · Financial Services / Banks - Regional

330PLN-4.20 (-1.26%)

Price History

Full chart

Market Stats

Previous Close334.2
Open334.2
Day Range330 – 334.2
52-Week Range243.78 – 380
Volume3
Market Cap556.06B
P/E (TTM)12.42
Forward P/E9.99
EPS29.68
Dividend Yield3.61%
Beta1.09
50-Day Avg362.8
200-Day Avg320.34

About

UniCredit S.p.A. provides commercial banking services in Italy, Germany, Central Europe, and Eastern Europe. The company offers retail, private, and wealth management solutions; and institutional investor solutions. It also provides corporate finance advisory, rating advisory, financial sponsor, patient capital, capital structure advisory, and sustainable finance solutions, as well as securities services. In addition, the company offers transactional and risk management, structured finance, debt funding, equity funding, project finance, commodity trade finance, and trade and export finance services; group trade and correspondent banking services; and payments solutions. It also owns and operates a digital platform that provides a one-stop-shop solution for the lending markets, offering a wide range of private debt transactions on both primary and secondary markets. The company serves SME, corporate, multinational corporate, financial institution, and public sector clients, as well as retail, private banking, wealth management, and family office clients. It has a strategic collaboration with Accenture plc and International Business Machines to establish a new technology operating model combining the resilience of mission-critical systems with the flexibility of cloud, data, and artificial intelligence. UniCredit S.p.A. was founded in 1870 and is headquartered in Milan, Italy.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Andrea Orcel
  • Employees66.18K
  • HeadquartersTower A, Milan, MI, Italy, 20154, Poland
  • Websitehttps://www.unicreditgroup.eu

Leadership

  • Mr. Andrea OrcelGroup CEO, Head of Italy Region & Director · b. 1963
  • Mr. Stefano PorroHead of Group Finance · b. 1975
  • Mr. Gianfranco BisagniGroup Chief Operating Officer · b. 1958
  • Mr. Renato Di MontaManaging Director
  • Pietro SassellaManaging Director
  • Mr. Jovana VujicicDirector
  • Mr. Ali KhanHead of Group Digital & Information
  • Ms. Magda PalczynskaHead of Group Investor Relations
  • Mr. Thiam J. LimHead of Group Compliance · b. 1957
  • Ms. Rita IzzoHead of Group Legal

Financials

Income Statement

Line item2003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue15.42B13.63B17.53B47.45B55.82B63.67B46.11B39.89B40.09B39.94B35.46B33.17B27.25B25.23B24.04B24.85B24.58B22.11B22.29B26.75B44.93B46.75B40.31B
Cost of Revenue4.75B4.51B5.73B22.14B28.06B36.07B17.59B19.89B13.98B14.20B10.73B9.68B7.55B5.66B4.46B4.36B4.52B3.69B3.61B5.71B19.57B20.17B12.81B
Gross Profit10.67B9.12B11.80B25.31B27.77B27.60B28.53B20.00B26.11B25.74B24.73B23.49B19.70B19.57B19.58B20.49B20.06B18.43B18.67B21.04B25.36B26.58B25.04B
Operating Income2.36B3.24B4.07B7.86B9.21B4.99B2.92B2.17B-7.11B-401.09M-15.32B3.68B490.56M-11.24B3.70B3.69B3.02B-2.50B1.78B7.29B11.45B12.86B13.58B
EBITDA3.11B4.92B4.54B9.59B10.58B7.36B4.48B3.85B-4.67B988.01M-11.78B4.87B1.54B-9.70B4.87B4.33B5.19B-1.08B3.27B8.59B13.08B14.17B12.07B
Net Income978.26M2.24B2.47B5.45B5.90B4.01B1.70B1.32B-9.21B864.89M-13.96B2.01B1.69B-11.79B5.47B4.11B3.37B-2.79B2.10B6.46B9.51B9.72B10.91B
Interest Expense4.75B4.51B5.73B22.14B28.06B36.07B17.59B12.89B13.98B14.20B10.73B9.68B7.55B5.66B4.46B4.36B4.52B3.69B3.61B5.71B19.57B20.17B12.82B

Balance Sheet

Line item2003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets238.26B265.41B787.28B823.28B1.02T1.05T928.76B929.49B913.57B926.84B825.92B844.22B860.43B859.53B836.79B832.17B855.65B931.46B917.23B857.77B784.97B784.00B870.66B
Total Liabilities224.40B250.33B747.85B780.54B959.40B987.37B865.87B861.78B858.77B861.59B775.86B791.38B806.95B816.34B776.57B774.82B793.86B871.51B854.58B794.28B720.73B721.16B807.47B
Total Equity12.88B13.89B35.20B38.47B57.69B55.00B59.69B64.22B51.48B61.58B46.72B49.39B50.09B39.34B59.33B56.39B61.42B59.51B62.19B63.34B64.08B62.44B67.74B
Cash4.01B2.08B15.64B19.58B43.85B28.44B28.09B23.15B22.35B37.90B27.44B22.65B29.29B32.91B82.43B43.85B56.94B177.47B162.50B134.24B72.34B54.32B38.47B
Total Debt6.32B6.54B222.53B247.94B310.21B243.74B214.77B180.99B197.72B201.28B191.24B176.18B167.76B154.88B137.50B109.27B126.15B134.08B125.92B115.46B122.52B122.72B174.88B
Net Debt2.32B4.46B206.89B228.36B266.36B215.29B186.68B157.84B175.37B163.38B163.80B153.53B138.48B121.97B55.08B65.42B69.21B-43.38B-36.59B-18.48B50.18B68.41B136.41B

Cash Flow

Line item2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow1.82B2.24B11.80B15.30B6.51B-3.98B-8.27B4.93B-10.19B4.10B-5.27B3.28B4.98B32.50B-30.96B-16.21B83.32B-7.52B10.26B-41.13B-7.08B8.53B
Investing Cash Flow-276.64M-890.03M-7.56B-8.39B-5.77B5.64B-441.90M-467.42M857.39M246.16M1.92B-157.41M-1.34B3.80B-1.22B2.81B569.00M-699.00M-237.00M-787.00M-1.06B-4.02B
Financing Cash Flow-1.45B-1.29B-2.10B-2.47B-3.66B2.79B3.04B-987.12M7.11B-934.01M1.28B-841.87M-285.41M14.34B-1.30B-315.00M660.00M-1.41B-5.55B-8.45B-10.99B-7.96B
Capital Expenditure406.13M906.74M7.94B7.65B1.90B2.08B1.89B1.60B1.54B1.62B1.55B1.57B1.83B1.41B1.58B2.19B1.43B1.24B1.17B1.15B1.74B719.35M
Free Cash Flow1.42B1.34B3.86B7.65B4.61B-6.07B-10.15B3.33B-11.73B2.48B-6.82B1.70B3.15B31.09B-32.54B-18.39B81.89B-8.76B9.09B-42.28B-8.82B10.28B
Dividends Paid1.09B1.29B2.29B2.50B3.44B7.07M875.96M983.41M253.84M934.01M611.62M841.87M780.41M477.99M1.30B1.31B579.00M774.00M1.70B2.44B4.95B5.01B

Earnings

Report DateMar 31, 2009Jun 30, 2009Sep 30, 2009Dec 31, 2009Mar 31, 2010Dec 31, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Dec 31, 2012Dec 31, 2013Feb 11, 2015May 12, 2015Aug 5, 2015Nov 11, 2015May 10, 2016Aug 3, 2016Nov 10, 2016Aug 3, 2017Oct 24, 2017Feb 8, 2018May 10, 2018Aug 7, 2018Nov 8, 2018Feb 6, 2019May 9, 2019Aug 6, 2019Nov 7, 2019Feb 6, 2020May 6, 2020Aug 6, 2020Nov 5, 2020Feb 10, 2021May 6, 2021Jul 30, 2021Oct 28, 2021Jan 28, 2022May 5, 2022Jul 27, 2022Oct 26, 2022Jan 31, 2023May 3, 2023Jul 26, 2023Oct 24, 2023Feb 5, 2024May 7, 2024Jul 24, 2024Nov 6, 2024Feb 11, 2025May 12, 2025Oct 22, 2026
EPS Estimate------------0.800.430.500.50-------0.460.320.270.360.470.51--------0.11-0.320.530.450.710.840.980.361.411.411.400.851.591.90
EPS Actual3.744.163.113.093.732.585.463.64-79.570.91-2.12-54.210.300.450.440.530.350.790.350.560.380.300.500.460.380.220.620.800.490.532.280.190.310.090.390.490.500.350.520.730.650.731.061.121.301.111.521.611.581.031.79-
Surprise-------------62.50%4.65%-12.00%6.00%-------0.00%18.75%-18.52%72.22%70.21%-3.92%--------218.18%-128.13%22.64%62.22%49.30%33.33%32.65%208.33%7.80%14.18%12.86%21.18%12.58%-
Timing------------Pre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-market-After-hoursPre-marketPre-marketAfter-hoursPre-market-Pre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hours

Key Statistics & Ratios

Market Cap556.06B
Enterprise Value607.72B
Trailing P/E12.42
Forward P/E9.99
PEG Ratio0.84
Price / Sales22.38
Price / Book1.80
EPS29.68
Book Value47
Revenue (TTM)24.84B
Gross Profit (TTM)24.84B
Profit Margin43.97%
Operating Margin68.88%
Return on Equity15.78%
Return on Assets1.23%
Shares Outstanding1.51B
Shares Float1.50B
Beta1.09
Dividend Yield3.61%
Dividend Rate13.33
Payout Ratio45.09%

Dividends

20261×
7.48Apr 20, 2026
20252×
6.21Nov 24, 20256.42Apr 22, 2025
20242×
4.03Nov 18, 20247.84Apr 22, 2024
20231×
4.29Apr 24, 2023
20221×
2.34Apr 19, 2022
20211×
0.52Apr 19, 2021
20191×
1.17Apr 23, 2019
20181×
1.39Apr 23, 2018
20161×
2.62Apr 18, 2016
20151×
2.62May 18, 2015
20141×
2.18May 19, 2014
20131×
1.96May 20, 2013
20111×
4.82May 23, 2011
20101×
6.54May 24, 2010
20091×
5.45May 18, 2009
20081×
23.50May 19, 2008

Stock Splits

  • Jan 23, 20171:10
  • Dec 27, 20111:10