YOLFTbeta
WR

Wierzycl

WRL · WAR · Financial Services / Credit Services

0.688PLN+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close0.688
Open0.688
Day Range0.688 – 0.688
52-Week Range0.484 – 0.80
Volume11
Market Cap5.99M
P/E (TTM)0.00
Forward P/E0.00
EPS-0.02
Dividend Yield0.00%
Beta0.78
50-Day Avg0.6736
200-Day Avg0.6277

About

Wierzyciel S.A. engages in granting of loans, financing leasing, debt collection, purchase and renovation of residential properties, and other financial service activities in Poland. The company also invests in residential and commercial real estate properties. It provides its loans through a network of credit agencies. The company was founded in 2003 and is headquartered in Ruda Slaska, Poland.

Company Details

  • SectorFinancial Services
  • IndustryCredit Services
  • CEOMr. Krysztof Rzepka
  • Employees5
  • HeadquartersNowy Swiat 3, Ruda Slaska, Poland, 41-706, Poland
  • Websitehttps://www.wierzycielsa.pl

Leadership

  • Mr. Krysztof RzepkaPresident of the Management Board
  • Mr. Dariusz RzepkaVice President of the Management Board

Financials

Income Statement

Currency: PLN2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue3.65M2.42M1.67M1.28M1.05M1.01M1.33M2.25M2.14M2.70M
Growth (%)--33.77%-30.98%-23.51%-17.71%-3.92%+31.99%+68.71%-4.73%+26.18%
Cost of Revenue49.54K36.51K26.30K27.95K21.43K632.37K600.86K894.93K1.03M2.56M
Gross Profit3.60M2.38M1.64M1.25M1.03M375.84K729.90K1.35M1.11M142.07K
Gross Margin98.64%98.49%98.42%97.81%97.96%37.28%54.85%60.14%51.72%5.26%
Operating Expense2.94M2.01M1.96M1.56M1.58M194.15K261.80K366.53K379.61K250.83K
Operating Income660.76K369.74K-318.20K-311.06K-554.61K181.69K468.11K983.69K726.62K-108.76K
Operating Margin18.12%15.31%-19.09%-24.39%-52.85%18.02%35.18%43.81%33.97%-4.03%
EBITDA------483.16K991.87K736.07K-87.88K
EBITDA Margin------36.31%44.18%34.41%-3.26%
Net Income240.27K129.42K-373.95K-278.61K-501.97K-826.28K-710.17K-425.84K-275.93K57.64K
Net Income Margin6.59%5.36%-22.43%-21.85%-47.84%-81.96%-53.37%-18.97%-12.90%2.14%
Interest Expense00000-----
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%-----

Balance Sheet

Currency: PLN2020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets10.02M9.20M8.51M8.09M7.87M7.77M
Total Liabilities215.19K220.00K241.51K240.78K299.90K145.37K
Total Equity9.81M8.98M8.27M7.85M7.57M7.63M
Cash3.98M3.12M2.53M1.33M913.69K1.55M

Cash Flow

Currency: PLN2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow2.07M2.57M1.44M964.78K417.85K-824.44K-127.02K-318.06K-393.34K646.26K
Investing Cash Flow-32.51K-39.46K-6.48K--15.13K-----
Financing Cash Flow-2.01M-1.39M--------
Capital Expenditure32.51K39.46K6.48K015.13K36.69K54.56K1.15K24.73K8.72K
Free Cash Flow----402.73K-861.13K-181.58K-319.21K-418.07K637.54K
FCF to OCF----96.38%104.45%142.96%100.36%106.29%98.65%

Earnings

Report DateMar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020Mar 31, 2021Jun 30, 2021Sep 30, 2021Mar 31, 2022Jun 30, 2022Sep 30, 2022Mar 31, 2023Jun 30, 2023Sep 30, 2023Dec 31, 2023Mar 31, 2024Jun 30, 2024Sep 30, 2024Dec 31, 2024Mar 31, 2025Jun 30, 2025Sep 30, 2025Dec 31, 2025Mar 31, 2026Jun 30, 2026
EPS Estimate----------------------------
EPS Actual-0.02-0.01-0.01-0.01-0.02-0.01-0.02-0.02-0.03-0.04-0.02-0.03-0.03-0.02-0.01-0.01-0.01-0.02-0.02-0.010.01-0.010.00-0.020.020.00-0.02-0.01
Surprise----------------------------
Timing----------------------------

Key Statistics & Ratios

Market Cap5.99M
Enterprise Value3.72M
Trailing P/E0.00
Forward P/E0.00
Price / Sales2.07
Price / Book0.72
EPS-0.02
Book Value0.978
Revenue (TTM)2.89M
Gross Profit (TTM)271.84K
Profit Margin-4.37%
Operating Margin-31.42%
Return on Equity-1.70%
Return on Assets-1.65%
Shares Outstanding7.53M
Shares Float0
Beta0.78
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Dividends

20151×
0.04Jul 30, 2015
20141×
0.05Jul 8, 2014
20131×
0.06Jul 8, 2013
20121×
0.10Jul 3, 2012

Stock Splits

  • May 10, 20131:10