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Commerzbank AG

Commerzbank AG

CBK · XETRA · Financial Services / Banks - Regional

39.89EUR-0.02 (-0.05%)

Price History

Full chart

Market Stats

Previous Close39.91
Open40.00
Day Range39.58 – 40.09
52-Week Range28.15 – 43.37
Volume1.53M
Market Cap42.32B
P/E (TTM)15.00
Forward P/E11.26
EPS2.61
Dividend Yield2.81%
Beta0.68
50-Day Avg40.24
200-Day Avg36.43

About

Commerzbank AG provides banking and capital market products and services to private and small business customers, corporate, financial service providers, and institutional clients in Germany, rest of Europe, the Americas, and Asia. It operates through two segments, Private and Small-Business Customers, and Corporate Clients. The company offers current, money market, checking, business accounts; insurance products; credit and debit cards; pension scheme; card payment terminal; and various loans. It also offers installment loans; renovation loans, debt structuring, car loan, overdraft facility; real estate financing; term deposits; and online banking services, as well as trades securities, such as shares, funds, ETFs, certificates, options and futures, and bonds. In addition, the company provides wealth management services. Commerzbank AG was founded in 1870 and is headquartered in Frankfurt am Main, Germany.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEODr. Bettina Orlopp
  • Employees40.11K
  • HeadquartersKaiserplatz, Frankfurt am Main, Germany, 60311, Germany
  • Websitehttps://www.commerzbank.de

Leadership

  • Dr. Bettina OrloppCEO & Chairwoman of the Board of Managing Directors · b. 1970
  • Mr. Michael Harald KotzbauerDeputy CEO, Head of Corporate Clients Business & Dy Chairman of Board of Managing Directors · b. 1968
  • Magistrate Thomas Schaufler CEFAMember of the Board of Managing Directors · b. 1970
  • Ms. Sabine Mlnarsky-BstandigChief Human Resources Officer, Labour Relations Director & Member of Board of Managing Directors · b. 1974
  • Magistrate Bernhard SpaltChief Risk Officer & Member of the Board of Managing Directors · b. 1968
  • Ms. Christiane Vorspel-RüterCOO & Member of Board of Managing Directors · b. 1965
  • Mr. Carsten SchmittCFO & Member of the Board of Managing Directors · b. 1977
  • Mr. Christoph WortigHead of Investor Relations
  • Ms. Jennifer SanderChief Compliance Officer · b. 1987
  • Ms. Silvana HeroldHead of Corporate Communications

Financials

Income Statement

Currency: EUR1999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue18.53B22.56B26.32B21.62B13.90B13.62B16.35B23.77B26.32B23.37B24.13B24.27B20.61B20.07B17.29B16.24B15.43B13.75B12.65B12.49B12.54B11.37B12.06B10.39B11.81B12.36B12.93B
Growth (%)-+21.77%+16.63%-17.84%-35.70%-2.01%+20.02%+45.34%+10.76%-11.21%+3.26%+0.58%-15.10%-2.61%-13.88%-6.05%-4.97%-10.93%-7.99%-1.23%+0.42%-9.38%+6.13%-13.88%+13.67%+4.66%+4.61%
Gross Profit6.59B6.58B6.40B36.52B3.83B5.26B7.00B8.84B8.41B6.73B10.97B13.12B10.08B10.28B9.64B9.58B9.84B9.14B8.61B8.57B8.84B8.76B9.64B10.39B11.81B12.36B10.41B
Gross Margin35.55%29.18%24.32%168.90%27.53%38.63%42.79%37.21%31.95%28.80%45.45%54.07%48.91%51.22%55.75%58.99%63.76%66.47%68.03%68.61%70.49%77.04%79.94%100.00%100.02%100.02%80.50%
Operating Expense5.22B4.35B6.36B36.89B5.81B4.47B5.28B6.45B5.91B7.14B15.63B11.77B9.57B9.42B9.40B8.95B8.01B8.49B8.26B7.33B7.72B11.38B9.54B8.38B8.41B8.53B6.46B
Operating Income1.37B2.23B43.00M-372.00M-1.98B796.00M1.72B2.40B2.50B-407.00M-4.66B1.35B507.00M859.00M238.00M628.00M1.83B643.00M341.00M1.24B1.12B-2.63B105.00M2.00B3.40B3.83B3.95B
Operating Margin7.40%9.90%0.16%-1.72%-14.24%5.84%10.52%10.08%9.52%-1.74%-19.30%5.57%2.46%4.28%1.38%3.87%11.84%4.68%2.70%9.94%8.96%-23.10%0.87%19.30%28.81%31.01%30.53%
EBITDA1.37B2.23B43.00M-372.00M-1.98B2.35B2.15B2.73B2.82B-99.00M-4.12B1.87B946.00M1.25B620.00M1.05B2.31B1.19B953.00M1.91B2.13B-1.69B980.00M2.82B4.17B4.64B3.95B
EBITDA Margin7.40%9.90%0.16%-1.72%-14.24%17.23%13.18%11.49%10.72%-0.42%-17.08%7.70%4.59%6.21%3.59%6.45%14.99%8.66%7.53%15.25%16.97%-14.84%8.12%27.10%35.33%37.53%30.53%
Net Income911.00M1.34B102.00M-269.00M-2.23B443.00M1.19B1.60B1.92B3.00M-4.63B1.43B638.00M-47.00M81.00M266.00M1.08B279.00M128.00M862.00M585.00M-2.87B430.00M1.44B2.22B2.68B2.62B
Net Income Margin4.92%5.95%0.39%-1.24%-16.03%3.25%7.26%6.75%7.28%0.01%-19.20%5.89%3.10%-0.23%0.47%1.64%7.02%2.03%1.01%6.90%4.66%-25.25%3.56%13.81%18.83%21.66%20.29%
Interest Expense11.94B15.29B18.99B14.90B10.07B8.36B9.36B14.92B17.91B16.64B13.16B11.15B10.53B9.79B7.65B6.66B5.59B4.61B4.04B3.92B3.70B2.61B2.42B3.87B9.89B12.88B11.29B
Interest Expense % of Total Revenue64.45%67.78%72.16%68.90%72.47%61.37%57.21%62.79%68.05%71.20%54.55%45.93%51.09%48.78%44.25%41.01%36.24%33.53%31.97%31.39%29.51%22.96%20.06%37.27%83.78%104.24%87.34%

Balance Sheet

Currency: EUR1999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets372.04B459.66B501.31B420.87B380.37B423.61B443.91B608.34B616.47B625.20B844.10B754.30B661.76B635.88B549.66B557.61B532.64B480.45B452.49B462.37B463.64B506.92B467.41B477.44B517.17B554.65B603.53B
Total Liabilities360.21B445.91B488.21B412.06B371.28B413.81B431.21B593.03B600.34B605.29B817.53B725.64B636.96B608.84B522.73B530.65B502.23B450.81B422.45B432.96B432.97B478.04B437.58B446.50B484.16B518.93B568.17B
Total Equity11.14B12.52B11.76B7.55B7.88B8.53B11.76B14.26B15.13B19.25B26.01B27.87B24.10B26.15B25.98B26.05B29.40B28.61B28.88B28.21B29.37B27.48B28.85B30.02B31.99B34.47B33.83B
Cash8.95B7.89B7.63B211.32B197.52B219.87B248.50B6.72B6.12B7.33B10.96B8.05B6.33B16.07B12.62B4.91B28.53B34.81B56.64B62.27B46.19B81.21B60.21B86.65B102.69B79.12B60.43B
Total Debt---9.24B8.38B8.88B8.14B243.56B219.96B180.72B191.21B12.91B121.00B93.23B78.37B61.16B74.71B163.55B139.27B46.39B45.28B126.68B43.84B43.77B109.23B54.89B142.71B
Net Debt-8.95B-7.89B-7.63B-202.09B-189.14B-211.00B-240.36B236.83B213.85B173.39B180.25B4.86B114.67B77.17B65.75B56.24B23.89B14.61B-12.61B-15.88B-915.00M-35.09B-16.36B-42.88B6.54B-24.24B82.28B

Cash Flow

Currency: EUR1999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow15.44B13.18B28.47B-17.53B2.68B4.29B16.77B36.64B-2.67B-10.21B-7.08B-14.17B-14.78B5.50B-8.44B2.66B14.72B-5.73B20.43B-1.70B-10.79B33.68B-24.26B25.86B20.28B-20.32B51.77B
Investing Cash Flow-15.94B-16.17B-29.00B19.84B-3.58B-6.29B-13.54B-45.63B2.68B2.59B-5.69B14.76B17.31B4.95B5.64B-8.91B8.31B12.07B-492.00M-556.00M-844.00M-1.22B-804.00M-713.00M-920.00M-1.31B-59.50B
Financing Cash Flow2.78B1.92B238.00M-1.59B-79.00M-534.00M481.00M6.33B-811.00M9.16B16.44B-2.93B-4.46B-626.00M-155.00M-1.36B498.00M69.00M-282.00M328.00M-1.18B2.21B-1.21B178.00M-1.29B565.00M-3.47B
Capital Expenditure880.00M2.65B1.56B738.00M317.00M505.00M429.00M1.21B275.00M624.00M4.43B492.00M296.00M457.00M1.53B735.00M252.00M362.00M908.00M589.00M699.00M898.00M973.00M675.00M998.00M1.15B1.15B
Free Cash Flow14.56B10.52B26.92B-18.27B2.36B3.79B16.34B35.43B-2.95B-10.84B-11.50B-14.66B-15.08B5.04B-9.97B1.93B14.47B-6.09B19.52B-2.29B-11.49B32.78B-25.23B25.18B19.28B-21.46B50.63B
Dividends Paid380.00M411.00M542.00M217.00M54.00M-150.00M328.00M493.00M657.00M----250.00M250.00M250.00M250.00M250.00M250.00M250.00M000444.00M627.00M1.04B
FCF to OCF94.30%79.86%94.54%104.21%88.16%88.24%97.44%96.69%110.28%106.11%162.54%103.47%102.00%91.69%118.10%72.38%98.29%106.32%95.56%134.69%106.48%97.33%104.01%97.39%95.08%105.64%97.78%
Dividend Paid to FCF2.61%3.91%2.01%-1.19%2.29%-0.92%0.93%-16.72%-6.06%-----2.51%12.98%1.73%-4.11%1.28%-10.93%-2.18%0.00%0.00%0.00%2.30%-2.92%2.06%

Earnings

Report DateJun 30, 1999Sep 30, 1999Mar 31, 2000Jun 30, 2000Sep 30, 2000Mar 31, 2001Mar 31, 2002Aug 8, 2002Nov 8, 2002May 2, 2005Aug 3, 2005Nov 3, 2005Feb 15, 2006May 4, 2006Aug 9, 2006Nov 3, 2006Mar 28, 2007May 9, 2007Aug 9, 2007Nov 6, 2007Feb 14, 2008May 7, 2008Aug 6, 2008Nov 5, 2008Feb 18, 2009May 8, 2009Aug 6, 2009Nov 5, 2009Feb 24, 2010May 7, 2010Aug 5, 2010Nov 8, 2010Feb 23, 2011May 6, 2011Aug 10, 2011Nov 4, 2011Feb 23, 2012May 9, 2012Aug 9, 2012Nov 8, 2012Feb 15, 2013May 7, 2013Aug 8, 2013Nov 7, 2013Feb 13, 2014May 7, 2014Aug 7, 2014Nov 6, 2014Feb 12, 2015May 7, 2015Aug 3, 2015Nov 2, 2015Feb 12, 2016May 3, 2016Aug 2, 2016Nov 4, 2016Feb 9, 2017May 9, 2017Aug 2, 2017Nov 9, 2017Feb 8, 2018May 15, 2018Aug 7, 2018Nov 8, 2018Feb 14, 2019May 15, 2019Aug 7, 2019Nov 6, 2019Feb 12, 2020May 13, 2020Aug 5, 2020Nov 4, 2020Feb 10, 2021May 12, 2021Aug 4, 2021Nov 4, 2021Mar 28, 2022May 12, 2022Aug 3, 2022Nov 9, 2022Feb 16, 2023May 16, 2023Aug 4, 2023Nov 8, 2023Feb 14, 2024May 15, 2024Aug 7, 2024Nov 6, 2024Feb 13, 2025May 9, 2025Aug 5, 2025Nov 5, 2025Feb 10, 2026May 7, 2026Aug 5, 2026Nov 5, 2026
EPS Estimate-----------------------------3.571.110.85-2.831.19-0.86-0.750.530.34-0.310.040.040.020.200.130.180.040.330.190.170.170.210.180.140.080.090.100.110.060.140.180.170.080.110.180.120.120.030.040.09-0.670.130.020.200.160.200.250.230.310.370.530.480.320.520.480.420.390.640.620.590.540.740.730.82
EPS Actual1.861.624.268.573.961.890.800.02-1.453.981.772.663.306.762.601.983.245.567.013.091.832.557.45-2.57-7.29-6.11-4.56-5.57-10.796.003.300.101.317.303.800.370.680.640.410.10-0.950.080.060.100.070.180.080.200.110.360.230.180.160.130.200.320.160.170.120.060.070.200.210.160.150.110.210.190.03-0.280.160.14-1.660.49-0.110.390.350.210.230.160.410.460.300.560.320.620.290.540.630.760.350.531.130.850.63-
Surprise-----------------------------68.07%197.30%-88.24%-157.95%219.33%143.02%--14.67%-22.64%-70.59%--74.19%50.00%150.00%250.00%-10.00%-38.46%11.11%175.00%9.09%21.05%5.88%-5.88%-38.10%11.11%128.57%100.00%88.89%20.00%-45.45%16.67%42.86%16.67%-5.88%87.50%0.00%16.67%58.33%-75.00%-1033.33%300.00%55.56%-147.76%276.92%-650.00%95.00%118.75%5.00%-8.00%-30.43%32.26%24.32%-43.40%16.67%0.00%19.23%-39.58%28.57%61.54%18.75%-43.55%-10.17%109.26%14.86%-13.70%-
Timing-----------------------------Pre-marketPre-marketPre-market-Pre-marketPre-marketPre-market-Pre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hours-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hours-After-hoursAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-market

Key Statistics & Ratios

Market Cap42.32B
Enterprise Value43.20B
Trailing P/E15.00
Forward P/E11.26
PEG Ratio0.84
Price / Sales3.56
Price / Book1.33
EPS2.61
Book Value31.24
Revenue (TTM)11.88B
Gross Profit (TTM)11.88B
Profit Margin26.42%
Operating Margin43.66%
Return on Equity9.67%
Return on Assets0.57%
Shares Outstanding1.08B
Shares Float937.42M
Beta0.68
Dividend Yield2.81%
Dividend Rate1.10
Payout Ratio35.03%

Dividends

20261×
1.10May 21, 2026
20251×
0.65May 16, 2025
20241×
0.35May 2, 2024
20231×
0.20Jun 1, 2023
20201×
0.20May 7, 2020
20191×
0.20May 23, 2019
20161×
0.20Apr 21, 2016
20081×
8.01May 16, 2008
20071×
6.01May 17, 2007
20061×
4.01May 18, 2006
20051×
2.00May 23, 2005
20031×
0.80Jun 2, 2003
20021×
3.21Jun 3, 2002
20011×
8.01May 28, 2001
20001×
6.41May 29, 2000
19991×
8.35May 25, 1999
19981×
16.33Jun 2, 1998
19971×
14.69Jun 2, 1997
19961×
4.08May 28, 1996
19951×
3.63May 18, 1995
19941×
3.63May 30, 1994

Stock Splits

  • Apr 24, 20131:10