YOLFTbeta
Hypoport SE

Hypoport SE

HYQ · XETRA · Financial Services / Credit Services

92.20EUR-1.05 (-1.13%)

Price History

Full chart

Market Stats

Previous Close93.25
Open93.45
Day Range91.70 – 93.45
52-Week Range67.00 – 156.40
Volume12.65K
Market Cap450.15M
P/E (TTM)15.85
Forward P/E64.94
EPS4.29
Dividend Yield0.00%
Beta2.31
50-Day Avg80.56
200-Day Avg86.75

About

Hypoport SE develops, operates, and markets technology platforms for the credit, housing, and insurance industries in Germany. The company operates through three segments: Real Estate & Mortgage Platforms, Financing Platforms, and Insurance Platforms. The Real Estate & Mortgage Platforms segment is involved in the development of technology platforms for brokering, financing, and valuing private residential properties. The Financing Platforms segment provides finance products outside the mortgage finance sector, including housing industry, corporate finance, and personal loans. The Insurance Platforms segment develops platforms for insurance distributors in the markets for tariff based retail and small commercial insurance, industrial insurance and occupational insurance. It also operates Europace, an internet based B2B marketplace for the sale of personal loan products and payment protection policies to private clients; Smart Insur platform for the sale and administration of insurance products with variable prices; and Corify and ePension B2B platforms for the administration of industrial insurance, health and occupational pension insurance. Hypoport SE was founded in 1954 and is based in Berlin, Germany.

Company Details

  • SectorFinancial Services
  • IndustryCredit Services
  • CEOMr. Ronald Slabke
  • Employees2.21K
  • HeadquartersHeidestrasse 8, Berlin, Germany, 10557, Germany
  • Websitehttps://www.hypoport.com

Leadership

  • Mr. Ronald SlabkeCo-Founder, Chairman of the Management Board & CEO · b. 1973
  • Mr. Stephan GawareckiMember of the Management Board · b. 1969
  • Dr. Thomas KretschmarCo-Founder · b. 1963
  • Mr. Jan H. PahlHead of Investor Relations

Financials

Income Statement

Currency: EUR2006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue27.46M41.23M53.42M51.49M68.28M84.73M87.98M98.21M112.44M139.37M156.83M195.07M266.52M337.63M387.70M446.30M455.50M493.89M560.68M602.60M
Growth (%)-+50.14%+29.59%-3.61%+32.59%+24.11%+3.82%+11.63%+14.49%+23.95%+12.53%+24.39%+36.62%+26.68%+14.83%+15.11%+2.06%+8.43%+13.52%+7.48%
Cost of Revenue-----62.70M68.65M77.20M86.56M100.34M111.27M142.87M195.86M246.43M177.20M196.86M194.47M284.76M319.23M509.18M
Gross Profit27.46M41.23M53.42M51.49M68.28M22.04M19.32M21.01M25.88M39.03M45.56M52.21M70.66M91.20M210.50M249.44M261.04M209.13M241.45M93.43M
Gross Margin100.00%100.00%100.00%100.00%100.00%26.01%21.97%21.39%23.01%28.00%29.05%26.76%26.51%27.01%54.29%55.89%57.31%42.34%43.06%15.50%
Operating Expense22.84M35.06M48.45M50.27M61.85M16.12M15.90M17.92M18.40M19.84M22.21M29.73M42.34M57.19M174.56M201.69M236.93M198.63M229.35M63.77M
Operating Income4.62M6.16M4.97M1.22M6.43M5.92M3.42M3.09M7.47M19.19M23.35M22.48M28.32M34.01M35.93M47.74M24.11M10.51M12.10M29.65M
Operating Margin16.83%14.95%9.30%2.37%9.41%6.98%3.89%3.15%6.65%13.77%14.89%11.52%10.63%10.07%9.27%10.70%5.29%2.13%2.16%4.92%
EBITDA7.67M10.00M10.27M1.32M6.77M12.28M9.91M8.23M12.84M25.44M28.55M30.68M39.28M52.72M64.04M77.25M57.88M53.90M56.04M69.67M
EBITDA Margin27.95%24.26%19.23%2.57%9.91%14.49%11.26%8.39%11.42%18.26%18.20%15.72%14.74%15.61%16.52%17.31%12.71%10.91%10.00%11.56%
Net Income4.08M4.26M-250.00K-346.00K3.26M3.72M-825.00K3.15M5.92M15.87M18.04M18.42M22.47M24.38M27.27M30.16M18.69M20.47M12.40M26.00M
Net Income Margin14.86%10.33%-0.47%-0.67%4.78%4.39%-0.94%3.21%5.26%11.39%11.50%9.44%8.43%7.22%7.03%6.76%4.10%4.15%2.21%4.31%
R&D------2.50M2.73M3.08M3.00M3.53M8.29M11.41M15.47M17.20M22.14M23.80M23.27M--
R&D as % of Total Revenue------2.84%2.78%2.74%2.15%2.25%4.25%4.28%4.58%4.44%4.96%5.22%4.71%--
Interest Expense000001.08M1.04M987.00K822.00K512.00K628.00K878.00K1.35M2.07M3.03M3.58M3.23M3.03M3.64M4.00M
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%1.27%1.18%1.01%0.73%0.37%0.40%0.45%0.51%0.61%0.78%0.80%0.71%0.61%0.65%0.66%

Balance Sheet

Currency: EUR2006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets44.20M48.23M55.88M54.80M67.18M72.14M70.75M73.65M80.41M96.08M112.10M140.98M305.62M391.58M552.05M595.77M583.62M625.77M696.87M692.32M
Total Liabilities25.38M25.30M31.66M30.88M39.79M40.87M40.90M40.59M41.56M43.41M47.97M58.07M152.13M213.20M330.65M342.34M310.88M285.13M339.08M312.35M
Total Equity18.82M22.93M24.02M23.73M27.20M31.05M29.61M32.80M38.59M52.39M63.83M82.60M153.17M178.03M220.46M251.78M271.11M338.60M354.04M376.06M
Cash-----7.52M8.55M10.95M12.02M24.76M22.41M14.33M31.76M24.89M33.51M48.92M29.95M96.66M86.25M91.88M
Total Debt-----18.66M18.30M16.82M15.90M11.26M10.71M16.30M80.74M114.87M189.66M197.41M187.66M183.57M186.02M176.26M
Net Debt-----11.14M9.74M5.87M3.88M-13.49M-11.70M1.97M48.98M89.98M156.15M148.49M157.72M86.91M99.77M84.39M

Cash Flow

Currency: EUR2006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow3.86M4.21M3.48M6.47M10.00M4.65M7.77M9.87M8.41M26.69M17.61M8.26M39.83M46.23M46.55M64.35M38.56M36.81M40.20M49.12M
Investing Cash Flow-4.92M-2.04M-6.38M-5.59M-7.65M-5.75M-6.47M-5.70M-6.18M-7.06M-12.55M-21.18M-85.64M-59.88M-59.51M-44.71M-42.48M-31.17M-38.47M-27.27M
Financing Cash Flow2.30M-2.25M7.26M-1.18M1.69M-2.58M-254.00K-1.39M-1.16M-6.90M-7.41M4.85M63.23M6.78M21.57M-4.23M-15.06M61.07M-12.14M-16.23M
Capital Expenditure4.05M4.72M5.71M5.02M7.58M5.27M6.52M5.74M6.17M7.11M7.67M11.09M18.67M27.02M36.63M37.15M35.98M30.82M28.59M27.52M
Free Cash Flow-188.00K-515.00K-2.23M1.45M2.42M-618.00K1.25M4.13M2.25M19.59M9.94M-2.83M21.16M19.21M9.92M27.20M2.58M6.00M11.61M21.60M
FCF to OCF-4.87%-12.25%-64.04%22.45%24.16%-13.29%16.08%41.87%26.73%73.38%56.44%-34.33%53.13%41.56%21.31%42.26%6.70%16.29%28.89%43.97%

Earnings

Report DateMar 31, 2008Jun 30, 2008Sep 30, 2008Dec 31, 2008Mar 31, 2009Jun 30, 2009Sep 30, 2009Dec 31, 2009Mar 31, 2010Aug 13, 2010Nov 9, 2010Mar 21, 2011May 9, 2011Aug 8, 2011Nov 7, 2011Mar 5, 2012May 7, 2012Aug 6, 2012Nov 5, 2012Mar 12, 2013May 6, 2013Aug 5, 2013Nov 4, 2013Mar 10, 2014May 5, 2014Aug 4, 2014Nov 3, 2014Mar 9, 2015May 5, 2015Aug 3, 2015Nov 2, 2015Mar 14, 2016May 2, 2016Aug 1, 2016Oct 31, 2016Mar 27, 2017May 4, 2017Aug 7, 2017Oct 30, 2017Mar 12, 2018May 3, 2018Aug 6, 2018Nov 5, 2018Mar 25, 2019May 13, 2019Aug 5, 2019Nov 4, 2019Mar 9, 2020May 11, 2020Aug 3, 2020Nov 2, 2020Mar 15, 2021May 10, 2021Aug 9, 2021Nov 8, 2021Mar 14, 2022May 9, 2022Aug 8, 2022Nov 14, 2022Mar 27, 2023May 8, 2023Aug 14, 2023Nov 13, 2023Jan 22, 2024May 6, 2024Aug 12, 2024Oct 29, 2024Mar 24, 2025Jun 4, 2025Aug 11, 2025Nov 10, 2025Mar 17, 2026May 11, 2026Aug 10, 2026Nov 9, 2026
EPS Estimate---------0.07-------------------0.670.64------------1.38--------------0.28-----0.450.34-0.61-------
EPS Actual0.14-0.02-0.260.090.07-0.04-0.04-0.05-0.190.220.240.270.100.010.270.220.090.15-0.00-0.390.080.140.35-0.060.420.130.210.190.500.710.730.670.700.740.730.830.910.870.700.620.980.980.890.900.990.931.110.881.271.270.850.851.521.511.120.781.991.630.28-0.940.08-0.39-0.153.480.470.360.270.770.820.720.761.571.180.78-
Surprise---------214.29%-------------------5.97%14.06%-------------34.78%--------------1.18%-----3.89%5.88%-26.23%-------
Timing---------Pre-market-------------------Pre-marketPre-market------------After-hours------------Pre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursPre-market

Key Statistics & Ratios

Market Cap450.15M
Enterprise Value427.51M
Trailing P/E15.85
Forward P/E64.94
PEG Ratio4.52
Price / Sales0.73
Price / Book1.22
EPS4.29
Book Value58.02
Revenue (TTM)617.00M
Gross Profit (TTM)294.70M
EBITDA39.48M
Profit Margin4.62%
Operating Margin4.60%
Return on Equity7.41%
Return on Assets3.14%
Shares Outstanding6.62M
Shares Float4.39M
Beta2.31
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%