Netfonds AG

NF4 · XETRA · Financial Services / Financial Conglomerates

80.50EUR+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close80.50

Open80.50

Day Range80.50 – 80.50

52-Week Range41.00 – 92.50

Volume0

Market Cap189.90M

P/E (TTM)220.27

Forward P/E21.46

EPS0.37

Dividend Yield0.00%

Beta-0.59

50-Day Avg82.25

200-Day Avg71.04

About

Netfonds AG, together with its subsidiaries, provides advisory services for the financial and insurance sectors in Germany. The company offers traditional asset management for private clients; and portfolio management of investment funds. It also operates a B2B platform in the finance and insurance sectors; and as a B2B2C service provider. In addition, the company provides billing model services comprising commission, variable service fees, service fees and commissions, fixed service fees, and fee-based consulting with credit to the client's account; customer loyalty, back office, legal certainty, customer acquisition, research, benefits, and basic knowledge services; finfire, a consultant software; and continuing education services, including online training courses, personal appointments, roadshows and trade fairs, workshops, and partner networks. It serves investment advisors, insurance brokers, banks, and organizations. Netfonds AG was founded in 2000 and is based in Hamburg, Germany.

Company Details

SectorFinancial Services
IndustryFinancial Conglomerates
CEOMr. Martin Simon Steinmeyer
Employees359
HeadquartersHeidenkampsweg 73, Hamburg, Germany, 20097, Germany
Websitehttps://www.netfonds.de

Leadership

Mr. Martin Simon SteinmeyerCEO & Chairman of Management Board
Mr. Peer ReicheltCFO & Member of Management Board
Mr. Dietgar VolzkeChief Information Officer, CTO & Member of Management Board · b. 1979
Mr. Christian HammerChief Business Officer & Member of the Management Board
Wolfgang ChrusczHead of Accounting Department
Mr. Philip AngrabeitManager of Investor Relations & Public Relations
Ms. Sarah LemkeGeneral Counsel
Nina FischerHead of Central Marketing
Mr. Eric WieseManaging Director of NFS Hamburger Vermögen GMBH
Mr. Christoph BotermannManaging Director of NFS Hamburger Vermögens GmbH

Financials

Income Statement

Currency: EUR	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	70.14M	85.99M	93.61M	114.48M	145.84M	204.23M	176.45M	194.62M	239.33M	275.90M
Growth (%)	-	+22.60%	+8.86%	+22.30%	+27.40%	+40.03%	-13.60%	+10.30%	+22.97%	+15.28%
Cost of Revenue	63.68M	77.36M	83.78M	91.29M	118.17M	159.19M	145.60M	162.86M	216.19M	224.60M
Gross Profit	6.46M	8.63M	9.83M	23.19M	27.67M	45.03M	30.85M	31.61M	23.24M	51.30M
Gross Margin	9.21%	10.03%	10.50%	20.26%	18.97%	22.05%	17.48%	16.24%	9.71%	18.59%
Operating Expense	954.18K	1.11M	1.55M	22.43M	25.37M	32.64M	27.55M	29.58M	19.60M	45.73M
Operating Income	5.51M	7.52M	8.28M	763.00K	2.31M	12.40M	3.31M	2.03M	3.64M	5.58M
Operating Margin	7.85%	8.74%	8.84%	0.67%	1.58%	6.07%	1.87%	1.05%	1.52%	2.02%
EBITDA	2.15M	2.87M	1.62M	3.57M	4.67M	16.10M	5.97M	4.87M	199.58M	3.58M
EBITDA Margin	3.07%	3.33%	1.73%	3.12%	3.20%	7.88%	3.38%	2.50%	83.39%	1.30%
Net Income	634.31K	952.19K	-690.00K	-287.00K	-15.00K	8.40M	850.09K	-620.88K	1.77M	1.39M
Net Income Margin	0.90%	1.11%	-0.74%	-0.25%	-0.01%	4.11%	0.48%	-0.32%	0.74%	0.50%
Interest Expense	67.63K	69.62K	201.29K	992.00K	1.06M	2.58M	459.56K	571.21K	905.00K	2.14M
Interest Expense % of Total Revenue	0.10%	0.08%	0.22%	0.87%	0.73%	1.26%	0.26%	0.29%	0.38%	0.78%

Balance Sheet

Currency: EUR	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	21.83M	25.96M	41.40M	56.26M	75.37M	68.68M	63.66M	72.26M	109.16M	122.51M
Total Liabilities	17.10M	20.16M	29.92M	45.54M	61.48M	46.52M	41.23M	50.81M	83.24M	96.40M
Total Equity	4.17M	4.93M	11.51M	10.86M	13.95M	21.93M	22.14M	20.66M	22.42M	22.51M
Cash	3.62M	4.48M	5.36M	3.98M	12.29M	4.79M	6.31M	4.13M	3.95M	6.45M
Total Debt	885.00K	1.90M	9.94M	20.36M	25.86M	6.99M	9.12M	10.40M	27.36M	31.06M
Net Debt	-2.74M	-2.58M	4.58M	16.38M	13.57M	2.19M	2.81M	6.26M	23.40M	24.61M

Cash Flow

Currency: EUR	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	1.31M	1.57M	-4.42M	-9.68M	5.22M	-17.77M	3.07M	1.50M	-4.16M	14.39M
Investing Cash Flow	-435.64K	-1.37M	-1.59M	-698.00K	-8.65M	-12.22M	-2.62M	-3.61M	-13.28M	-12.55M
Financing Cash Flow	-227.27K	657.24K	6.90M	8.99M	11.77M	22.50M	1.07M	-68.00K	17.25M	657.00K
Capital Expenditure	438.49K	793.21K	11.22M	1.81M	2.62M	1.07M	3.13M	2.73M	3.02M	1.06M
Free Cash Flow	868.45K	773.07K	-15.64M	-11.49M	1.75M	-19.93M	-506.00K	-1.23M	-7.17M	13.33M
Dividends Paid	96.56K	192.78K	289.17K	360.00K	-	-	-	-	-	-
FCF to OCF	66.45%	49.36%	353.85%	118.69%	33.65%	112.15%	-16.48%	-82.09%	172.56%	92.63%
Dividend Paid to FCF	11.12%	24.94%	-1.85%	-3.13%	-	-	-	-	-	-

Earnings

Report Date	May 24, 2019	Sep 19, 2019	May 18, 2020	Aug 31, 2022	Nov 30, 2022	Nov 30, 2023	Feb 28, 2024	May 27, 2024	Aug 26, 2024	Nov 26, 2024	Mar 11, 2025	Jun 17, 2025	Nov 26, 2025
EPS Estimate	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EPS Actual	0.00	-0.24	0.15	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Surprise	-	-	-	-	-	-	-	-	-	-	-	-	-
Timing	-	-	-	-	-	After-hours	-	-	-	-	-	-	-

Key Statistics & Ratios

Market Cap189.90M

Enterprise Value213.27M

Trailing P/E220.27

Forward P/E21.46

Price / Sales0.68

Price / Book8.38

EPS0.37

Book Value9.61

Revenue (TTM)277.69M

Gross Profit (TTM)26.79M

EBITDA10.80M

Profit Margin0.70%

Operating Margin0.70%

Return on Equity5.43%

Return on Assets3.07%

Shares Outstanding2.33M

Shares Float0

Beta-0.59

Dividend Yield0.00%

Dividend Rate0.00

Payout Ratio94.99%

Dividends

20251×

0.35Jul 24, 2025

20241×

0.25Aug 28, 2024

20231×

0.25Jun 27, 2023

20221×

0.25Jun 29, 2022

20211×

0.16Jun 23, 2021

20191×

0.15Aug 15, 2019