Talanx AG

Talanx AG

TLX · XETRA · Financial Services / Insurance - Diversified

124.4EUR+0.50 (+0.40%)

Price History

Full chart

Market Stats

Previous Close123.9
Open123.7
Day Range123.7 – 126.5
52-Week Range96.83 – 128.8
Volume185.35K
Market Cap30.83B
P/E (TTM)11.85
Forward P/E10.13
EPS10.08
Dividend Yield3.02%
Beta0.35
50-Day Avg119.96
200-Day Avg111.29

About

Talanx AG provides insurance and reinsurance products and services worldwide. The company offers life, casualty, third-party liability, space insurance, legal protection, fire, burglary and theft, tap water, plate glass, storm damage, comprehensive householders, comprehensive homeowners, hail, livestock, engineering, omnium, marine, business interruption, travel assistance, aviation and space liability, credit and surety, extended coverage, fire and fire business interruption insurance products, other property, and other non-life products. It also provides bancassurance activities; motor, life and property, fire, casualty, health, personal accident, and specialty insurance products, unit-linked life, annuity, term life, occupation disability; aviation and agricultural business; coverage for cyber and digital risks; parametric solutions; and structured reinsurance, as well as facultative and nat cat business; and asset management businesses. In addition, the company offers insurance cover, as well as customized products; and financial services. It has operations in Germany, the United Kingdom, Türkiye, Central and Eastern Europe, Rest of Europe, the United States, Rest of North America, Latin America, Asia, Australia, and Africa. The company was founded in 1903 and is based in Hanover, Germany. Talanx AG is a subsidiary of HDI Haftpflichtverband der Deutschen Industrie V.a.G.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Diversified
  • CEOMr. Torsten Leue
  • Employees29.41K
  • HeadquartersHDI-Platz 1, Hanover, Germany, 30659, Germany
  • Websitehttps://www.talanx.com

Leadership

  • Mr. Torsten LeueChairman of the Management Board & CEO · b. 1966
  • Dr. Jan Martin Wicke Ph.D.CFO & Member of the Management Board · b. 1968
  • Dr. Edgar PulsMember of the Management Board · b. 1973
  • Dr. Wilm LangenbachMember of Management Board · b. 1971
  • Ms. Caroline SchlienkampMember of the Management Board · b. 1974
  • Mr. Jens WarkentinMember of the Board of Management · b. 1966
  • Mr. Clemens JungsthofelMember of the Management Board · b. 1970
  • Mr. Bernd SablowskyHead of Investor Relations and Mergers & Acquisitions · b. 1970
  • Mr. Andreas KrostaHead of Group Communications.
  • Ms. Simone AuerChief Risk Officer · b. 1981

Financials

Income Statement

Line item2008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue17.52B19.98B22.85B23.06B26.00B27.20B28.40B30.33B30.15B32.31B33.78B37.89B39.14B43.13B18.73B19.23B25.58B57.27B
Cost of Revenue---4.41B4.96B5.46B5.74B5.94B6.11B6.84B7.75B8.62B9.16B9.44B-933.00M-1.12B-1.82B-
Gross Profit17.52B19.98B22.85B18.66B21.04B21.74B22.66B24.39B24.04B25.47B26.03B29.27B29.98B33.69B19.66B20.35B27.40B57.27B
Operating Income456.00M1.36B898.00M1.08B1.56B1.56B1.71B2.02B2.16B1.66B1.86B2.24B1.45B2.28B2.63B2.83B4.69B5.07B
EBITDA577.00M1.63B898.00M1.50B2.07B2.04B2.16B2.44B2.50B2.01B2.20B2.58B1.84B2.67B2.91B3.22B5.11B5.42B
Net Income183.00M485.00M216.00M515.00M626.00M732.00M769.00M734.00M903.00M671.00M703.00M923.00M648.00M1.01B706.00M1.58B1.98B2.48B
Interest Expense156.00M133.00M134.00M326.00M373.00M363.00M331.00M293.00M243.00M223.00M235.00M259.00M264.00M223.00M188.00M272.00M277.00M351.00M

Balance Sheet

Line item2008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets95.53B103.00B111.37B115.27B130.25B132.86B147.30B152.76B156.57B158.39B162.88B177.59B181.04B197.52B193.13B168.53B180.42B193.71B
Total Liabilities89.82B95.81B103.38B106.56B118.61B121.65B134.40B139.33B141.88B144.14B148.62B160.98B163.91B179.58B180.54B151.73B161.92B172.82B
Total Equity3.63B4.61B4.96B5.42B7.47B7.21B8.00B8.28B9.08B8.84B8.71B10.15B10.39B10.78B8.64B10.45B11.66B13.47B
Cash1.41B1.69B1.26B1.57B2.12B1.86B2.15B2.24B2.59B3.14B3.36B3.52B3.48B4.00B3.60B5.10B5.17B5.26B
Total Debt8.14B8.62B3.54B8.42B3.78B4.05B4.01B3.38B3.49B4.17B4.98B6.23B6.19B7.73B9.78B9.11B8.90B8.48B
Net Debt6.73B6.94B2.27B6.85B1.67B2.19B1.86B1.14B899.00M1.03B1.62B2.71B2.71B3.73B5.94B4.00B3.62B3.22B

Cash Flow

Line item2008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow963.00M5.47B4.58B3.84B5.67B5.90B5.83B6.11B4.26B5.01B3.82B6.97B6.32B10.05B5.97B8.10B8.43B8.37B
Investing Cash Flow-1.12B-5.07B-5.59B-2.98B-5.98B-5.63B-4.73B-4.48B-3.13B-4.21B-3.54B-6.65B-5.22B-10.06B-7.00B-5.03B-6.79B-5.76B
Financing Cash Flow-460.00M-129.00M553.00M-510.00M813.00M-433.00M-856.00M-1.58B-799.00M-157.00M-92.00M-203.00M-1.03B428.00M565.00M-1.49B-1.58B-2.02B
Capital Expenditure102.00M225.00M205.00M283.00M460.00M593.00M502.00M480.00M423.00M680.00M391.00M597.00M448.00M1.66B196.00M461.00M295.00M455.00M
Free Cash Flow861.00M5.25B4.38B3.55B5.21B5.30B5.33B5.63B3.84B4.33B3.43B6.38B5.87B8.38B5.77B7.63B8.43B7.92B
Dividends Paid213.00M18.00M162.00M183.00M202.00M523.00M549.00M653.00M679.00M705.00M734.00M769.00M758.00M725.00M807.00M507.00M1.14B697.00M

Earnings

Report DateDec 31, 2012Apr 9, 2013Aug 15, 2013Nov 18, 2013Mar 24, 2014May 19, 2014Aug 14, 2014Nov 7, 2014Mar 25, 2015May 11, 2015Aug 12, 2015Nov 12, 2015Mar 21, 2016May 13, 2016Aug 12, 2016Nov 15, 2016Mar 20, 2017May 15, 2017Aug 14, 2017Nov 17, 2017Mar 19, 2018May 11, 2018Aug 13, 2018Nov 12, 2018Mar 18, 2019May 9, 2019Aug 11, 2019Nov 10, 2019Mar 12, 2020May 6, 2020Aug 11, 2020Nov 12, 2020Mar 15, 2021May 6, 2021Aug 11, 2021Nov 17, 2021Mar 13, 2022May 5, 2022Aug 11, 2022Nov 13, 2022Mar 15, 2023May 15, 2023Aug 15, 2023Nov 13, 2023Mar 21, 2024May 15, 2024Aug 12, 2024Nov 14, 2024Mar 19, 2025May 15, 2025Aug 14, 2025Nov 13, 2025Mar 18, 2026May 12, 2026Aug 14, 2026Nov 12, 2026
EPS Estimate-0.520.480.480.710.730.680.660.920.780.540.770.730.750.700.780.890.810.900.020.940.900.870.190.830.931.030.870.790.870.540.550.770.850.880.970.871.011.171.201.321.671.591.751.331.332.23------2.852.532.94
EPS Actual0.370.230.810.480.930.760.650.591.020.240.650.700.970.880.710.921.070.940.89-0.080.910.860.870.200.850.930.961.050.790.880.410.770.771.101.060.701.141.011.200.891.531.671.991.791.531.532.001.941.492.342.982.292.003.002.80-
Surprise--55.77%68.75%0.00%30.99%4.11%-4.41%-10.61%10.87%-69.23%20.37%-9.09%32.88%17.33%1.43%17.95%20.22%16.05%-1.11%-500.00%-3.19%-3.89%0.00%5.26%2.41%0.00%-6.80%20.69%0.00%1.15%-24.07%40.00%0.00%29.41%20.45%-27.84%31.03%0.00%2.56%-25.83%15.91%0.00%25.16%2.29%15.04%15.04%-10.31%------5.26%10.67%-
Timing-After-hoursPre-marketAfter-hours-Pre-marketPre-marketAfter-hoursAfter-hours-Pre-marketPre-marketPre-market-Pre-marketAfter-hours-After-hoursPre-market-Pre-market-Pre-marketPre-marketPre-market-After-hoursAfter-hours-After-hoursAfter-hoursPre-market-Pre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hours-Pre-market

Key Statistics & Ratios

Market Cap30.83B
Enterprise Value35.47B
Trailing P/E11.85
Forward P/E10.13
PEG Ratio3.17
Price / Sales0.72
Price / Book2.15
EPS10.08
Book Value55.43
Revenue (TTM)42.53B
Gross Profit (TTM)7.18B
EBITDA5.55B
Profit Margin6.13%
Operating Margin8.31%
Return on Equity20.37%
Return on Assets1.80%
Shares Outstanding258.23M
Shares Float59.25M
Beta0.35
Dividend Yield3.02%
Dividend Rate3.6
Payout Ratio35.69%

Dividends

20261×
3.60May 8, 2026
20251×
2.70May 9, 2025
20241×
2.35May 8, 2024
20231×
2.00May 5, 2023
20221×
1.60May 6, 2022
20211×
1.50May 7, 2021
20201×
1.50May 8, 2020
20191×
1.45May 10, 2019
20181×
1.40May 9, 2018
20171×
1.35May 12, 2017
20161×
1.30May 12, 2016
20151×
1.25May 8, 2015
20141×
1.20May 9, 2014
20131×
1.05May 7, 2013